CLOVERLEYS LIMITED
🌳Matureactive
06184930 · ltd · incorporated 2007-03-26
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 15.3y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Security dealing on own account
Sector: Financial & insurance
ALSO REGISTERED FOR
- 69203Tax consultancy
- 82110Combined office administrative service activities
- 96090Other service activities n.e.c.
Investor take
PursueActive trading company with a 69-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 69). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
2 live charges · oldest 15.3y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 15.3 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 4 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
7 officers (4 active, 7 linked, 5 with DOB)
84
Ownership & PSC
2 active PSC(s) of 4 total, 4 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
85 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 0 | 400 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (34 events)Click to expand
- 2026-01-14📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-01-09➖RAWLINS, Laura Jane, Dr resigneddirector
- 2025-10-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-07-10📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-07-10📄change-to-a-person-with-significant-control-without-name-datepersons-with-significant-control · PSC04
- 2025-07-10📄change-person-director-company-with-change-dateofficers · CH01
- 2025-07-10📄change-person-director-company-with-change-dateofficers · CH01
- 2025-07-10📄change-person-director-company-with-change-dateofficers · CH01
- 2025-07-10📄change-to-a-person-with-significant-control-without-name-datepersons-with-significant-control · PSC04
- 2025-07-10📄change-person-director-company-with-change-dateofficers · CH01
- 2025-07-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-07-09📄change-person-director-company-with-change-dateofficers · CH01
- 2025-07-09📄change-person-director-company-with-change-dateofficers · CH01
- 2025-07-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-07-09📄change-person-director-company-with-change-dateofficers · CH01
- 2024-11-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-05-19➕BURNS, Colin Robert appointeddirector
- 2024-05-19📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-08-03📄change-person-director-company-with-change-dateofficers · CH01
- 2023-07-30📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-07-30📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-07-30📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-06-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-12-30➕BURNS, Colin Robert appointedsecretary
- 2012-03-21🔒Charge registered #2Lender: Ingenious Resources Limited
- 2011-03-24🔒Charge registered #1Lender: Ingenious Resources Limited
- 2010-03-05➖BURNS, Colin Robert resignedsecretary
- 2008-04-01➕RAWLINS, Laura Jane, Dr appointeddirector
- 2008-03-27➖BURNS, Colin Robert resigneddirector
- 2008-03-01➕COOKE, Sarah Nicole appointeddirector
- 2007-03-26🏢Company incorporatedAs CLOVERLEYS LIMITED
- 2007-03-26➕BURNS, Carol Anne appointeddirector
- 2007-03-26➕BURNS, Colin Robert appointedsecretary
- 2007-03-26➕BURNS, Colin Robert appointeddirector
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 69 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
63/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
- secondary12+ year tenure: Director in role 19 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Colin Robert Burns Individual · British · DOB 07/1957 · age 69 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mrs Carol Anne Burns Individual · British · DOB 12/1959 · age 67 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
2 historic (ceased) PSCs
- Dr Laura Jane Rawlinsceased 28/03/2023· 25-50% shares · 25-50% voting
- Sarah Nicole Burnsceased 28/03/2023· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · SL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CALCWORTH LIMITED→ 10908383 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| CARDING MILL LIMITED→ 14162641 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| CEI BONT LIMITED→ 10771744 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| CHANCERY LANE INCOME PLANNERS LTD→ 12243433 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| CHAPEL HILL DENHAM UK LIMITED→ 13239513 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| CHERRYWOOD LTD→ 13735037 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| CHOBHAM ROAD INVESTMENTS LIMITED→ 10409767 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| CI CONSULTANCY LTD→ 08256684 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| CITYMOOR FINANCIAL LTD→ 12300295 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| CLEMI CAPITAL FINANCE LTD→ 07375998 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| CLOUD ANGEL LTD→ 10334988 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| CM FINANCE LIMITED→ 13751517 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2007-03-26
Jurisdictionengland-wales
Primary SIC64991 — Security dealing on own account
Registered office
5 Templemead
Gerrards Cross
SL9 7EZ
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-05-22
Last: 2026-05-08
Officers (4 active · 3 resigned)
BURNS, Colin Robert→
Activesecretary · appointed 2022-12-30
View their other companies + combined net worth →
BURNS, Carol Anne→
Activedirector · ~67y · appointed 2007-03-26
View their other companies + combined net worth →
BURNS, Colin Robert→
Activedirector · ~69y · appointed 2024-05-19
View their other companies + combined net worth →
COOKE, Sarah Nicole→
Activedirector · ~36y · appointed 2008-03-01
View their other companies + combined net worth →
BURNS, Colin Robert→
Resignedsecretary · appointed 2007-03-26 · resigned 2010-03-05
BURNS, Colin Robert→
Resigneddirector · ~69y · appointed 2007-03-26 · resigned 2008-03-27
RAWLINS, Laura Jane, Dr→
Resigneddirector · ~39y · appointed 2008-04-01 · resigned 2026-01-09
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Ingenious Resources Ingenious Resources Limited | Deed of security assignment | 1 property | 21/03/2012 | — | |
| outstanding | Ingenious Resources Ingenious Resources Limited | Deed of security assignment | 1 property | 24/03/2011 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (85 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-08
termination-director-company-with-name-termination-date
officers · TM01
2026-01-14
accounts-with-accounts-type-micro-entity
accounts · AA
2025-10-13
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-07-10
change-to-a-person-with-significant-control-without-name-date
persons-with-significant-control · PSC04
2025-07-10
change-person-director-company-with-change-date
officers · CH01
2025-07-10
change-person-director-company-with-change-date
officers · CH01
2025-07-10
change-person-director-company-with-change-date
officers · CH01
2025-07-10
change-to-a-person-with-significant-control-without-name-date
persons-with-significant-control · PSC04
2025-07-10
change-person-director-company-with-change-date
officers · CH01
2025-07-10
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-07-09
change-person-director-company-with-change-date
officers · CH01
2025-07-09
change-person-director-company-with-change-date
officers · CH01
2025-07-09
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-07-09
change-person-director-company-with-change-date
officers · CH01
2025-07-09