UINSURE LIMITED

🌳Matureactive
06046870 · ltd · incorporated 2007-01-10
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
79/100
Strong
🔔
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What this business does
Primary activity: Business and domestic software development
Sector: Information & communication
ALSO REGISTERED FOR
  • 65120Non-life insurance
  • 65202Non-life reinsurance
  • 82200Activities of call centres
Investor take
Pursue
Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 79/100 (strong), bankability 57/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 8 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

8 live charges · 8 lenders · oldest 14.6y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 14.6 years old — likely at or near maturity.
  • · 8 lenders named — inter-creditor friction likely.
  • · Legal-friction score 30/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (61/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 4 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
8 charges (8/8 with lender, 8/8 with type)
90
Directors & officers
18 officers (5 active, 18 linked, 14 with DOB)
86
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
21 connected companies via shared directors
90
Filing history
119 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
1
filing
  • 1 persons-with-significant-control
Last 90 days
1
filing
  • 1 persons-with-significant-control
Last 180 days
3
filings
  • 1 persons-with-significant-control
  • 1 address
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (64 events)Click to expand
  1. 2026-05-06
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  2. 2026-01-21
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  3. 2025-07-15
    📄
    accounts-with-accounts-type-full
    accounts · AA
  4. 2025-07-08
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  5. 2025-07-08
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  6. 2025-07-08
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  7. 2025-06-01
    MARSDEN, Jeremy Paul appointed
    director
  8. 2025-05-31
    BLACKWELL, Lynda resigned
    director
  9. 2025-01-31
    📄
    accounts-with-accounts-type-full
    accounts · AA
  10. 2024-08-01
    WRIGHT, Daniel Patrick resigned
    director
  11. 2024-02-14
    📄
    resolution
    resolution · RESOLUTIONS
  12. 2024-02-14
    📄
    memorandum-articles
    incorporation · MA
  13. 2024-01-29
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  14. 2024-01-29
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  15. 2024-01-25
    🔒
    Charge registered #8
    Lender: Ldc (Managers) Limited as Security Trustee
  16. 2024-01-25
    🔒
    Charge registered #7
    Lender: Hsbc Corporate Trustee Company (UK) Limited
  17. 2024-01-19
    📄
    accounts-with-accounts-type-full
    accounts · AA
  18. 2023-01-03
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  19. 2022-12-01
    SCHULTHEISS, Martin appointed
    director
  20. 2022-11-04
    📄
    accounts-with-accounts-type-full
    accounts · AA
  21. 2022-05-17
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  22. 2022-03-31
    SMITH, Barry Duncan resigned
    director
  23. 2022-02-28
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  24. 2022-02-28
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  25. 2022-02-25
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  26. 2022-02-25
    🔓
    Charge satisfied #4
  27. 2022-02-16
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  28. 2022-02-15
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  29. 2022-02-14
    🔒
    Charge registered #6
    Lender: Santander UK PLC as Security Agent for the Secured Parties
  30. 2022-02-14
    🔒
    Charge registered #5
    Lender: Glas Trust Corporation Limited (As Security Agent for the Secured Parties)
  31. 2022-01-01
    WRIGHT, Daniel Patrick appointed
    director
  32. 2021-12-31
    COWAN, John resigned
    director
  33. 2020-06-11
    BLACKWELL, Lynda appointed
    director
  34. 2020-06-11
    EVERETT, Robert William, Mr. resigned
    director
  35. 2020-02-12
    🔓
    Charge satisfied #3
  36. 2020-02-12
    🔓
    Charge satisfied #2
  37. 2020-02-11
    🔒
    Charge registered #4
    Lender: Glas Trust Corporation Limited (As Security Agent)
  38. 2020-01-16
    🔓
    Charge satisfied #1
  39. 2019-09-23
    🔒
    Charge registered #3
    Lender: Clydesdale Bank PLC (Trading as Both Clydesdale and Yorkshire Bank) (Company Number SC001111)
  40. 2019-07-22
    TAYLOR, Alicia Grace appointed
    secretary
  41. 2018-03-15
    🔒
    Charge registered #2
    Lender: Perwyn LLP (As Security Trustee)
  42. 2016-03-18
    SMITH, Barry Duncan appointed
    director
  43. 2015-10-30
    FAWCETT, James Burnett appointed
    director
  44. 2011-09-27
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  45. 2010-06-20
    FORD, Anthony John resigned
    director
  46. 2009-05-12
    COWAN, John appointed
    director
  47. 2009-05-12
    FORD, Anthony John appointed
    director
  48. 2009-03-31
    STEVENS, Simon resigned
    director
  49. 2008-08-31
    COOKSON, Peter John resigned
    secretary
  50. 2008-07-14
    HEATH, Stuart Roger resigned
    director
Showing most recent 50 of 64 events

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • -4 active directors: Broader management team in place — suggests transferable governance.
  • +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 61 — approaching natural succession window.

Succession & seller-readiness

53/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
  • secondary12+ year tenure: Director in role 19 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Holdings 2018 Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Holdings 2018 Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
UINSURE LIMITED
This company · 06046870

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Holdings 2018 Limited
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control15/03/2018
2 historic (ceased) PSCs
  • Mr Simon Julian Taylorceased 15/03/2018· 50-75% shares · 50-75% voting · board control
  • Mr Simon Stevensceased 01/05/2018· 25-50% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2007-01-10
Jurisdictionengland-wales
Primary SIC62012 — Business and domestic software development

Registered office

1st Floor, Xyz Building
2 Hardman Boulevard
Manchester
M3 3AQ
England

Filing status

Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2026-12-05
Last: 2025-11-21

Officers (5 active · 13 resigned)

TAYLOR, Alicia Grace
secretary · appointed 2019-07-22
View their other companies + combined net worth →
Active
FAWCETT, James Burnett
director · ~51y · appointed 2015-10-30
View their other companies + combined net worth →
Active
MARSDEN, Jeremy Paul
director · ~61y · appointed 2025-06-01
View their other companies + combined net worth →
Active
SCHULTHEISS, Martin
director · ~52y · appointed 2022-12-01
View their other companies + combined net worth →
Active
TAYLOR, Simon Julian
director · ~61y · appointed 2007-01-29
View their other companies + combined net worth →
Active
COOKSON, Peter John
secretary · appointed 2007-06-04 · resigned 2008-08-31
Resigned
HOLT, Thelma
secretary · appointed 2007-01-10 · resigned 2007-01-29
Resigned
TAYLOR, Simon Julian
secretary · appointed 2007-01-29 · resigned 2007-06-04
Resigned
BLACKWELL, Lynda
director · ~66y · appointed 2020-06-11 · resigned 2025-05-31
Resigned
COWAN, John
director · ~79y · appointed 2009-05-12 · resigned 2021-12-31
Resigned
EVERETT, Robert William, Mr.
director · ~63y · appointed 2007-01-29 · resigned 2020-06-11
Resigned
FORD, Anthony John
director · ~67y · appointed 2009-05-12 · resigned 2010-06-20
Resigned
HEATH, Stuart Roger
director · ~65y · appointed 2007-02-23 · resigned 2008-07-14
Resigned
HOLT, William Ernest
director · ~80y · appointed 2007-01-10 · resigned 2007-04-24
Resigned
SHUTER, Matthew Gauntlett
director · ~71y · appointed 2007-02-22 · resigned 2008-07-14
Resigned
SMITH, Barry Duncan
director · ~72y · appointed 2016-03-18 · resigned 2022-03-31
Resigned
STEVENS, Simon
director · ~67y · appointed 2007-07-04 · resigned 2009-03-31
Resigned
WRIGHT, Daniel Patrick
director · ~54y · appointed 2022-01-01 · resigned 2024-08-01
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

8
Total charges
4
Outstanding
4
Active lenders
Status:Lender:8 of 8 shown
TypeProperties
outstanding
Ldc (Managers) as Security Trustee
Ldc (Managers) Limited as Security Trustee
A registered charge1 property25/01/2024
outstanding
HSBC
Hsbc Corporate Trustee Company (UK) Limited
A registered charge1 property25/01/2024
outstanding
Santander
Santander UK PLC as Security Agent for the Secured Parties
A registered charge1 property14/02/2022
outstanding
Glas Trust Corporation (As Security Agent for the Secured Parties)
Glas Trust Corporation Limited (As Security Agent for the Secured Parties)
A registered charge14/02/2022
satisfied
Glas Trust Corporation (As Security Agent)
Glas Trust Corporation Limited (As Security Agent)
A registered charge1 property11/02/202025/02/2022
satisfied
Virgin Money
Clydesdale Bank PLC (Trading as Both Clydesdale and Yorkshire Bank) (Company Number SC001111)
A registered charge23/09/201912/02/2020
satisfied
Perwyn (As Security Trustee)
Perwyn LLP (As Security Trustee)
A registered charge15/03/201812/02/2020
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Debenture1 property27/09/201116/01/2020
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (119 total)

change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2026-05-06
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-01-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-16
accounts-with-accounts-type-full
accounts · AA
2025-07-15
appoint-person-director-company-with-name-date
officers · AP01
2025-07-08
termination-director-company-with-name-termination-date
officers · TM01
2025-07-08
termination-director-company-with-name-termination-date
officers · TM01
2025-07-08
accounts-with-accounts-type-full
accounts · AA
2025-01-31
confirmation-statement-with-updates
confirmation-statement · CS01
2024-11-21
resolution
resolution · RESOLUTIONS
2024-02-14
memorandum-articles
incorporation · MA
2024-02-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-01-29
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-01-29
accounts-with-accounts-type-full
accounts · AA
2024-01-19