ADEPT FINANCIAL PLANNING SERVICES LIMITED

🌳Matureactive
06213219 · ltd · incorporated 2007-04-16
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jul 2025
Net worth
£9.1k
book net assets
Opportunity
80/100
Exceptional
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Asset-holding vehicle with a 77-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 77). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (72/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
51 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £9,080

Key financials

1 year extracted from filed iXBRL accounts
Cash
—
Net Worth
£9k
Current Assets
£9k
Current Liabilities
—

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-07-31
Total assets£9.1k
Current assets£9.1k
Debtors£9.1k
Net assets£9.1k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • • 1 confirmation-statement
Last 90 days
1
filing
  • • 1 confirmation-statement
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
  1. 2025-10-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-10-22
    📄
    change-account-reference-date-company-previous-extended
    accounts · AA01
  3. 2024-12-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2024-09-19
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  5. 2024-09-19
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  6. 2024-09-19
    📄
    change-person-director-company-with-change-date
    officers · CH01
  7. 2024-09-19
    📄
    change-person-director-company-with-change-date
    officers · CH01
  8. 2024-09-19
    📄
    change-person-director-company-with-change-date
    officers · CH01
  9. 2024-09-19
    📄
    change-person-director-company-with-change-date
    officers · CH01
  10. 2023-12-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2023-11-30
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  12. 2022-12-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2021-12-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2021-02-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2019-12-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2018-12-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2007-04-16
    🏢
    Company incorporated
    As ADEPT FINANCIAL PLANNING SERVICES LIMITED
  18. 2007-04-16
    ➕
    SHILLING, Jane Rosemary appointed
    secretary
  19. 2007-04-16
    ➕
    SHILLING, Jane Rosemary appointed
    director
  20. 2007-04-16
    ➕
    SHILLING, Paul Charles appointed
    director

Owner dependency

91/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 77 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

89/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 77 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 19 years.
  • secondaryStable-but-static management: Company is 19 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Paul Charles Shilling
Individual · British · DOB 03/1949 · age 77
75–100%
75–100%board control75-100% shares · 75-100% voting · board control10/05/2016
1 historic (ceased) PSC
  • Mrs Jane Rosemary Shillingceased 31/03/2022· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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————42y——
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2007-04-16
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

The Old Manor House, Hunts
Common, Hartley Wintney
Hants
RG27 8AA

Filing status

Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2027-05-23
Last: 2026-05-09

Officers (3 active · 0 resigned)

SHILLING, Jane Rosemary→
secretary · appointed 2007-04-16
View their other companies + combined net worth →
Active
SHILLING, Jane Rosemary→
director · ~61y · appointed 2007-04-16
View their other companies + combined net worth →
Active
SHILLING, Paul Charles→
director · ~77y · appointed 2007-04-16
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (51 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2026-05-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-30
change-account-reference-date-company-previous-extended
accounts · AA01
2025-10-22
confirmation-statement-with-updates
confirmation-statement · CS01
2025-05-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-17
change-person-secretary-company-with-change-date
officers · CH03
2024-09-19
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-09-19
change-person-director-company-with-change-date
officers · CH01
2024-09-19
change-person-director-company-with-change-date
officers · CH01
2024-09-19
change-person-director-company-with-change-date
officers · CH01
2024-09-19
change-person-director-company-with-change-date
officers · CH01
2024-09-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-15
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-11-30
confirmation-statement-with-updates
confirmation-statement · CS01
2023-05-09