XCHANGING BROKING SERVICES LIMITED

⚰️Wound downdissolved
05879221 · ltd · incorporated 2006-07-18
Investment thesis
Company dissolved — not a live target.
Why interesting: Historical record only; useful for precedent research.
Why risky: Not transactable.
Why now
Window steady · low confidence
Stable recent picture — watch for any upcoming trigger event.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 14.8y old — refinance window within 12 months
What changed my view
Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
46/100
Watch
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)
Distressed unclear — structural issues outweigh the discount.

Opportunity 46/100 (watch), bankability 60/100. High owner-dependency — earn-out structure likely required for clean transition. Biggest value-creation lever: Resolve: Company dissolved. Company has been dissolved — it no longer legally exists. Any diligence here is historical only. Most likely exit: share sale to pe / searcher (43/100). Current lenders should be on monthly review.

🏦

Refinance opportunity

1 live charge · oldest 14.8y

65/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 14.8 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 40/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (55/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
38 officers (1 active, 38 linked, 33 with DOB)
87
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
139 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
46/100Watch
PassWatchWorth a lookStrongExceptional 

Not actionable now, but monitor — distressed, succession, or structural changes could flip this into a real opportunity.

Business quality
10
Concerning — overdue filings or status flags present.
Acquirability
55
Some acquirability indicators.
Risk profile
49
Multiple red flags — proceed with caution.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (99 events)Click to expand
  1. 2023-01-28
    ⚠️
    gazette-dissolved-liquidation
    gazette · GAZ2
  2. 2023-01-28
    🏁
    Company dissolved
  3. 2022-10-28
    ⚠️
    liquidation-voluntary-members-return-of-final-meeting
    insolvency · LIQ13
  4. 2022-01-04
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  5. 2022-01-04
    ⚠️
    liquidation-voluntary-declaration-of-solvency
    insolvency · LIQ01
  6. 2022-01-04
    ⚠️
    liquidation-voluntary-appointment-of-liquidator
    insolvency · 600
  7. 2022-01-04
    📄
    resolution
    resolution · RESOLUTIONS
  8. 2021-07-07
    📄
    legacy
    capital · SH20
  9. 2021-07-07
    📄
    capital-statement-capital-company-with-date-currency-figure
    capital · SH19
  10. 2021-07-07
    ⚠️
    legacy
    insolvency · CAP-SS
  11. 2021-07-07
    📄
    resolution
    resolution · RESOLUTIONS
  12. 2021-06-16
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  13. 2021-06-15
    ➖
    PUTHANKALAM, Manoj Kallangad resigned
    director
  14. 2021-01-27
    📄
    accounts-with-accounts-type-full
    accounts · AA
  15. 2020-01-10
    📄
    accounts-with-accounts-type-full
    accounts · AA
  16. 2019-12-06
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  17. 2019-12-05
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  18. 2019-12-01
    ➖
    LAMB, Nicholas Jason resigned
    director
  19. 2019-02-28
    ➖
    HASSAN, David resigned
    director
  20. 2019-01-23
    📄
    accounts-with-accounts-type-full
    accounts · AA
  21. 2018-10-23
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  22. 2018-09-28
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  23. 2018-01-05
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  24. 2018-01-05
    📄
    accounts-with-accounts-type-full
    accounts · AA
  25. 2017-12-13
    ➖
    GUTTRIDGE, Adrian Michael resigned
    director
  26. 2017-12-12
    ➕
    LEA, Martin Ronald appointed
    director
  27. 2017-12-11
    ➕
    LAMB, Nicholas Jason appointed
    director
  28. 2017-09-28
    ➖
    GUERIN, Stephen John resigned
    director
  29. 2017-03-20
    🔓
    Charge satisfied #1
  30. 2016-10-21
    ➖
    GRAHAM, Natalie resigned
    secretary
  31. 2016-08-08
    ➕
    HASSAN, David appointed
    director
  32. 2016-07-27
    ➖
    LAMB, Nicholas Jason resigned
    director
  33. 2015-12-07
    ➕
    GRAHAM, Natalie appointed
    secretary
  34. 2015-06-22
    ➕
    GUERIN, Stephen John appointed
    director
  35. 2014-07-16
    ➕
    GUTTRIDGE, Adrian Michael appointed
    director
  36. 2014-06-30
    ➖
    KRUGER, James resigned
    director
  37. 2014-06-23
    ➕
    PUTHANKALAM, Manoj Kallangad appointed
    director
  38. 2013-06-25
    ➖
    MCGRATH, Gail resigned
    secretary
  39. 2013-02-28
    ➖
    SONI, Nimish Hasmukh, Mr. resigned
    director
  40. 2012-04-23
    ➕
    KRUGER, James appointed
    director
  41. 2012-04-23
    ➕
    LAMB, Nicholas Jason appointed
    director
  42. 2012-04-23
    ➖
    ROBERTSON, Steven resigned
    director
  43. 2012-04-02
    ➕
    MCGRATH, Gail appointed
    secretary
  44. 2012-04-01
    ➕
    SONI, Nimish Hasmukh, Mr. appointed
    director
  45. 2012-02-06
    ➖
    BAUERNFEIND, David Gregory resigned
    director
  46. 2012-02-03
    ➖
    BELTON, Michael Vincent resigned
    director
  47. 2012-02-03
    ➖
    PELL, Anthony Maxwell resigned
    director
  48. 2012-01-19
    ➕
    ROBERTSON, Steven appointed
    director
  49. 2011-10-28
    🔒
    Charge registered #1
    Lender: Lloyds Tsb Bank PLC
  50. 2011-10-05
    ➖
    BYRNE, Patrick Michael resigned
    director
Showing most recent 50 of 99 events

Owner dependency

75/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.

Succession & seller-readiness

55/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

2 high ·
Company dissolved
high

Company has been dissolved — it no longer legally exists. Any diligence here is historical only.

Evidence: Dissolved on 2023-01-28

5 insolvency-related filings on record
high

Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.

Evidence: 2023-01-28: gazette-dissolved-liquidation; 2022-10-28: liquidation-voluntary-members-return-of-final-meeting

Group structure

Xpanse Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Xpanse Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
⬇
XCHANGING BROKING SERVICES LIMITED
This company · 05879221

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Xpanse Limited
Corporate entity
75–100%
75–100%board control75-100% shares · 75-100% voting · board control21/11/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Financial services · SE postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
BTCDANA GLOBAL TRADING LTD→
15924251 · est 2024 · no financials extracted
————1y——
CALVIN ROBERTS ENTERPRISE LTD→
09941861 · est 2016 · no financials extracted
————10y——
CANTILEVER RISK ADVISORY LIMITED→
16827328 · est 2025 · no financials extracted
———————
CCI LR LIMITED→
12210728 · est 2019 · no financials extracted
————6y——
CHARM SUCCESS LIMITED→
15882145 · est 2024 · no financials extracted
————1y——
CHARTSMORE WEALTH LTD→
12305355 · est 2019 · no financials extracted
————6y——
CHCC SERVICES LTD→
13150390 · est 2021 · no financials extracted
————5y——
CHOSEN GENERATION CAPITAL LTD→
16536140 · est 2025 · no financials extracted
———————
CHUKS AND SONS LTD→
12671042 · est 2020 · no financials extracted
————5y——
CJ & WILL LTD→
15975240 · est 2024 · no financials extracted
————1y——
CJLW LIMITED→
07417124 · est 2010 · no financials extracted
————15y——
CKM INVESTMENTS LIMITED→
07920688 · est 2012 · no financials extracted
————14y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusdissolved
Typeltd
Incorporated2006-07-18
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

Kroll Advisory Ltd The Shard
32 London Bridge Street
London
SE1 9SG

Filing status

Accounts
Next due: —
Last made up to: 2020-03-31
Confirmation statement
Next due: —
Last: —

Officers (0 active · 37 resigned)

LEA, Martin Ronald→
director · ~55y · appointed 2017-12-12
View their other companies + combined net worth →
Active
GALLAGHER, Anthony James→
secretary · appointed 2007-09-12 · resigned 2010-01-22
Resigned
GRAHAM, Natalie→
secretary · appointed 2015-12-07 · resigned 2016-10-21
Resigned
HEALY, Lindsay→
secretary · appointed 2006-07-27 · resigned 2007-09-12
Resigned
MCGRATH, Gail→
secretary · appointed 2012-04-02 · resigned 2013-06-25
Resigned
CLIFFORD CHANCE SECRETARIES LIMITED→
corporate-nominee-secretary · appointed 2006-07-18 · resigned 2006-07-27
Resigned
ALLEN, Anthony Simon Echalaz→
director · ~69y · appointed 2010-03-19 · resigned 2011-09-28
Resigned
BAUERNFEIND, David Gregory→
director · ~58y · appointed 2009-11-25 · resigned 2012-02-06
Resigned
BEARD, Steven Mark→
director · ~52y · appointed 2007-09-12 · resigned 2009-02-27
Resigned
BELTON, Michael Vincent→
director · ~52y · appointed 2011-04-07 · resigned 2012-02-03
Resigned
BUESNEL, Clive Stephen→
director · ~59y · appointed 2006-07-27 · resigned 2009-05-27
Resigned
BYRNE, Patrick Michael→
director · ~67y · appointed 2009-11-25 · resigned 2011-10-05
Resigned
CULLEN, John Charles→
director · ~62y · appointed 2007-01-25 · resigned 2008-05-20
Resigned
EDWARDS, Nicholas→
director · ~53y · appointed 2006-07-27 · resigned 2007-03-28
Resigned
ELTON, Martin David→
director · ~60y · appointed 2007-09-12 · resigned 2010-08-03
Resigned
GUERIN, Stephen John→
director · ~45y · appointed 2015-06-22 · resigned 2017-09-28
Resigned
GUTTRIDGE, Adrian Michael→
director · ~64y · appointed 2014-07-16 · resigned 2017-12-13
Resigned
HASSAN, David→
director · ~59y · appointed 2016-08-08 · resigned 2019-02-28
Resigned
HEAP, Michael Conrad→
director · ~57y · appointed 2009-09-14 · resigned 2010-03-19
Resigned
HOUGHTON, Richard Alexander→
director · ~68y · appointed 2007-01-25 · resigned 2009-11-25
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
satisfied
Lloyds Banking Group
Lloyds Tsb Bank PLC
Deed of admission to an omnibus guarantee and set-off agreement1 property28/10/201120/03/2017

Recent filings (139 total)

gazette-dissolved-liquidation
gazette · GAZ2
2023-01-28
liquidation-voluntary-members-return-of-final-meeting
insolvency · LIQ13
2022-10-28
confirmation-statement-with-updates
confirmation-statement · CS01
2022-08-08
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-01-04
liquidation-voluntary-declaration-of-solvency
insolvency · LIQ01
2022-01-04
liquidation-voluntary-appointment-of-liquidator
insolvency · 600
2022-01-04
resolution
resolution · RESOLUTIONS
2022-01-04
confirmation-statement-with-updates
confirmation-statement · CS01
2021-07-23
legacy
capital · SH20
2021-07-07
capital-statement-capital-company-with-date-currency-figure
capital · SH19
2021-07-07
legacy
insolvency · CAP-SS
2021-07-07
resolution
resolution · RESOLUTIONS
2021-07-07
termination-director-company-with-name-termination-date
officers · TM01
2021-06-16
accounts-with-accounts-type-full
accounts · AA
2021-01-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-08-04