601 FINANCIAL SOLUTIONS LIMITED
🌳Matureactive
05620436 · ltd · incorporated 2005-11-11
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Nov 2024
Net worth
—
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueActive trading company with a 74-year-old founder — textbook succession opportunity.
Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 74). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
5 officers (3 active, 5 linked, 2 with DOB)
78
Ownership & PSC
3 active PSC(s) of 5 total, 5 with control declared
90
Director network
14 connected companies via shared directors
87
Filing history
61 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-11-30 | 2023-11-30 |
|---|---|---|
| Average employees | 200 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
- 2025-08-28📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-04-16📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-08-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-28📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-11-24📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-11-24📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-11-24📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-08-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-08📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2021-12-08📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-03-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-11-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-08-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-04-29📄capital-return-purchase-own-sharescapital · SH03
- 2018-12-11📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2018-12-11📄withdrawal-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC09
- 2005-11-11🏢Company incorporatedAs 601 FINANCIAL SOLUTIONS LIMITED
- 2005-11-11➕SMITH, Clive Richard appointedsecretary
- 2005-11-11➕KLEINFELD, Nigel Peter appointeddirector
- 2005-11-11➕SMITH, Clive Richard appointeddirector
- 2005-11-11➕WATERLOW SECRETARIES LIMITED appointedcorporate-nominee-secretary
- 2005-11-11➖WATERLOW SECRETARIES LIMITED resignedcorporate-nominee-secretary
- 2005-11-11➕WATERLOW NOMINEES LIMITED appointedcorporate-nominee-director
- 2005-11-11➖WATERLOW NOMINEES LIMITED resignedcorporate-nominee-director
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 74 — succession pressure is live.
Succession & seller-readiness
96/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 74 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 21 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Nigel Peter Kleinfeld Individual · British · DOB 08/1952 · age 74 | 25–50% | — | 25-50% shares | 07/06/2023 |
Mr Clive Richard Smith Individual · British · DOB 03/1970 · age 56 | 25–50% | — | 25-50% shares | 07/06/2023 |
Mr Jonathan Richard Gorridge Individual · British · DOB 04/1967 · age 59 | 25–50% | — | 25-50% shares | 07/06/2023 |
2 historic (ceased) PSCs
- 601 Holdings Limitedceased 07/06/2023· 75-100% shares
- Mr Clive Richard Smithceased 02/06/2021· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · SS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 2579 LIMITED→ 16323172 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 33BLACKINVESTMENTS LIMITED→ 16783911 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 4WEALTH LIMITED→ 04668130 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| 50FIVEPLUS LIMITED→ 07885828 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| A BROWN MORTGAGE SERVICES LIMITED→ 10430525 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| A J LIFE LTD→ 15612782 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| A L RISK SOLUTIONS LIMITED→ 06505361 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| A&G MORTGAGE ADVISORS LIMITED→ 14741670 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| AAB FINANCIAL SERVICES LTD→ 09557427 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| AB SPECIALIST FINANCE LTD→ 16620098 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ACQUABLU (UK) LIMITED→ 15096137 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ACQUIRE MORTGAGES LTD→ 11133327 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2005-11-11
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
4 Chester Court
Chester Hall Lane
Basildon
Essex
SS14 3WR
United Kingdom
Filing status
Accounts
Next due: 2026-08-31
Last made up to: 2024-11-30
Confirmation statement
Next due: 2026-11-25
Last: 2025-11-11
Officers (3 active · 2 resigned)
SMITH, Clive Richard→
Activesecretary · appointed 2005-11-11
View their other companies + combined net worth →
KLEINFELD, Nigel Peter→
Activedirector · ~74y · appointed 2005-11-11
View their other companies + combined net worth →
SMITH, Clive Richard→
Activedirector · ~56y · appointed 2005-11-11
View their other companies + combined net worth →
WATERLOW SECRETARIES LIMITED→
Resignedcorporate-nominee-secretary · appointed 2005-11-11 · resigned 2005-11-11
WATERLOW NOMINEES LIMITED→
Resignedcorporate-nominee-director · appointed 2005-11-11 · resigned 2005-11-11
Click a director name to see their full track record across all companies.
Recent filings (61 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-13
accounts-with-accounts-type-dormant
accounts · AA
2025-08-28
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-04-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-30
confirmation-statement-with-updates
confirmation-statement · CS01
2023-11-28
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-11-28
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-11-24
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-11-24
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-11-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-30
confirmation-statement-with-updates
confirmation-statement · CS01
2021-12-08
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2021-12-08