UINSURE LIMITED
- 65120Non-life insurance
- 65202Non-life reinsurance
- 82200Activities of call centres
Opportunity 79/100 (strong), bankability 57/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 8 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (73/100).
Refinance opportunity
8 live charges · 8 lenders · oldest 14.6y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 14.6 years old — likely at or near maturity.
- · 8 lenders named — inter-creditor friction likely.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 1 persons-with-significant-control
- • 1 persons-with-significant-control
- • 1 persons-with-significant-control
- • 1 address
- • 1 confirmation-statement
Corporate timeline (64 events)Click to expand
- 2026-05-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2026-01-21📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-07-15📄accounts-with-accounts-type-fullaccounts · AA
- 2025-07-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-07-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-07-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-06-01➕MARSDEN, Jeremy Paul appointeddirector
- 2025-05-31➖BLACKWELL, Lynda resigneddirector
- 2025-01-31📄accounts-with-accounts-type-fullaccounts · AA
- 2024-08-01➖WRIGHT, Daniel Patrick resigneddirector
- 2024-02-14📄resolutionresolution · RESOLUTIONS
- 2024-02-14📄memorandum-articlesincorporation · MA
- 2024-01-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-01-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-01-25🔒Charge registered #8Lender: Ldc (Managers) Limited as Security Trustee
- 2024-01-25🔒Charge registered #7Lender: Hsbc Corporate Trustee Company (UK) Limited
- 2024-01-19📄accounts-with-accounts-type-fullaccounts · AA
- 2023-01-03📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-12-01➕SCHULTHEISS, Martin appointeddirector
- 2022-11-04📄accounts-with-accounts-type-fullaccounts · AA
- 2022-05-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-03-31➖SMITH, Barry Duncan resigneddirector
- 2022-02-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-02-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-02-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-02-25🔓Charge satisfied #4
- 2022-02-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-02-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-02-14🔒Charge registered #6Lender: Santander UK PLC as Security Agent for the Secured Parties
- 2022-02-14🔒Charge registered #5Lender: Glas Trust Corporation Limited (As Security Agent for the Secured Parties)
- 2022-01-01➕WRIGHT, Daniel Patrick appointeddirector
- 2021-12-31➖COWAN, John resigneddirector
- 2020-06-11➕BLACKWELL, Lynda appointeddirector
- 2020-06-11➖EVERETT, Robert William, Mr. resigneddirector
- 2020-02-12🔓Charge satisfied #3
- 2020-02-12🔓Charge satisfied #2
- 2020-02-11🔒Charge registered #4Lender: Glas Trust Corporation Limited (As Security Agent)
- 2020-01-16🔓Charge satisfied #1
- 2019-09-23🔒Charge registered #3Lender: Clydesdale Bank PLC (Trading as Both Clydesdale and Yorkshire Bank) (Company Number SC001111)
- 2019-07-22➕TAYLOR, Alicia Grace appointedsecretary
- 2018-03-15🔒Charge registered #2Lender: Perwyn LLP (As Security Trustee)
- 2016-03-18➕SMITH, Barry Duncan appointeddirector
- 2015-10-30➕FAWCETT, James Burnett appointeddirector
- 2011-09-27🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2010-06-20➖FORD, Anthony John resigneddirector
- 2009-05-12➕COWAN, John appointeddirector
- 2009-05-12➕FORD, Anthony John appointeddirector
- 2009-03-31➖STEVENS, Simon resigneddirector
- 2008-08-31➖COOKSON, Peter John resignedsecretary
- 2008-07-14➖HEATH, Stuart Roger resigneddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- secondary12+ year tenure: Director in role 19 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Holdings 2018 Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Holdings 2018 Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 15/03/2018 |
2 historic (ceased) PSCs
- Mr Simon Julian Taylorceased 15/03/2018· 50-75% shares · 50-75% voting · board control
- Mr Simon Stevensceased 01/05/2018· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Technology · M postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1-2 DRIVE LTD→ 16986661 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 1-WEB SERVICE LTD.→ 07368876 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| 1010 TRADING LTD→ 11882759 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| 104 MINI MARKET LTD→ 16574210 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 108A FILMS LTD→ 16434998 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 10X REVIV DIGITAL HEALTH LTD→ 14931149 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 16074637 LIMITED→ 16074637 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 18TH FLOOR ACADEMY LTD→ 16974381 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 1MBR LIMITED→ 16188602 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 1PLATFORM APP LTD→ 17002815 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 1ST LEADS LIMITED→ 10381983 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 1TECHNO LIMITED→ 09195540 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (5 active · 13 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Ldc (Managers) as Security Trustee Ldc (Managers) Limited as Security Trustee | A registered charge | 1 property | 25/01/2024 | — | |
| outstanding | HSBC Hsbc Corporate Trustee Company (UK) Limited | A registered charge | 1 property | 25/01/2024 | — | |
| outstanding | Santander Santander UK PLC as Security Agent for the Secured Parties | A registered charge | 1 property | 14/02/2022 | — | |
| outstanding | Glas Trust Corporation (As Security Agent for the Secured Parties) Glas Trust Corporation Limited (As Security Agent for the Secured Parties) | A registered charge | — | 14/02/2022 | — | |
| satisfied | Glas Trust Corporation (As Security Agent) Glas Trust Corporation Limited (As Security Agent) | A registered charge | 1 property | 11/02/2020 | 25/02/2022 | |
| satisfied | Virgin Money Clydesdale Bank PLC (Trading as Both Clydesdale and Yorkshire Bank) (Company Number SC001111) | A registered charge | — | 23/09/2019 | 12/02/2020 | |
| satisfied | Perwyn (As Security Trustee) Perwyn LLP (As Security Trustee) | A registered charge | — | 15/03/2018 | 12/02/2020 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Debenture | 1 property | 27/09/2011 | 16/01/2020 |