ATLAS MORTGAGES LTD
Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 67). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (75/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-11-30 | 2024-11-30 |
|---|---|---|
| Total assets | £30.2k | £30.2k |
| Current assets | £38.2k | £39.1k |
| Net assets | £30.2k | £30.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 1 accounts
Corporate timeline (23 events)Click to expand
- 2025-12-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-12-01📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-12-01📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-12-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-12-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-01-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-01-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-01-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-01-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-01-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-01-09📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-01-20📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2017-03-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-01-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2015-11-30📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-06-16➖JONES, Einir Wyn resignedsecretary
- 2006-11-20🏢Company incorporatedAs ATLAS MORTGAGES LTD
- 2006-11-20➕MCKEEGAN, John appointeddirector
- 2006-11-20➕JONES, Einir Wyn appointedsecretary
- 2006-11-20➕UK SECRETARIES LTD appointedcorporate-secretary
- 2006-11-20➖UK SECRETARIES LTD resignedcorporate-secretary
- 2006-11-20➕UK DIRECTORS LTD appointedcorporate-director
- 2006-11-20➖UK DIRECTORS LTD resignedcorporate-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 67 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 20 years.
- secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr John Mckeegan Individual · British · DOB 04/1959 · age 67 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 01/12/2025 |
1 historic (ceased) PSC
- Mr John Mckeeganceased 01/12/2025· 75-100% shares · 75-100% voting · board control · firm interest
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 3 resigned)
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