BANK OF CHINA (UK) LIMITED
🌳Matureactive
06193060 · ltd · incorporated 2007-03-29
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 17.4y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Banks
Sector: Financial & insurance
Investor take
PursueActive trading company with a 70-year-old founder — textbook succession opportunity.
Opportunity 78/100 (strong), bankability 75/100. Strong seller-intent signal (63/100, director aged 70). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
3 live charges · 2 lenders · oldest 17.4y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 17.4 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 38/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (57/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
34 officers (9 active, 34 linked, 28 with DOB)
86
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
129 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 2 officers
Last 180 days
4
filings
- • 3 officers
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (87 events)Click to expand
- 2026-05-27📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-05-18➕LUO, Ying appointeddirector
- 2026-05-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-04-30➖HARDY, Simon Charles resigneddirector
- 2026-04-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-04-13➖REN, Li resigneddirector
- 2026-01-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-01-21📄change-person-director-company-with-change-dateofficers · CH01
- 2026-01-19➕KEERS, Richard John appointeddirector
- 2026-01-16📄change-person-director-company-with-change-dateofficers · CH01
- 2025-12-03📄auditors-resignation-companyauditors · AUD
- 2025-08-21📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-08-21📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-08-18➕ZHANG, Lijuan appointeddirector
- 2025-08-18➖WANG, Huabin resigneddirector
- 2025-08-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-07-31➕PENG, Jinjun appointeddirector
- 2025-07-22📄accounts-with-accounts-type-fullaccounts · AA
- 2025-05-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-05-08➖TRUSSLER, Stewart Henry resigneddirector
- 2025-03-25📄change-person-director-company-with-change-dateofficers · CH01
- 2025-03-19📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-03-14➖SPENCE, Jonathan resigneddirector
- 2025-03-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-03-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-03-14📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-03-11➕REN, Li appointeddirector
- 2025-03-10➕REID, Peter John appointeddirector
- 2025-03-05➕REID, Richard Harry appointeddirector
- 2025-01-16📄change-person-director-company-with-change-dateofficers · CH01
- 2025-01-15📄change-person-director-company-with-change-dateofficers · CH01
- 2024-10-09➖LI, Jiuzhong resigneddirector
- 2024-10-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-10-01➖PRICE, David Robert resigneddirector
- 2024-10-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-05-22📄accounts-with-accounts-type-fullaccounts · AA
- 2024-05-14➖SHI, Wei resigneddirector
- 2024-05-14📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-02-16➕PRICE, David Robert appointeddirector
- 2022-10-01➕WANG, Huabin appointeddirector
- 2022-07-21🔓Charge satisfied #3
- 2022-07-08➖REN, Li resigneddirector
- 2021-09-20➖SUN, Yu, Mr. resigneddirector
- 2021-09-13➕LI, Jiuzhong appointeddirector
- 2018-12-11➖GAO, Yingxin resigneddirector
- 2018-11-02➕FANG, Wenjian appointeddirector
- 2017-12-13➖HINDS, Stephen Eric resigneddirector
- 2017-11-30➕TRUSSLER, Stewart Henry appointeddirector
- 2017-09-28➕ZHOU, Qing appointedsecretary
- 2017-09-28➖SARTORIS, Jon resignedsecretary
Showing most recent 50 of 87 events
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -8 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 70 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
60/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.
Red flags
1 med ·3 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: HARDY, Simon Charles resigned 2026-04-30; REN, Li resigned 2026-04-13; WANG, Huabin resigned 2025-08-18
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ministry Of Finance Of The People's Republic Of China Individual | — | — | sig. influencesignificant influence | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| AXA GLOBAL HEALTHCARE (UK) LIMITED→ 03039521 · est 1995 · no financials extracted | — | — | — | — | 31y | — | — |
| AXXELTROVA PARTNERS LIMITED→ 14421956 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| B2C2 LTD→ 07995888 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| BALLINSKA INVESTMENTS LTD→ 16822760 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BANCTRUST INVESTMENT BANK LIMITED→ 07830463 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| BANDA GAS COMPANY LIMITED→ 15313935 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BANK OF AMERICA (LBAC) PENSION TRUSTEES LIMITED→ 10581578 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| BANK OF BARODA (UK) LIMITED→ 10826803 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| BANK OF ENGLAND ALTERNATIVE LIQUIDITY FACILITY LIMITED→ 11728437 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| BANK SADERAT PLC→ 01126618 · est 1973 · no financials extracted | — | — | — | — | 52y | — | — |
| BANK SEPAH INTERNATIONAL PLC→ 04189598 · est 2001 · no financials extracted | — | — | — | — | 25y | — | — |
| BANNERMAN RENDELL LIMITED→ 00609004 · est 1958 · no financials extracted | — | — | — | — | 67y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2007-03-29
Jurisdictionengland-wales
Primary SIC64191 — Banks
Registered office
1 Lothbury
London
EC2R 7DB
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-04-12
Last: 2026-03-29
Officers (9 active · 25 resigned)
Active
FANG, Wenjian→
Activedirector · ~56y · appointed 2018-11-02
View their other companies + combined net worth →
KEERS, Richard John→
Activedirector · ~63y · appointed 2026-01-19
View their other companies + combined net worth →
Active
LYONS, Gerard Patrick, Dr→
Activedirector · ~65y · appointed 2016-10-20
View their other companies + combined net worth →
PENG, Jinjun→
Activedirector · ~53y · appointed 2025-07-31
View their other companies + combined net worth →
REID, Peter John→
Activedirector · ~64y · appointed 2025-03-10
View their other companies + combined net worth →
REID, Richard Harry→
Activedirector · ~70y · appointed 2025-03-05
View their other companies + combined net worth →
ZHANG, Lijuan→
Activedirector · ~51y · appointed 2025-08-18
View their other companies + combined net worth →
BELL, Alison Blanche→
Resignedsecretary · appointed 2007-09-20 · resigned 2010-09-07
SARTORIS, Jon→
Resignedsecretary · appointed 2010-09-07 · resigned 2017-09-28
THE COMPANY REGISTRATION AGENTS LIMITED→
Resignedcorporate-nominee-secretary · appointed 2007-03-29 · resigned 2007-06-25
THE COMPANY REGISTRATION AGENTS LIMITED→
Resignedcorporate-nominee-secretary · appointed 2007-03-29 · resigned 2007-09-20
FANG, Wenjian→
Resigneddirector · ~56y · appointed 2007-06-25 · resigned 2015-03-10
FITZGIBBON, Christopher Paul Julian→
Resigneddirector · ~70y · appointed 2007-09-20 · resigned 2017-01-01
GAO, Yingxin→
Resigneddirector · ~64y · appointed 2015-10-14 · resigned 2018-12-11
GE, Kenneth Qi, Doctor→
Resigneddirector · ~74y · appointed 2007-06-25 · resigned 2011-12-12
HARDY, Simon Charles→
Resigneddirector · ~71y · appointed 2016-10-20 · resigned 2026-04-30
HINDS, Stephen Eric→
Resigneddirector · ~79y · appointed 2007-06-25 · resigned 2017-12-13
HUANG, Yangxin→
Resigneddirector · ~73y · appointed 2007-07-19 · resigned 2011-05-29
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
2
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Mufg Union Bank N.A. | A registered charge | — | 16/05/2016 | 21/07/2022 | |
| outstanding | Euroclear Bank S.A./N.V. | Supplement to collateral agreement governing secured borrowings by groups of participants | 1 property | 24/02/2009 | — | |
| outstanding | Euroclear Bank S.A./N.V. | Collateral agreement governing secured borrowings by participants in the euroclear system | 1 property | 24/02/2009 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (129 total)
appoint-person-director-company-with-name-date
officers · AP01
2026-05-27
termination-director-company-with-name-termination-date
officers · TM01
2026-05-05
termination-director-company-with-name-termination-date
officers · TM01
2026-04-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-07
appoint-person-director-company-with-name-date
officers · AP01
2026-01-28
change-person-director-company-with-change-date
officers · CH01
2026-01-21
change-person-director-company-with-change-date
officers · CH01
2026-01-16
auditors-resignation-company
auditors · AUD
2025-12-03
termination-director-company-with-name-termination-date
officers · TM01
2025-08-21
appoint-person-director-company-with-name-date
officers · AP01
2025-08-21
appoint-person-director-company-with-name-date
officers · AP01
2025-08-05
accounts-with-accounts-type-full
accounts · AA
2025-07-22
termination-director-company-with-name-termination-date
officers · TM01
2025-05-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-31
change-person-director-company-with-change-date
officers · CH01
2025-03-25