BURYFIELD GRANGE LIFE PLANNING LIMITED

💤Zombieactive
05958027 · ltd · incorporated 2006-10-05
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2025
Net worth
£-11.3k
book net assets
Opportunity
80/100
Exceptional
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What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)
Distressed active trading company — structural issues outweigh the discount.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 61). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -41% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (2 active, 4 linked, 1 with DOB)
75
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
61 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Negative net assets
Liabilities exceed assets by £11,290
Net assets shrinking
Down £23,214 YoY
Cash draining
Cash down 41% YoY
Cash YoY
-41%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£7k
↓ 41% YoY
Net Worth
-£11k
↓ 195% YoY
Current Assets
£8k
↓ 37% YoY
Current Liabilities
—
-£11k-£6k-£2k£3k£8k£13kOct 2024Oct 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-10-312024-10-31
Total assets£-10.8k£12.6k
Current assets£8.1k£12.9k
Cash£7.3k£12.4k
Debtors£815£492
Net assets£-11.3k£11.9k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 address
Last 180 days
2
filings
  • • 1 address
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
  1. 2026-05-15
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  2. 2026-02-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2025-02-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2024-03-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-07-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2023-07-06
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  7. 2022-07-05
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2021-10-04
    📄
    change-person-director-company-with-change-date
    officers · CH01
  9. 2021-07-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2020-04-09
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2019-02-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2018-03-06
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2017-10-04
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  14. 2017-07-12
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2016-03-14
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2006-10-05
    🏢
    Company incorporated
    As BURYFIELD GRANGE LIFE PLANNING LIMITED
  17. 2006-10-05
    ➕
    COOMBER, Anita Carol appointed
    secretary
  18. 2006-10-05
    ➕
    PAINTER, Ian Scott appointed
    director
  19. 2006-10-05
    ➕
    WATERLOW SECRETARIES LIMITED appointed
    corporate-nominee-secretary
  20. 2006-10-05
    ➖
    WATERLOW SECRETARIES LIMITED resigned
    corporate-nominee-secretary
  21. 2006-10-05
    ➕
    WATERLOW NOMINEES LIMITED appointed
    corporate-nominee-director
  22. 2006-10-05
    ➖
    WATERLOW NOMINEES LIMITED resigned
    corporate-nominee-director

Owner dependency

93/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 61 — approaching natural succession window.

Succession & seller-readiness

78/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • secondary12+ year tenure: Director in role 20 years.
  • secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Ian Scott Painter
Individual · British · DOB 12/1965 · age 61
75–100%
—75-100% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2006-10-05
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers

Registered office

Camburgh House
27 New Dover Road
Canterbury
Kent
CT1 3DN
United Kingdom

Filing status

Accounts
Next due: 2027-07-31
Last made up to: 2025-10-31
Confirmation statement
Next due: 2026-10-17
Last: 2025-10-03

Officers (2 active · 2 resigned)

COOMBER, Anita Carol→
secretary · appointed 2006-10-05
View their other companies + combined net worth →
Active
PAINTER, Ian Scott→
director · ~61y · appointed 2006-10-05
View their other companies + combined net worth →
Active
WATERLOW SECRETARIES LIMITED→
corporate-nominee-secretary · appointed 2006-10-05 · resigned 2006-10-05
Resigned
WATERLOW NOMINEES LIMITED→
corporate-nominee-director · appointed 2006-10-05 · resigned 2006-10-05
Resigned

Click a director name to see their full track record across all companies.

Recent filings (61 total)

change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-05-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-02-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-11
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-07-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-07-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-10-04
change-person-director-company-with-change-date
officers · CH01
2021-10-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-07-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-10-06