EXCELSIOR MANAGEMENT (UK) LIMITED

💤Zombieactive
05978821 · ltd · incorporated 2006-10-26
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
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Turnover
—
year to Aug 2025
Net worth
£463
book net assets
Opportunity
81/100
Exceptional
🔔
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Active trading company with a 63-year-old founder — textbook succession opportunity.

Opportunity 81/100 (exceptional), bankability 80/100. Strong seller-intent signal (70/100, director aged 63). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

1 live charge · oldest 7.1y

45/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 7.1 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Distress signals active — lender appetite narrows.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
4 officers (2 active, 4 linked, 1 with DOB)
75
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
63 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
81/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Positive net assets
Net assets £463
Net assets shrinking
Down £6,892 YoY

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£463
↓ 94% YoY
Current Assets
£28k
↓ 94% YoY
Current Liabilities
—
£0£88k£176k£264k£352k£440kAug 2024Aug 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2025-08-292024-08-29
Total assets£463£7.4k
Current assets£27.6k£439.9k
Net assets£463£7.4k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • • 1 accounts
Last 90 days
1
filing
  • • 1 accounts
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
  1. 2026-06-04
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-07-23
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2025-05-29
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  4. 2024-09-03
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  5. 2024-08-05
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  6. 2024-05-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2024-04-14
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  8. 2024-04-14
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  9. 2024-04-05
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  10. 2024-01-12
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  11. 2023-09-04
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  12. 2023-08-30
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  13. 2023-06-12
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2022-07-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2022-05-30
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  16. 2021-05-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  17. 2020-09-10
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  18. 2020-05-23
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  19. 2019-04-23
    🔒
    Charge registered #1
    Lender: The Vcf Directors Small Self Administered Scheme
  20. 2007-04-01
    ➕
    GORDON, Sarah appointed
    secretary
  21. 2007-04-01
    ➕
    CORE, Nathan Jay Heathcliff appointed
    director
  22. 2006-10-26
    🏢
    Company incorporated
    As EXCELSIOR MANAGEMENT (UK) LIMITED
  23. 2006-10-26
    ➕
    EXCHEQUER SECRETARIES LIMITED appointed
    corporate-nominee-secretary
  24. 2006-10-26
    ➖
    EXCHEQUER SECRETARIES LIMITED resigned
    corporate-nominee-secretary
  25. 2006-10-26
    ➕
    EXCHEQUER DIRECTORS LIMITED appointed
    corporate-nominee-director
  26. 2006-10-26
    ➖
    EXCHEQUER DIRECTORS LIMITED resigned
    corporate-nominee-director

Owner dependency

93/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 63 — approaching natural succession window.

Succession & seller-readiness

88/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • secondary12+ year tenure: Director in role 19 years.
  • secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 low
Multiple registered office changes
low

Multiple address changes in a short period can indicate operational instability or admin disorder.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Ms Sarah Gordon
Individual · British · DOB 12/1969 · age 57
25–50%
—board control25-50% shares · board control04/09/2023
Mr Nathan Jay Heathcliff Core
Individual · British · DOB 12/1963 · age 63
25–50%
—board control25-50% shares · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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12524957 · est 2020 · no financials extracted
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————53y——
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15878115 · est 2024 · no financials extracted
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16640955 · est 2025 · no financials extracted
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2006-10-26
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

4 Dover Road
Southport
Merseyside
PR8 4TF
England

Filing status

Accounts
Next due: 2027-05-29
Last made up to: 2025-08-29
Confirmation statement
Next due: 2026-08-08
Last: 2025-07-25

Officers (2 active · 2 resigned)

GORDON, Sarah→
secretary · appointed 2007-04-01
View their other companies + combined net worth →
Active
CORE, Nathan Jay Heathcliff→
director · ~63y · appointed 2007-04-01
View their other companies + combined net worth →
Active
EXCHEQUER SECRETARIES LIMITED→
corporate-nominee-secretary · appointed 2006-10-26 · resigned 2006-10-26
Resigned
EXCHEQUER DIRECTORS LIMITED→
corporate-nominee-director · appointed 2006-10-26 · resigned 2006-10-26
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
The Vcf Directors Small Self Administered Scheme
A registered charge—23/04/2019—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (63 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2026-06-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-08
accounts-with-accounts-type-micro-entity
accounts · AA
2025-07-23
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-05-29
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-09-03
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-08-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-31
accounts-with-accounts-type-micro-entity
accounts · AA
2024-05-31
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-04-14
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-04-14
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-04-05
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-01-12
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-09-04
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-08-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-27