CN FINANCE PLC
🌳Matureactive
05988526 · plc · incorporated 2006-11-03
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Activities of head offices
Sector: Professional, scientific & technical
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 78/100 (strong), bankability 77/100. Strong seller-intent signal (65/100, director aged 59). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 8 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).
🏦
Refinance opportunity
10 live charges · 8 lenders · oldest 19.5y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 19.5 years old — likely at or near maturity.
- · 8 lenders named — inter-creditor friction likely.
- · Legal-friction score 53/100 (high).
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
10 charges (10/10 with lender, 10/10 with type)
90
Directors & officers
32 officers (3 active, 32 linked, 26 with DOB)
86
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
16 connected companies via shared directors
90
Filing history
162 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (103 events)Click to expand
- 2026-03-06📄accounts-with-accounts-type-fullaccounts · AA
- 2025-11-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-10-31➖MARCHANT, David John resigneddirector
- 2025-02-28➖DAYA, Kieran resigneddirector
- 2025-02-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-02-28📄accounts-with-accounts-type-fullaccounts · AA
- 2024-10-30📄change-person-director-company-with-change-dateofficers · CH01
- 2024-10-16📄change-person-director-company-with-change-dateofficers · CH01
- 2024-07-17📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-07-17📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-07-12➕CLARK, Andrew Martyn appointeddirector
- 2024-07-12➕DAYA, Kieran appointeddirector
- 2024-06-14➖TRUSCOTT, Peter Martin resigneddirector
- 2024-06-14📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-02-29📄accounts-with-accounts-type-fullaccounts · AA
- 2023-12-13➖COOPER, Duncan John resigneddirector
- 2023-12-13📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-12-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-11-30➕FLOYDD, William James Spencer appointeddirector
- 2023-10-23📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2023-10-23📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2023-10-19➕THOMAS, Penelope appointedsecretary
- 2023-10-19➖HUBAND, Harriet Rosin resignedsecretary
- 2023-08-18➕HUBAND, Harriet Rosin appointedsecretary
- 2023-08-18➖MAGUIRE, Kevin resignedsecretary
- 2023-08-18📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2023-08-18📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2023-07-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2023-05-31📄change-person-secretary-company-with-change-dateofficers · CH03
- 2023-05-18📍change-sail-address-company-with-new-addressaddress · AD02
- 2023-05-02📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-02-16📄accounts-with-accounts-type-fullaccounts · AA
- 2022-05-27➖NICHOLSON, Thomas Marshall resigneddirector
- 2019-12-31➖TINKER, Nigel Christopher resigneddirector
- 2019-11-08➖HOYLES, Robin Patrick resigneddirector
- 2019-09-09➕COOPER, Duncan John appointeddirector
- 2019-09-09➕MARCHANT, David John appointeddirector
- 2019-09-09➕NICHOLSON, Thomas Marshall appointeddirector
- 2019-09-09➕TRUSCOTT, Peter Martin appointeddirector
- 2019-05-21➖STONE, Stephen resigneddirector
- 2019-03-26➖BERGIN, Patrick Joseph resigneddirector
- 2018-10-16➖ALLEN, Robert Lee resigneddirector
- 2018-02-21➖DANCEY, Darren Paul resigneddirector
- 2017-08-07🔓Charge satisfied #7
- 2017-08-07🔓Charge satisfied #5
- 2017-08-07🔓Charge satisfied #4
- 2017-07-20➕ALLEN, Robert Lee appointeddirector
- 2017-07-20➕DANCEY, Darren Paul appointeddirector
- 2017-06-30🔓Charge satisfied #10
- 2016-06-30➖EVANS, Stephen Patrick resigneddirector
Showing most recent 50 of 103 events
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Crest Nicholson Holdings Plc is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Crest Nicholson Holdings Plc
Corporate parent · holds 75-100% shares · board control
⬇
CN FINANCE PLC
This company · 05988526
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Crest Nicholson Holdings Plc Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| A.D.COMMUNICATIONS LIMITED→ 01786184 · est 1984 · no financials extracted | — | — | — | — | 42y | — | — |
| ACIES ASSET MANAGEMENT LTD→ 10935941 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ACIPP HR & BUREAU PAYROLL LTD→ 14825168 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ACKERMAN PIERCE GROUP LTD→ 16148889 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ACKERMAN PIERCE LIMITED→ 08810546 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ACMA HOLDINGS LIMITED→ 14539441 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ACME CLEANTECH VENTURES (UK) PRIVATE LIMITED→ 13257157 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ACME GREEN HYDROGEN & CHEMICALS (UK) PRIVATE LIMITED→ 13065310 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ACORN SERVICES GROUP LIMITED→ 04543701 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| ACQUA COMMUNICATIONS LIMITED→ 06601229 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| ACR FINANCIAL CONSULTING LIMITED→ 13953142 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| ACROSS BOUNDARIES CONSULTING LTD→ 16219361 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeplc
Incorporated2006-11-03
Jurisdictionengland-wales
Primary SIC70100 — Activities of head offices
Registered office
500 Dashwood Lang Road
Bourne Business Park
Addlestone
Surrey
KT15 2HJ
United Kingdom
Filing status
Accounts
Next due: 2027-04-30
Last made up to: 2025-10-31
Confirmation statement
Next due: 2026-11-18
Last: 2025-11-04
Officers (3 active · 29 resigned)
Active
CLARK, Andrew Martyn→
Activedirector · ~59y · appointed 2024-07-12
View their other companies + combined net worth →
FLOYDD, William James Spencer→
Activedirector · ~57y · appointed 2023-11-30
View their other companies + combined net worth →
HAGUE, William George→
Resignedsecretary · appointed 2007-07-03 · resigned 2008-10-03
HUBAND, Harriet Rosin→
Resignedsecretary · appointed 2023-08-18 · resigned 2023-10-19
JONES, Mark Roger→
Resignedsecretary · appointed 2008-11-01 · resigned 2009-01-01
MAGUIRE, Kevin→
Resignedsecretary · appointed 2009-01-01 · resigned 2023-08-18
SEALES, Sharon→
Resignedsecretary · appointed 2006-11-03 · resigned 2007-07-03
ALLEN, Robert Lee→
Resigneddirector · ~55y · appointed 2017-07-20 · resigned 2018-10-16
ANDERSON, Bruce Smith→
Resigneddirector · ~63y · appointed 2008-02-06 · resigned 2009-03-23
BEALE, Timothy Mark→
Resigneddirector · ~50y · appointed 2016-01-04 · resigned 2016-04-29
BERGIN, Patrick Joseph→
Resigneddirector · ~60y · appointed 2011-10-01 · resigned 2019-03-26
CALLCUTT, Paul→
Resigneddirector · ~77y · appointed 2008-05-27 · resigned 2009-03-31
COOPER, Duncan John→
Resigneddirector · ~47y · appointed 2019-09-09 · resigned 2023-12-13
DANCEY, Darren Paul→
Resigneddirector · ~53y · appointed 2017-07-20 · resigned 2018-02-21
DARBY, David Peter→
Resigneddirector · ~76y · appointed 2007-07-03 · resigned 2011-01-19
DAVIDSON, Paul Richmond→
Resigneddirector · ~53y · appointed 2006-11-03 · resigned 2008-05-27
DAVIES, Philip James→
Resigneddirector · ~76y · appointed 2008-06-17 · resigned 2009-03-23
DAYA, Kieran→
Resigneddirector · ~45y · appointed 2024-07-12 · resigned 2025-02-28
EVANS, Stephen Patrick→
Resigneddirector · ~65y · appointed 2011-01-01 · resigned 2016-06-30
Click a director name to see their full track record across all companies.
Mortgages & charges
10
Total charges
0
Outstanding
0
Active lenders
Status:Lender:10 of 10 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Barclays Barclays Bank PLC (As Security Agent) | A registered charge | 1 property | 14/03/2014 | 30/06/2017 | |
| satisfied | Barclays Barclays Bank PLC (The Security Agent) | A security agreement | 1 property | 07/12/2012 | 03/04/2014 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Charge over cash deposit | 1 property | 16/09/2011 | 07/08/2017 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC (As Security Agent) | Fixed share charge and floating security document | 1 property | 14/09/2011 | 18/01/2013 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC as Security Agent for the Finance Parties | Fixed & floating charge | 1 property | 24/03/2009 | 18/01/2013 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland in Its Capacity as Security Agent for and Onbehalf of the Lng Bank | Senior a charge over cash collateral account | 1 property | 07/03/2007 | 07/08/2017 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland in Its Capacity as Security Agent for and Onbehalf of the Lng Bank | Mezzanine charge over cash collateral account | 1 property | 07/03/2007 | 07/08/2017 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland (As Security Agent for the Securitybeneficiaries (the Security Agent) | Debenture | 1 property | 07/03/2007 | 28/09/2011 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Debenture | 1 property | 07/12/2006 | 27/09/2008 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Charge over shares | 1 property | 07/12/2006 | 27/09/2008 |
Recent filings (162 total)
accounts-with-accounts-type-full
accounts · AA
2026-03-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-10
termination-director-company-with-name-termination-date
officers · TM01
2025-11-03
termination-director-company-with-name-termination-date
officers · TM01
2025-02-28
accounts-with-accounts-type-full
accounts · AA
2025-02-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-04
change-person-director-company-with-change-date
officers · CH01
2024-10-30
change-person-director-company-with-change-date
officers · CH01
2024-10-16
appoint-person-director-company-with-name-date
officers · AP01
2024-07-17
appoint-person-director-company-with-name-date
officers · AP01
2024-07-17
termination-director-company-with-name-termination-date
officers · TM01
2024-06-14
accounts-with-accounts-type-full
accounts · AA
2024-02-29
termination-director-company-with-name-termination-date
officers · TM01
2023-12-13
appoint-person-director-company-with-name-date
officers · AP01
2023-12-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-24