SMILE COMMERCIAL LENDING LIMITED

⚰️Wound downdissolved

05764033 · ltd · incorporated 2006-03-31

Investment thesis

Company dissolved — not a live target.

Why interesting: Historical record only; useful for precedent research.

Why risky: Not transactable.

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

55/100

Worth a look

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What this business does

Primary activity: SIC 7487

Sector: Professional, scientific & technical

Investor take

Pass (distressed without resilience)

Distressed unclear — structural issues outweigh the discount.

Opportunity 55/100 (worth a look), bankability 70/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Company dissolved. Company has been dissolved — it no longer legally exists. Any diligence here is historical only. Most likely exit: share sale to pe / searcher (58/100).

Data confidence

Overall: low (46/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

Confirmed no charges registered

Directors & officers

10 officers (0 active, 10 linked, 6 with DOB)

Ownership & PSC

No PSCs filed (unusual — worth investigating)

Director network

Network not yet resolved

Filing history

37 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

55/100Worth a look

PassWatchWorth a lookStrongExceptional

Mixed signal. Worth opening the full target workup before deciding to pursue.

Business quality

Concerning — overdue filings or status flags present.

Acquirability

Some acquirability indicators.

Risk profile

Some moderate concerns — review flags.

Signal strength

Good data coverage for analysis.

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

Counts from Companies House filing history.

Corporate timeline (47 events)Click to expand

2010-08-24
📄
gazette-dissolved-compulsory
gazette · GAZ2
2010-08-24
🏁
Company dissolved
2010-05-11
📄
gazette-notice-compulsory
gazette · GAZ1
2010-01-14
📄
termination-director-company-with-name
officers · TM01
2009-12-23
📍
change-registered-office-address-company-with-date-old-address
address · AD01
2009-12-04
📍
change-registered-office-address-company-with-date-old-address
address · AD01
2009-12-04
📄
termination-director-company-with-name
officers · TM01
2009-12-04
📄
termination-secretary-company-with-name
officers · TM02
2009-11-26
➖
WALKER, Richard Ian resigned
secretary
2009-11-26
➖
LESSELLS, Stewart Rankin resigned
director
2009-11-26
➖
NASH, Graham Williamson resigned
director
2009-11-18
📄
appoint-person-director-company-with-name
officers · AP01
2009-11-07
📄
appoint-person-director-company-with-name
officers · AP01
2009-10-30
📄
termination-director-company-with-name
officers · TM01
2009-10-30
📄
termination-director-company-with-name
officers · TM01
2009-10-30
📄
termination-secretary-company-with-name
officers · TM02
2009-10-30
📍
change-registered-office-address-company-with-date-old-address
address · AD01
2009-10-30
📄
appoint-person-secretary-company-with-name
officers · AP03
2009-10-23
➖
MURTHA, Iain Edward resigned
secretary
2009-10-23
➕
WALKER, Richard Ian appointed
secretary
2009-10-23
➕
LESSELLS, Stewart Rankin appointed
director
2009-10-23
➖
MURTHA, Ian Edward resigned
director
2009-10-23
➕
NASH, Graham Williamson appointed
director
2009-10-23
➖
QUINN, Richard resigned
director
2009-07-02
📄
legacy
officers · 288a
2009-06-19
📄
legacy
annual-return · 363a
2009-06-11
📄
legacy
officers · 288b
2009-04-23
➕
QUINN, Richard appointed
director
2009-02-04
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2009-01-20
📍
legacy
address · 287
2008-06-19
➖
MORRALL, Richard resigned
director
2008-05-29
📄
legacy
annual-return · 363a
2008-05-01
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2007-07-21
📄
legacy
annual-return · 363s
2007-04-02
📄
legacy
capital · 88(2)R
2006-09-12
📍
legacy
address · 287
2006-06-14
📄
legacy
officers · 288b
2006-06-06
➕
MURTHA, Iain Edward appointed
secretary
2006-06-06
➖
TART, Michelle resigned
secretary
2006-05-18
➕
MORRALL, Richard appointed
director
2006-04-03
➕
TART, Michelle appointed
secretary
2006-04-03
➕
MURTHA, Ian Edward appointed
director
2006-03-31
🏢
Company incorporated
As SMILE COMMERCIAL LENDING LIMITED
2006-03-31
➕
RAYNER, Joanne appointed
secretary
2006-03-31
➖
RAYNER, Joanne resigned
secretary
2006-03-31
➕
MACKINDER, Gavin John appointed
director
2006-03-31
➖
MACKINDER, Gavin John resigned
director

Owner dependency

50/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

Succession & seller-readiness

40/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

1 high ·

Company dissolved

high

Company has been dissolved — it no longer legally exists. Any diligence here is historical only.

Evidence: Dissolved on 2010-08-24

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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusdissolved

Typeltd

Incorporated2006-03-31

Jurisdictionengland-wales

Primary SIC7487 — SIC 7487

Registered office

Dunston Innovation Centre

Dunston Road

Chesterfield

Derbyshire

S41 8NG

Filing status

Accounts

Next due: —

Last made up to: 2008-03-31

Confirmation statement

Next due: —

Last: —

Officers (0 active · 10 resigned)

MURTHA, Iain Edward→

secretary · appointed 2006-06-06 · resigned 2009-10-23

Resigned

RAYNER, Joanne→

secretary · appointed 2006-03-31 · resigned 2006-03-31

Resigned

TART, Michelle→

secretary · appointed 2006-04-03 · resigned 2006-06-06

Resigned

WALKER, Richard Ian→

secretary · appointed 2009-10-23 · resigned 2009-11-26

Resigned

LESSELLS, Stewart Rankin→

director · ~71y · appointed 2009-10-23 · resigned 2009-11-26

Resigned

MACKINDER, Gavin John→

director · ~65y · appointed 2006-03-31 · resigned 2006-03-31

Resigned

MORRALL, Richard→

director · ~45y · appointed 2006-05-18 · resigned 2008-06-19

Resigned

MURTHA, Ian Edward→

director · ~49y · appointed 2006-04-03 · resigned 2009-10-23

Resigned

NASH, Graham Williamson→

director · ~46y · appointed 2009-10-23 · resigned 2009-11-26

Resigned

QUINN, Richard→

director · ~49y · appointed 2009-04-23 · resigned 2009-10-23

Resigned

Click a director name to see their full track record across all companies.

Recent filings (37 total)

gazette-dissolved-compulsory

gazette · GAZ2

2010-08-24

gazette-notice-compulsory

gazette · GAZ1

2010-05-11

termination-director-company-with-name

officers · TM01

2010-01-14

change-registered-office-address-company-with-date-old-address

address · AD01

2009-12-23

change-registered-office-address-company-with-date-old-address

address · AD01

2009-12-04

termination-director-company-with-name

officers · TM01

2009-12-04

termination-secretary-company-with-name

officers · TM02

2009-12-04

appoint-person-director-company-with-name

officers · AP01

2009-11-18

appoint-person-director-company-with-name

officers · AP01

2009-11-07

termination-director-company-with-name

officers · TM01

2009-10-30

termination-director-company-with-name

officers · TM01

2009-10-30

termination-secretary-company-with-name

officers · TM02

2009-10-30

change-registered-office-address-company-with-date-old-address

address · AD01

2009-10-30

appoint-person-secretary-company-with-name

officers · AP03

2009-10-30

legacy

officers · 288a

2009-07-02