THE BUSINESS LENDING EXCHANGE LIMITED
🌳Matureactive
06011377 · ltd · incorporated 2006-11-28
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 11.3y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Financial leasing
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 74/100 (strong), bankability 65/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
5 live charges · 2 lenders · oldest 11.3y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 11.3 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 28/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
20 officers (3 active, 20 linked, 16 with DOB)
86
Ownership & PSC
0 active PSC(s) of 5 total, 5 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
121 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (64 events)Click to expand
- 2025-08-28📄accounts-with-accounts-type-smallaccounts · AA
- 2024-08-01📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2024-08-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-08-01📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-07-31➕CROSSLEY, Lesley Anne appointedsecretary
- 2024-07-31➖ALLAN, Christopher Derek resignedsecretary
- 2024-07-31➖ALLAN, Christopher Derek resigneddirector
- 2024-07-09📄accounts-with-accounts-type-smallaccounts · AA
- 2023-10-20📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-10-12➖GRANT, Douglas Haddow resigneddirector
- 2023-09-29📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-07-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-07-06➖HUNTER, Kai resigneddirector
- 2023-03-09📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2023-02-14📄accounts-with-accounts-type-smallaccounts · AA
- 2022-10-19📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-10-18➕HUNTER, Kai appointeddirector
- 2022-09-30📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-09-29➕SMEED, James Brian Andrew appointeddirector
- 2022-07-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-07-18🔒Charge registered #5Lender: Conister Bank Limited
- 2022-02-28📄notification-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC08
- 2022-01-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-01-04➕SMEED, James Brian Andrew appointeddirector
- 2022-01-04➖SMEED, James Brian Andrew resigneddirector
- 2022-01-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-12-14📄accounts-with-accounts-type-smallaccounts · AA
- 2021-11-02📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-10-08➖STICKLEY, John David George resigneddirector
- 2021-10-08➖STICKLEY, Marion Ann resigneddirector
- 2021-10-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-10-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-03-01🔒Charge registered #4Lender: Conister Bank Limited
- 2020-01-23➖COGAN, Zac Lee resigneddirector
- 2019-12-31🔒Charge registered #3Lender: Conister Bank Limited
- 2017-12-13➕COGAN, Zac Lee appointeddirector
- 2017-12-13➕GRANT, Douglas Haddow appointeddirector
- 2017-11-03🔓Charge satisfied #1
- 2017-10-11🔒Charge registered #2Lender: Conister Bank Limited
- 2017-09-01➕STICKLEY, John David George appointeddirector
- 2017-09-01➕STICKLEY, Marion Ann appointeddirector
- 2017-06-01➕MCLEAN, Helen Anne appointeddirector
- 2017-05-31➖STICKLEY, John David George resigneddirector
- 2016-10-14➕ALLAN, Christopher Derek appointedsecretary
- 2016-10-14➖STICKLEY, Marion Ann resignedsecretary
- 2016-10-14➖STICKLEY, Marion Ann resigneddirector
- 2016-07-22➖PATEL, Parag Satyandraprasad resigneddirector
- 2015-07-10➕STICKLEY, John David George appointeddirector
- 2015-03-20➕PATEL, Parag Satyandraprasad appointeddirector
- 2015-03-20🔒Charge registered #1Lender: Funding Empire Security Trustee Company Limited
Showing most recent 50 of 64 events
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| ADVOCATE MORTGAGE & PROTECTION LTD→ 16586658 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALP FINANCIAL SOLUTIONS LTD→ 15863632 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ANDREA SCOTT FINANCIAL SERVICES LTD→ 11730139 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| APPLEGARTH PARTNERS LTD→ 11628825 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ASHBURY FINANCIAL LTD→ 12886139 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ASHMAN & CORNWELL SERVICES LTD→ 12124572 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ASSET RECOVERY NETWORK (UK) LIMITED→ 10963590 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ATHOS DEVELOPMENT SERVICES LTD→ 12763801 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AUKA EDWIN & ASSOCIATES LTD→ 16014130 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AV MORTGAGE SOLUTIONS LTD→ 15560604 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AVJ INDEPENDENT FINANCIAL ADVICE LTD→ 07320835 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| AYR WASTE MANAGEMENT GROUP LIMITED→ 16570993 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2006-11-28
Jurisdictionengland-wales
Primary SIC64910 — Financial leasing
Registered office
St George's House
George Street
Huntingdon
Cambridgeshire
PE29 3GH
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-06-07
Last: 2026-05-24
Officers (3 active · 17 resigned)
CROSSLEY, Lesley Anne→
Activesecretary · appointed 2024-07-31
View their other companies + combined net worth →
MCLEAN, Helen Anne→
Activedirector · ~48y · appointed 2017-06-01
View their other companies + combined net worth →
SMEED, James Brian Andrew→
Activedirector · ~42y · appointed 2022-09-29
View their other companies + combined net worth →
ALLAN, Christopher Derek→
Resignedsecretary · appointed 2016-10-14 · resigned 2024-07-31
STICKLEY, John David George→
Resignedsecretary · appointed 2006-11-28 · resigned 2007-06-01
STICKLEY, Marion Ann→
Resignedsecretary · appointed 2007-06-01 · resigned 2016-10-14
ALLAN, Christopher Derek→
Resigneddirector · ~61y · appointed 2013-06-07 · resigned 2024-07-31
ALLAN, Christopher Derek→
Resigneddirector · ~61y · appointed 2009-06-01 · resigned 2010-09-09
COGAN, Zac Lee→
Resigneddirector · ~50y · appointed 2017-12-13 · resigned 2020-01-23
GRANT, Douglas Haddow→
Resigneddirector · ~61y · appointed 2017-12-13 · resigned 2023-10-12
HUNTER, Kai→
Resigneddirector · ~53y · appointed 2022-10-18 · resigned 2023-07-06
PATEL, Parag Satyandraprasad→
Resigneddirector · ~47y · appointed 2015-03-20 · resigned 2016-07-22
REWRIE, Paul Eugene→
Resigneddirector · ~65y · appointed 2009-06-27 · resigned 2010-09-09
SMEED, James Brian Andrew→
Resigneddirector · ~42y · appointed 2022-01-04 · resigned 2022-01-04
STICKLEY, John David George→
Resigneddirector · ~74y · appointed 2017-09-01 · resigned 2021-10-08
STICKLEY, John David George→
Resigneddirector · ~74y · appointed 2015-07-10 · resigned 2017-05-31
STICKLEY, John David George→
Resigneddirector · ~74y · appointed 2007-06-01 · resigned 2013-06-07
STICKLEY, Marion Ann→
Resigneddirector · ~76y · appointed 2017-09-01 · resigned 2021-10-08
STICKLEY, Marion Ann→
Resigneddirector · ~76y · appointed 2009-06-01 · resigned 2016-10-14
STICKLEY, Marion→
Resigneddirector · ~76y · appointed 2006-11-28 · resigned 2007-06-01
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
4
Outstanding
1
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Conister Bank Conister Bank Limited | A registered charge | — | 18/07/2022 | — | |
| outstanding | Conister Bank Conister Bank Limited | A registered charge | — | 01/03/2021 | — | |
| outstanding | Conister Bank Conister Bank Limited | A registered charge | — | 31/12/2019 | — | |
| outstanding | Conister Bank Conister Bank Limited | A registered charge | — | 11/10/2017 | — | |
| satisfied | Funding Empire Security Trustee Company Funding Empire Security Trustee Company Limited | A registered charge | — | 20/03/2015 | 03/11/2017 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (121 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-06-01
accounts-with-accounts-type-small
accounts · AA
2025-08-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-27
appoint-person-secretary-company-with-name-date
officers · AP03
2024-08-01
termination-director-company-with-name-termination-date
officers · TM01
2024-08-01
termination-secretary-company-with-name-termination-date
officers · TM02
2024-08-01
accounts-with-accounts-type-small
accounts · AA
2024-07-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-28
termination-director-company-with-name-termination-date
officers · TM01
2023-10-20
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-09-29
termination-director-company-with-name-termination-date
officers · TM01
2023-07-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-31
change-account-reference-date-company-previous-shortened
accounts · AA01
2023-03-09
accounts-with-accounts-type-small
accounts · AA
2023-02-14
appoint-person-director-company-with-name-date
officers · AP01
2022-10-19