PENSIONS PARTNERSHIP SSAS TRUSTEES LIMITED
🌳Matureactive
05762695 · ltd · incorporated 2006-03-30
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
64/100
Worth a look
What this business does
Primary activity: Other activities auxiliary to financial services, except insurance and pension funding
Sector: Financial & insurance
Investor take
Worth a lookActive trading company. Reasonable fundamentals — worth a memo before deciding.
Opportunity 64/100 (worth a look), bankability 57/100. Biggest value-creation lever: Consolidate lender relationships. 17 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (40/100).
🏦
Refinance opportunity
58 live charges · 17 lenders · oldest 18.9y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 18.9 years old — likely at or near maturity.
- · 17 lenders named — inter-creditor friction likely.
- · Legal-friction score 63/100 (high).
Data confidence
Overall: high (84/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
58 charges (58/58 with lender, 58/58 with type)
90
Directors & officers
26 officers (2 active, 26 linked, 24 with DOB)
88
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
20 connected companies via shared directors
90
Filing history
200 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
64/100Worth a look
PassWatchWorth a lookStrongExceptional
Mixed signal. Worth opening the full target workup before deciding to pursue.
Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
63
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 2 officers
Counts from Companies House filing history.
Corporate timeline (165 events)Click to expand
- 2026-01-27📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-01-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-01-19➕WAKEFORD, Helen Mary appointeddirector
- 2026-01-19➖DOCHERTY, Peter Gordon John resigneddirector
- 2025-12-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-18➖DARVILL, Paul Andrew resigneddirector
- 2025-09-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-09-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-09-11🔒Charge registered #58Lender: Lloyds Bank PLC
- 2025-09-11🔒Charge registered #57Lender: Lloyds Bank PLC
- 2025-09-03📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-01-31📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-01-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-01-28🔒Charge registered #56Lender: Lloyds Bank PLC
- 2025-01-23📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-10-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-09-27🔒Charge registered #55Lender: Michelle Nicola Wilkinson
- 2024-09-03📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-02-12📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-02-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-02-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-02-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-02-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-02-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-02-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-02-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-02-01📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-02-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-01-31➕ALLAN, Ross Campbell appointeddirector
- 2024-01-31➖LINLEY, Joanne resignedsecretary
- 2024-01-31➖CHEUNG, Wendy Wai Chee resigneddirector
- 2024-01-31➖HICKLING, Thomas Paul resigneddirector
- 2024-01-31➖LINLEY, Joanne resigneddirector
- 2024-01-31➖LITTLE, Robert Andrew resigneddirector
- 2024-01-31➖MORAN, Peter James resigneddirector
- 2024-01-31➖WELSH, Joshua James resigneddirector
- 2024-01-31➖WILKINS, Neal Alan resigneddirector
- 2024-01-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-01-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-12-31➖COWLAND, Dan James resigneddirector
- 2023-12-31➕DOCHERTY, Peter Gordon John appointeddirector
- 2023-08-14🔓Charge satisfied #17
- 2023-06-29🔓Charge satisfied #34
- 2023-05-01➖RIDGLEY, Jane Ann resigneddirector
- 2023-03-17🔒Charge registered #53Lender: Hsbc UK Bank PLC
- 2023-03-10🔒Charge registered #54Lender: Hsbc UK Bank PLC
- 2022-12-02🔒Charge registered #52Lender: Lloyds Bank PLC
- 2022-12-02🔒Charge registered #51Lender: Lloyds Bank PLC
- 2022-10-31➖BONNEYWELL, David resigneddirector
- 2022-10-06➖SELF, William Arthur resigneddirector
Showing most recent 50 of 165 events
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
2 med · 2 low2 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: DARVILL, Paul Andrew resigned 2025-12-18; DOCHERTY, Peter Gordon John resigned 2026-01-19
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
25 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Multiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Group structure
Tpp Nominees Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Tpp Nominees Limited
Corporate parent · holds 75-100% shares · board control
⬇
PENSIONS PARTNERSHIP SSAS TRUSTEES LIMITED
This company · 05762695
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Tpp Nominees Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 29/11/2019 |
1 historic (ceased) PSC
- The Pensions Partnership Limitedceased 29/11/2019· board control · significant influence · firm interest
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · SP postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| C.P. GOODALL LTD→ 04970505 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| CH PROPERTY TRUSTEE HAWTHORNE LIMITED→ 06552690 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| CH PROPERTY TRUSTEE JARVIS LIMITED→ 08280023 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| CH PROPERTY TRUSTEE MANSION HOUSE LIMITED→ 06016110 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| CH PROPERTY TRUSTEE MNS NO 2 LIMITED→ 13400069 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| CH PROPERTY TRUSTEE PRICE LIMITED→ 10152481 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| CH PROPERTY TRUSTEE QUINN LIMITED→ 05905465 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| CH PROPERTY TRUSTEE REEVES LIMITED→ 11987573 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| CH PROPERTY TRUSTEE SPRINGFIELD LIMITED→ 05969185 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| CH PROPERTY TRUSTEE SUCHET LIMITED→ 09381866 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| CH PROPERTY TRUSTEE THORNE LIMITED→ 07713461 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| CH PROPERTY TRUSTEE TYLDSLEY LIMITED→ 14778339 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2006-03-30
Jurisdictionengland-wales
Primary SIC66190 — Other activities auxiliary to financial services, except insurance and pension funding
Registered office
Suite B & C, First Floor Milford House
43-55 Milford Street
Salisbury
SP1 2BP
United Kingdom
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-11-06
Last: 2025-10-23
Officers (2 active · 24 resigned)
ALLAN, Ross Campbell→
Activedirector · ~52y · appointed 2024-01-31
View their other companies + combined net worth →
WAKEFORD, Helen Mary→
Activedirector · ~55y · appointed 2026-01-19
View their other companies + combined net worth →
HUGHES, Graham John→
Resignedsecretary · appointed 2006-03-30 · resigned 2010-09-21
LINLEY, Joanne→
Resignedsecretary · appointed 2010-09-21 · resigned 2024-01-31
BATTEN, David Henry Cary→
Resigneddirector · ~74y · appointed 2006-03-30 · resigned 2010-09-21
BONNEYWELL, David→
Resigneddirector · ~57y · appointed 2019-11-29 · resigned 2022-10-31
BURTON, Peter→
Resigneddirector · ~76y · appointed 2006-07-05 · resigned 2013-06-20
CHEUNG, Wendy Wai Chee→
Resigneddirector · ~53y · appointed 2019-11-29 · resigned 2024-01-31
COWLAND, Dan James→
Resigneddirector · ~52y · appointed 2020-10-30 · resigned 2023-12-31
DARVILL, Paul Andrew→
Resigneddirector · ~57y · appointed 2019-11-29 · resigned 2025-12-18
DOCHERTY, Peter Gordon John→
Resigneddirector · ~45y · appointed 2023-12-31 · resigned 2026-01-19
EDWARDS, Keith Charles→
Resigneddirector · ~57y · appointed 2006-06-27 · resigned 2011-03-17
HESELWOOD, Jennifer Rochelle→
Resigneddirector · ~41y · appointed 2019-11-29 · resigned 2021-07-02
HICKLING, Thomas Paul→
Resigneddirector · ~44y · appointed 2019-11-29 · resigned 2024-01-31
HUGHES, Graham John→
Resigneddirector · ~73y · appointed 2006-03-30 · resigned 2010-09-21
LINLEY, Joanne→
Resigneddirector · ~55y · appointed 2006-07-05 · resigned 2024-01-31
LITTLE, Robert Andrew→
Resigneddirector · ~38y · appointed 2019-11-29 · resigned 2024-01-31
MORAN, Peter James→
Resigneddirector · ~51y · appointed 2019-11-29 · resigned 2024-01-31
MUIR, Graham Macdonald→
Resigneddirector · ~62y · appointed 2019-11-29 · resigned 2021-04-30
RIDGLEY, Jane Ann→
Resigneddirector · ~58y · appointed 2020-10-30 · resigned 2023-05-01
Click a director name to see their full track record across all companies.
Mortgages & charges
58
Total charges
25
Outstanding
7
Active lenders
Status:Lender:58 of 58 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 11/09/2025 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 11/09/2025 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 28/01/2025 | — | |
| outstanding | Michelle Nicola Wilkinson | A registered charge | 1 property | 27/09/2024 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 17/03/2023 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 10/03/2023 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 02/12/2022 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 02/12/2022 | — | |
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | 1 property | 25/05/2021 | — | |
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | 1 property | 25/05/2021 | — | |
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | 1 property | 25/05/2021 | — | |
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | 1 property | 25/05/2021 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 23/04/2021 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 21/04/2020 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 20/04/2020 | — | |
| outstanding | Atom Bank Atom Bank PLC | A registered charge | 1 property | 28/10/2019 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 25/02/2019 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 06/12/2018 | — | |
| satisfied | Svenska Handelsbanken Ab (Publ) | A registered charge | 1 property | 14/11/2018 | 10/02/2022 | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 25/07/2018 | — | |
| satisfied | Atom Bank Atom Bank PLC | A registered charge | 1 property | 22/02/2018 | 10/02/2022 | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 02/06/2017 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 02/06/2017 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 02/06/2017 | — | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 19/02/2016 | 29/06/2023 | |
| satisfied | Barclays Barclays Bank PLC | A registered charge | 1 property | 14/01/2016 | 10/02/2022 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 02/11/2015 | 10/02/2022 | |
| satisfied | Lloyds Banking Group Lloyds Bank Pc | A registered charge | 1 property | 20/01/2015 | 10/02/2022 | |
| satisfied | Svenska Handelsbanken Ab (Publ) | A registered charge | 1 property | 01/10/2014 | 10/02/2022 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 30/06/2014 | 10/02/2022 | |
| satisfied | Barclays Barclays Bank PLC | A registered charge | 1 property | 21/03/2014 | 10/02/2022 | |
| satisfied | Barclays Barclays Bank PLC | A registered charge | 1 property | 21/03/2014 | 10/02/2022 | |
| satisfied | HSBC Hsbc Bank PLC | A registered charge | 1 property | 05/02/2014 | 10/02/2022 | |
| satisfied | HSBC Hsbc Bank PLC | A registered charge | 1 property | 16/01/2014 | 10/02/2022 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 18/12/2013 | 10/02/2022 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 25/03/2013 | 10/02/2022 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 22/02/2013 | 05/02/2020 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 14/02/2013 | 10/02/2022 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 14/02/2013 | 10/02/2022 | |
| satisfied | Onelan Onelan Limited | Legal charge | 1 property | 14/12/2012 | 10/02/2022 | |
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage | 1 property | 29/06/2012 | — | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage | 1 property | 29/06/2012 | 14/08/2023 | |
| satisfied | Co-operative Bank The Co-Operative Bank PLC | Legal charge | 1 property | 26/01/2012 | 10/02/2022 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 06/01/2012 | 10/02/2022 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 06/01/2012 | 10/02/2022 | |
| outstanding | NatWest Group Coutts & Company | Legal charge | 1 property | 20/12/2011 | — | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 12/08/2011 | 10/02/2022 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Third party legal charge | 1 property | 17/05/2011 | 24/02/2017 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 13/05/2011 | 10/02/2022 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage deed | 1 property | 28/04/2011 | 10/02/2022 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage deed | 1 property | 28/04/2011 | 10/02/2022 | |
| satisfied | Svenska Handelsbanken Ab (Publ) | Legal charge | 1 property | 25/03/2010 | 10/02/2022 | |
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage deed | 1 property | 10/11/2009 | — | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage deed | 1 property | 10/11/2009 | 10/02/2022 | |
| satisfied | HSBC Hsbc Bank PLC | Legal charge | 1 property | 16/10/2009 | 10/02/2022 | |
| satisfied | Church House Trust Church House Trust PLC | Mortgage | 1 property | 25/07/2008 | 10/02/2022 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 20/11/2007 | 10/02/2022 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Third party legal charge | 1 property | 14/08/2007 | 10/02/2022 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (200 total)
appoint-person-director-company-with-name-date
officers · AP01
2026-01-27
termination-director-company-with-name-termination-date
officers · TM01
2026-01-23
termination-director-company-with-name-termination-date
officers · TM01
2025-12-23
confirmation-statement-with-updates
confirmation-statement · CS01
2025-11-03
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-09-11
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-09-11
accounts-with-accounts-type-dormant
accounts · AA
2025-09-03
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-01-31
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-01-29
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-01-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-23
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-10
accounts-with-accounts-type-dormant
accounts · AA
2024-09-03
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-02-12
appoint-person-director-company-with-name-date
officers · AP01
2024-02-01