MORTGAGE SOLUTIONS CENTRE LTD
Opportunity 75/100 (strong), bankability 85/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Refinance opportunity
1 live charge · oldest 20.1y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 20.1 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 1 dissolution
- • 2 dissolution
- • 1 gazette
- • 2 dissolution
- • 1 gazette
Corporate timeline (29 events)Click to expand
- 2026-06-22📄dissolution-voluntary-strike-off-suspendeddissolution · SOAS(A)
- 2026-05-12📄gazette-notice-voluntarygazette · GAZ1(A)
- 2026-05-05📄dissolution-application-strike-off-companydissolution · DS01
- 2025-12-15📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-11-22📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-12-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-22➕SOLOMONIDES, Andrew appointeddirector
- 2021-12-22➖D'UVA, Antonio resigneddirector
- 2021-12-22📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2021-12-22📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-12-22📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-12-22📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-12-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-12-22📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-09-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-08-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-06-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-07-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-01-18➖D'UVA, Maria resignedsecretary
- 2017-12-18➕D'UVA, Maria appointedsecretary
- 2010-01-14🔓Charge satisfied #1
- 2008-05-28➖D'UVA, Maria resignedsecretary
- 2008-02-22➕D'UVA, Maria appointedsecretary
- 2008-02-22➖@UKPLC CLIENT SECRETARY LTD resignedcorporate-nominee-secretary
- 2006-05-25🔒Charge registered #1Lender: Roger Malcolm Chapman and Geoffrey How
- 2006-02-24🏢Company incorporatedAs MORTGAGE SOLUTIONS CENTRE LTD
- 2006-02-24➕@UKPLC CLIENT SECRETARY LTD appointedcorporate-nominee-secretary
- 2006-02-24➕D'UVA, Antonio appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Andrew Solomonides Individual · British · DOB 01/1970 · age 56 | 75–100% | — | 75-100% shares | 22/12/2021 |
1 historic (ceased) PSC
- Mr Antonio D'Uvaceased 22/12/2021· 75-100% shares · 75-100% voting · board control · significant influence · firm interest
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| HAMMOND’S MORTGAGE SERVICES LIMITED→ 06251076 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
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| LLGGM LTD→ 09688687 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| MARTLET CAPITAL LIMITED→ 13363008 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| METALINK FOUNDATION→ 16368566 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| MIDSUMMER WEALTH LTD→ 16385653 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| MONAVATE SUPPLY CHAIN PAYMENTS SERVICES LTD→ 15183382 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| MONEY TROVE LIMITED→ 04459189 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| MORGINE LTD→ 11694903 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| MORRIS RESIDENTIAL INVESTMENTS LIMITED→ 10786174 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| MORTLOCK INVESTMENTS LIMITED→ 05997008 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 4 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Roger Malcolm Chapman and Geoffrey How / Roger Malcolm Chapman and Geoffrey How | Rent deposit deed | 1 property | 25/05/2006 | 14/01/2010 |