OXFORD TRAVEL COLLECTION LIMITED
Opportunity 73/100 (strong), bankability 67/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (63/100).
Refinance opportunity
6 live charges · 3 lenders · oldest 15.9y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 15.9 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (75/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · FRS 102| Metric | 2025-06-30 |
|---|---|
| Average employees | 25 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 3 officers
- • 3 mortgage
- • 1 accounts
- • 4 officers
- • 3 mortgage
- • 1 accounts
- • 4 officers
- • 3 mortgage
- • 2 accounts
Corporate timeline (49 events)Click to expand
- 2026-05-12📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-05-12📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-05-11📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2026-05-11📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2026-05-11📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2026-05-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-05-07📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-05-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-05-07🔓Charge satisfied #4
- 2026-05-06➕ATKINSON, Jennifer appointeddirector
- 2026-05-06➕FLETCHER, Michael James appointeddirector
- 2026-05-06➖GIBBINS, Mark Richard resignedsecretary
- 2026-05-06🔒Charge registered #6Lender: Arete Investors 15 (Nominees) Limited (Crn: 13599877) as Security Trustee
- 2026-05-06🔒Charge registered #5Lender: Shawbrook Bank Limited
- 2026-03-16📄change-person-director-company-with-change-dateofficers · CH01
- 2026-01-26📍change-sail-address-company-with-old-address-new-addressaddress · AD02
- 2026-01-20📄accounts-with-accounts-type-smallaccounts · AA
- 2024-12-24📄accounts-with-accounts-type-smallaccounts · AA
- 2024-10-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-24🔒Charge registered #4Lender: National Westminster Bank PLC
- 2024-10-14📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-10-14🔓Charge satisfied #3
- 2024-06-11📍move-registers-to-sail-company-with-new-addressaddress · AD03
- 2024-02-27📄accounts-with-accounts-type-smallaccounts · AA
- 2023-07-11📄change-person-director-company-with-change-dateofficers · CH01
- 2023-03-01📄resolutionresolution · RESOLUTIONS
- 2023-02-24📄capital-return-purchase-own-shares-treasury-capital-datecapital · SH03
- 2023-02-23📍change-sail-address-company-with-new-addressaddress · AD02
- 2023-02-13📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2023-02-13📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-02-03➖GIBBINS, Christina Elizabeth resigneddirector
- 2023-02-03➖LONGSDON, Davina Alexandra resigneddirector
- 2020-12-10🔒Charge registered #3Lender: National Westminster Bank PLC
- 2019-10-08➖SOPHER, Jon Andrew Victor resigneddirector
- 2019-03-15➕GIBBINS, Christina Elizabeth appointeddirector
- 2019-02-15🔓Charge satisfied #2
- 2019-02-15🔓Charge satisfied #1
- 2017-05-05➕SOPHER, Jon Andrew Victor appointeddirector
- 2015-03-11🔒Charge registered #2Lender: National Westminster Bank PLC
- 2012-09-03➕LONGSDON, Davina Alexandra appointeddirector
- 2010-07-14🔒Charge registered #1Lender: National Westminster Bank PLC
- 2006-06-08🏢Company incorporatedAs OXFORD TRAVEL COLLECTION LIMITED
- 2006-06-08➕GIBBINS, Mark Richard appointeddirector
- 2006-06-08➕LONGSDON, Rupert Michael Shaun appointeddirector
- 2006-06-08➕GIBBINS, Mark Richard appointedsecretary
- 2006-06-08➕KELLY, Sean Stephen, Mr. appointednominee-secretary
- 2006-06-08➖KELLY, Sean Stephen, Mr. resignednominee-secretary
- 2006-06-08➕CORPORATE LEGAL LTD appointedcorporate-nominee-director
- 2006-06-08➖CORPORATE LEGAL LTD resignedcorporate-nominee-director
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- secondary12+ year tenure: Director in role 20 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Multiple address changes in a short period can indicate operational instability or admin disorder.
Group structure
Otc Group Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Otc Group Ltd Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 03/02/2023 |
2 historic (ceased) PSCs
- Mr Mark Richard Gibbinsceased 03/02/2023· 25-50% shares · 25-50% voting · board control
- Mr Rupert Michael Longsdonceased 03/02/2023· 25-50% shares · 25-50% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (4 active · 6 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Arete Investors 15 (Nominees) (Crn: 13599877) as Security Trustee Arete Investors 15 (Nominees) Limited (Crn: 13599877) as Security Trustee | A registered charge | — | 06/05/2026 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | — | 06/05/2026 | — | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 24/10/2024 | 07/05/2026 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 10/12/2020 | 14/10/2024 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 11/03/2015 | 15/02/2019 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Charge of deposit | 1 property | 14/07/2010 | 15/02/2019 |