ACUMEN FINANCIAL PARTNERSHIP LIMITED

🌳Matureactive

05706682 · ltd · incorporated 2006-02-13

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Feb 2025

Net worth

£196.4k

book net assets

Opportunity

81/100

Exceptional

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What this business does

Primary activity: Financial intermediation not elsewhere classified

Sector: Financial & insurance

Investor take

Pursue

Asset-holding vehicle with a 67-year-old founder — textbook succession opportunity.

Opportunity 81/100 (exceptional), bankability 75/100. Strong seller-intent signal (63/100, director aged 67). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

8 officers (5 active, 8 linked, 6 with DOB)

Ownership & PSC

1 active PSC(s) of 5 total, 5 with control declared

Director network

3 connected companies via shared directors

Filing history

98 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

81/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £196,436

Cash YoY

+19%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

£513k

↑ 19% YoY

Net Worth

£196k

~ YoY

Current Assets

£557k

↑ 5.3% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-02-28	2024-02-29
Total assets	£198.5k	£217.0k
Current assets	£556.9k	£528.7k
Cash	£513.2k	£432.7k
Debtors	£43.7k	£96.0k
Net assets	£196.4k	£196.4k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

• 1 resolution
• 1 incorporation

Last 90 days

filings

• 5 persons-with-significant-control
• 1 resolution
• 1 incorporation

Last 180 days

filings

• 5 persons-with-significant-control
• 3 officers
• 1 resolution

Counts from Companies House filing history.

Corporate timeline (32 events)Click to expand

2026-05-01
📄
resolution
resolution · RESOLUTIONS
2026-05-01
📄
memorandum-articles
incorporation · MA
2026-04-20
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-04-14
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2026-04-14
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-04-14
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-04-14
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-02-27
📄
change-person-director-company-with-change-date
officers · CH01
2025-12-18
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-12-17
➖
FRAMPTON, Simon Peter, Dr resigned
secretary
2025-12-17
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2025-11-27
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-19
📄
memorandum-articles
incorporation · MA
2025-11-19
📄
resolution
resolution · RESOLUTIONS
2025-11-18
➕
HOLME, Catherine appointed
director
2025-11-17
📄
capital-allotment-shares
capital · SH01
2025-11-07
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-11-03
➕
FRAMPTON, Daniel William appointed
director
2025-03-04
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-11-29
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-30
➕
EVANS, Cecilia appointed
director
2023-10-30
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-10-17
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-11-29
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2012-05-15
➕
LANDY, Jonathan David appointed
director
2006-02-13
🏢
Company incorporated
As ACUMEN FINANCIAL PARTNERSHIP LIMITED
2006-02-13
➕
MAHER, Angela Elizabeth appointed
director
2006-02-13
➕
FRAMPTON, Simon Peter, Dr appointed
secretary
2006-02-13
➕
NORTH WEST REGISTRATION SERVICES (1994) LIMITED appointed
corporate-secretary
2006-02-13
➖
NORTH WEST REGISTRATION SERVICES (1994) LIMITED resigned
corporate-secretary
2006-02-13
➕
AVIS, Christine Susan appointed
nominee-director
2006-02-13
➖
AVIS, Christine Susan resigned
nominee-director

Owner dependency

65/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-5 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 67 — succession pressure is live.

Succession & seller-readiness

70/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
primary20+ year tenure: Director in role 20 years. Very long tenure is a classic succession signal.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Nw Ifa Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Nw Ifa Limited

Corporate parent · board control

⬇

ACUMEN FINANCIAL PARTNERSHIP LIMITED

This company · 05706682

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Nw Ifa Limited Corporate entity	—	75–100%	board control75-100% voting · board control	31/03/2026

4 historic (ceased) PSCs

Anaedas Limitedceased 31/03/2026· 25-50% shares
Merewood Holdings Limitedceased 31/03/2026· 25-50% shares
Mr Jonathan David Landyceased 31/03/2026· 25-50% voting
Ms Angela Elizabeth Maherceased 31/03/2026· 50-75% shares · 50-75% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

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AFFINITY FINANCIAL AWARENESS LIMITED→ 05246999 · est 2004 · no financials extracted	—	—	—	—	21y	—	—
AFM BUSINESS GROWTH LIMITED→ 10829228 · est 2017 · no financials extracted	—	—	—	—	8y	—	—
AFM MERSEYSIDE MEZZANINE LIMITED→ 04274732 · est 2001 · no financials extracted	—	—	—	—	24y	—	—
AFM R101 VENTURES LIMITED→ 04274723 · est 2001 · no financials extracted	—	—	—	—	24y	—	—
AFM SEED FUND LTD.→ 05303817 · est 2004 · no financials extracted	—	—	—	—	21y	—	—
AFM SMALL FIRMS FUND LIMITED→ 04275276 · est 2001 · no financials extracted	—	—	—	—	24y	—	—
AGE CONCERN LIVERPOOL (SERVICES) LIMITED→ 02118327 · est 1987 · no financials extracted	—	—	—	—	39y	—	—
AGE UK LANCASHIRE TRADING LTD→ 06430170 · est 2007 · no financials extracted	—	—	—	—	18y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2006-02-13

Jurisdictionengland-wales

Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

4a Swordfish Business Park

Higgins Lane

Burscough

L40 8JW

England

Filing status

Accounts

Next due: 2026-11-30

Last made up to: 2025-02-28

Confirmation statement

Next due: 2027-02-27

Last: 2026-02-13