ADAM & SONS LIMITED
🌳Matureactive
05972431 · ltd · incorporated 2006-10-19
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2025
Net worth
£5.0k
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Sector: Financial & insurance
Investor take
PursueAsset-holding vehicle with a 69-year-old founder — textbook succession opportunity.
Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (63/100, director aged 69). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (4 active, 4 linked, 3 with DOB)
85
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
45 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £4,993
Cash YoY
-17%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£44k
↓ 17% YoY
Net Worth
£5k
↑ 6.9% YoY
Current Assets
£53k
↓ 1.9% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-10-31 | 2024-10-31 |
|---|---|---|
| Total assets | £5.0k | £10.5k |
| Current assets | £52.5k | £53.5k |
| Cash | £44.3k | £53.5k |
| Debtors | £8.2k | — |
| Net assets | £5.0k | £4.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (19 events)Click to expand
- 2025-11-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-06-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-06-02📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-12-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-12-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-02-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-03-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-07-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-11-30📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2017-01-03📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-05-04📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2006-10-19🏢Company incorporatedAs ADAM & SONS LIMITED
- 2006-10-19➕POTIPHER, Adam George Jonathan appointedsecretary
- 2006-10-19➕POTIPHER, Adam George Jonathan appointeddirector
- 2006-10-19➕POTIPHER, Benjamin appointeddirector
- 2006-10-19➕POTIPHER, James appointeddirector
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 69 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
73/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
- secondary12+ year tenure: Director in role 20 years.
- secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Adam George Jonathan Potipher Individual · British · DOB 02/1957 · age 69 | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · SS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 2579 LIMITED→ 16323172 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 33BLACKINVESTMENTS LIMITED→ 16783911 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 4WEALTH LIMITED→ 04668130 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| A BROWN MORTGAGE SERVICES LIMITED→ 10430525 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| A J LIFE LTD→ 15612782 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| A MERCHANT LIMITED→ 07169105 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| AB SPECIALIST FINANCE LTD→ 16620098 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ACQUIRE MORTGAGES LTD→ 11133327 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| ADAM MURPHY CONSULTANCY LTD→ 15163577 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ADEPT ADVISORY SERVICES LIMITED→ 12631166 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ADG FINANCIAL CONSULTANTS LIMITED→ 07932770 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| ADR GROUP LIMITED→ 02876683 · est 1993 · no financials extracted | — | — | — | — | 32y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2006-10-19
Jurisdictionengland-wales
Primary SIC64921 — Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Registered office
Calf Barn
Shopland Road
Rochford
Essex
SS4 1LT
United Kingdom
Filing status
Accounts
Next due: 2027-07-31
Last made up to: 2025-10-31
Confirmation statement
Next due: 2027-02-17
Last: 2026-02-03
Officers (4 active · 0 resigned)
POTIPHER, Adam George Jonathan→
Activesecretary · appointed 2006-10-19
View their other companies + combined net worth →
POTIPHER, Adam George Jonathan→
Activedirector · ~69y · appointed 2006-10-19
View their other companies + combined net worth →
POTIPHER, Benjamin→
Activedirector · ~45y · appointed 2006-10-19
View their other companies + combined net worth →
POTIPHER, James→
Activedirector · ~43y · appointed 2006-10-19
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (45 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-18
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-06-03
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-06-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-11-24
confirmation-statement-with-updates
confirmation-statement · CS01
2022-03-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-02-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-12-11
confirmation-statement-with-updates
confirmation-statement · CS01
2020-02-20