INTERNATIONAL PERSONAL FINANCE PLC

🌳Matureactive
06018973 · plc · incorporated 2006-12-05
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
78/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

What this business does
Primary activity: Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Sector: Financial & insurance
Investor take
Pursue
Active trading company with a 74-year-old founder — textbook succession opportunity.

Opportunity 78/100 (strong), bankability 75/100. Strong seller-intent signal (63/100, director aged 74). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: low (49/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
36 officers (7 active, 36 linked, 28 with DOB)
86
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
6 connected companies via shared directors
63
Filing history
440 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Recent activity

Last 30 days
7
filings
  • 3 officers
  • 2 resolution
  • 1 accounts
Last 90 days
10
filings
  • 3 resolution
  • 3 officers
  • 2 capital
Last 180 days
11
filings
  • 3 resolution
  • 3 capital
  • 3 officers
Counts from Companies House filing history.
Corporate timeline (90 events)Click to expand
  1. 2026-05-31
    📄
    accounts-with-accounts-type-group
    accounts · AA
  2. 2026-05-23
    📄
    resolution
    resolution · RESOLUTIONS
  3. 2026-05-23
    📄
    resolution
    resolution · RESOLUTIONS
  4. 2026-05-22
    📄
    capital-sale-or-transfer-treasury-shares-with-date-currency-capital-figure
    capital · SH04
  5. 2026-05-21
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  6. 2026-05-06
    📄
    termination-secretary-company
    officers · TM02
  7. 2026-05-05
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  8. 2026-04-30
    DUNN, Georgia appointed
    secretary
  9. 2026-04-30
    CRANE, Thomas resigned
    secretary
  10. 2026-04-17
    📄
    capital-sale-or-transfer-treasury-shares-with-date-currency-capital-figure
    capital · SH04
  11. 2026-03-18
    📄
    resolution
    resolution · RESOLUTIONS
  12. 2026-03-18
    📄
    memorandum-articles
    incorporation · MA
  13. 2026-02-10
    📄
    capital-sale-or-transfer-treasury-shares-with-date-currency-capital-figure
    capital · SH04
  14. 2025-12-03
    📄
    capital-sale-or-transfer-treasury-shares-with-date-currency-capital-figure
    capital · SH04
  15. 2025-08-19
    📄
    capital-sale-or-transfer-treasury-shares-with-date-currency-capital-figure
    capital · SH04
  16. 2025-08-01
    📄
    capital-sale-or-transfer-treasury-shares-with-date-currency-capital-figure
    capital · SH04
  17. 2025-06-03
    📄
    capital-sale-or-transfer-treasury-shares-with-date-currency-capital-figure
    capital · SH04
  18. 2025-06-03
    📄
    capital-sale-or-transfer-treasury-shares
    capital · SH04
  19. 2025-06-03
    📄
    capital-sale-or-transfer-treasury-shares-with-date-currency-capital-figure
    capital · SH04
  20. 2025-06-02
    📄
    capital-cancellation-shares
    capital · SH06
  21. 2025-05-15
    📄
    accounts-with-accounts-type-group
    accounts · AA
  22. 2025-05-14
    📄
    resolution
    resolution · RESOLUTIONS
  23. 2025-05-08
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  24. 2025-05-01
    DAVIS, Deborah Lee resigned
    director
  25. 2025-01-14
    📄
    capital-sale-or-transfer-treasury-shares-with-date-currency-capital-figure
    capital · SH04
  26. 2024-12-09
    📄
    capital-sale-or-transfer-treasury-shares-with-date-currency-capital-figure
    capital · SH04
  27. 2024-12-09
    📄
    capital-sale-or-transfer-treasury-shares-with-date-currency-capital-figure
    capital · SH04
  28. 2022-12-20
    WALLACE, Aileen appointed
    director
  29. 2022-12-20
    MANGELAARS, Johannes Jacobus resigned
    director
  30. 2022-11-11
    CRANE, Thomas appointed
    secretary
  31. 2022-11-11
    DOBSON, Laura Jane resigned
    secretary
  32. 2022-08-01
    CLIFFE, Katrina Jane appointed
    director
  33. 2022-07-20
    SYIEK, Bronwyn, Mrs. resigned
    director
  34. 2022-04-04
    THOMPSON, Gary Howard appointed
    director
  35. 2021-07-23
    LOCKWOOD, Justin Ashley resigned
    director
  36. 2021-05-01
    DOBSON, Laura Jane appointed
    secretary
  37. 2021-05-01
    ORMROD, James Alexander resigned
    secretary
  38. 2021-04-29
    MOAT, Richard Frank resigned
    director
  39. 2021-04-29
    RILEY, Cathryn Elizabeth resigned
    director
  40. 2020-04-30
    O'CONNOR, Daniel Noel resigned
    director
  41. 2020-03-16
    HOLMES, William Richard appointed
    director
  42. 2020-03-16
    SINCLAIR, Stuart William appointed
    director
  43. 2019-05-02
    HALES, Antony John resigned
    director
  44. 2018-10-18
    DAVIS, Deborah Lee appointed
    director
  45. 2018-10-18
    SYIEK, Bronwyn, Mrs. appointed
    director
  46. 2018-05-04
    ALMOND, Jayne Doreen resigned
    director
  47. 2017-06-07
    ELLIS, Trudy resigned
    secretary
  48. 2017-06-07
    ORMROD, James Alexander appointed
    secretary
  49. 2017-02-23
    LOCKWOOD, Justin Ashley appointed
    director
  50. 2017-01-18
    ELLIS, Trudy appointed
    secretary
Showing most recent 50 of 90 events

Owner dependency

55/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • -6 active directors: Broader management team in place — suggests transferable governance.
  • +Founder age: Director aged approximately 74 — succession pressure is live.

Succession & seller-readiness

73/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 74 years old. Natural succession window is now.
  • secondary12+ year tenure: Director in role 14 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · LS postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
ATTIS INSURANCE BROKERS LTD
12955173 · est 2020 · no financials extracted
5y
AYATUNI PROPERTY LTD
16895665 · est 2025 · no financials extracted
BICKLEY INSURANCE SERVICES LIMITED
02880377 · est 1993 · no financials extracted
32y
BLACK FAMILY LIMITED
16662768 · est 2025 · no financials extracted
BLACKFRIARS INSURANCE BROKERS LIMITED
03140137 · est 1995 · no financials extracted
30y
BLADE INVESTMENTS LIMITED
14375411 · est 2022 · no financials extracted
3y
BLENHEIM FINANCIAL LIMITED
16799791 · est 2025 · no financials extracted
BLOOMSMITH FUNDING LIMITED
16185227 · est 2025 · no financials extracted
1y
BLUE CROCODILE MONEY LTD
11803161 · est 2019 · no financials extracted
7y
BLUEBELL MORTGAGE AND PROTECTION SOLUTIONS LTD
12185815 · est 2019 · no financials extracted
6y
BLUECHIP ESTATES & INVESTMENTS LIMITED
16207585 · est 2025 · no financials extracted
1y
BLUESTAKE
12560198 · est 2020 · no financials extracted
6y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeplc
Incorporated2006-12-05
Jurisdictionengland-wales
Primary SIC64921 — Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors

Registered office

26 Whitehall Road
Leeds
LS12 1BE
United Kingdom

Filing status

Accounts
Next due: 2027-06-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2026-12-16
Last: 2025-12-02

Officers (7 active · 29 resigned)

DUNN, Georgia
secretary · appointed 2026-04-30
View their other companies + combined net worth →
Active
CLIFFE, Katrina Jane
director · ~60y · appointed 2022-08-01
View their other companies + combined net worth →
Active
HOLMES, William Richard
director · ~74y · appointed 2020-03-16
View their other companies + combined net worth →
Active
RYAN, Gerard Jude
director · ~62y · appointed 2012-01-17
View their other companies + combined net worth →
Active
SINCLAIR, Stuart William
director · ~73y · appointed 2020-03-16
View their other companies + combined net worth →
Active
THOMPSON, Gary Howard
director · ~53y · appointed 2022-04-04
View their other companies + combined net worth →
Active
WALLACE, Aileen
director · ~56y · appointed 2022-12-20
View their other companies + combined net worth →
Active
CRANE, Thomas
secretary · appointed 2022-11-11 · resigned 2026-04-30
Resigned
DOBSON, Laura Jane
secretary · appointed 2021-05-01 · resigned 2022-11-11
Resigned
ELLIS, Trudy
secretary · appointed 2017-01-18 · resigned 2017-06-07
Resigned
MARSHALL SMITH, Rosamond Joy
secretary · appointed 2007-01-02 · resigned 2012-07-19
Resigned
MURPHY, Benjamin Craig
secretary · appointed 2012-07-19 · resigned 2017-01-18
Resigned
ORMROD, James Alexander
secretary · appointed 2017-06-07 · resigned 2021-05-01
Resigned
VERSLUYS, Emma Gayle
secretary · appointed 2006-12-05 · resigned 2007-01-02
Resigned
ALMOND, Jayne Doreen
director · ~69y · appointed 2015-06-23 · resigned 2018-05-04
Resigned
BROADBENT, David Edward Spencer
director · ~58y · appointed 2007-03-30 · resigned 2016-02-23
Resigned
DAVIS, Deborah Lee
director · ~63y · appointed 2018-10-18 · resigned 2025-05-01
Resigned
FISHER, Andrew Charles
director · ~68y · appointed 2007-01-02 · resigned 2007-03-30
Resigned
GARDNER, Adrian David Edmund
director · ~64y · appointed 2014-01-02 · resigned 2016-09-21
Resigned
GREGSON, Charles Henry
director · ~79y · appointed 2007-07-16 · resigned 2012-05-09
Resigned

Click a director name to see their full track record across all companies.

Recent filings (440 total)

accounts-with-accounts-type-group
accounts · AA
2026-05-31
resolution
resolution · RESOLUTIONS
2026-05-23
resolution
resolution · RESOLUTIONS
2026-05-23
capital-sale-or-transfer-treasury-shares-with-date-currency-capital-figure
capital · SH04
2026-05-22
termination-secretary-company-with-name-termination-date
officers · TM02
2026-05-21
termination-secretary-company
officers · TM02
2026-05-06
appoint-person-secretary-company-with-name-date
officers · AP03
2026-05-05
capital-sale-or-transfer-treasury-shares-with-date-currency-capital-figure
capital · SH04
2026-04-17
resolution
resolution · RESOLUTIONS
2026-03-18
memorandum-articles
incorporation · MA
2026-03-18
capital-sale-or-transfer-treasury-shares-with-date-currency-capital-figure
capital · SH04
2026-02-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-04
capital-sale-or-transfer-treasury-shares-with-date-currency-capital-figure
capital · SH04
2025-12-03
capital-sale-or-transfer-treasury-shares-with-date-currency-capital-figure
capital · SH04
2025-08-19
capital-sale-or-transfer-treasury-shares-with-date-currency-capital-figure
capital · SH04
2025-08-01