COLD FELL GROUP LIMITED
🌳Matureactive
06489020 · ltd · incorporated 2008-01-30
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Activities of other holding companies n.e.c.
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with exceptional profile and bankable structure.
Opportunity 80/100 (exceptional), bankability 77/100. Strong seller-intent signal (60/100, director aged 58). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
4 live charges · 3 lenders · oldest 18.3y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 18.3 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
7 officers (4 active, 7 linked, 6 with DOB)
87
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
12 connected companies via shared directors
81
Filing history
82 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (40 events)Click to expand
- 2025-12-28📄accounts-with-accounts-type-fullaccounts · AA
- 2025-09-24📄change-person-director-company-with-change-dateofficers · CH01
- 2025-05-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-04-24➕LAMPERT, Timothy Giles appointeddirector
- 2025-01-03📄change-person-director-company-with-change-dateofficers · CH01
- 2024-12-17📄accounts-with-accounts-type-fullaccounts · AA
- 2024-01-05📄change-person-director-company-with-change-dateofficers · CH01
- 2023-12-16📄accounts-with-accounts-type-fullaccounts · AA
- 2023-09-18📍move-registers-to-sail-company-with-new-addressaddress · AD03
- 2023-09-18📍change-sail-address-company-with-new-addressaddress · AD02
- 2023-06-23📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-06-23📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2022-10-11📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2022-09-27📄accounts-with-accounts-type-groupaccounts · AA
- 2022-09-15📄change-person-director-company-with-change-dateofficers · CH01
- 2022-09-15📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2022-08-24📄auditors-resignation-companyauditors · AUD
- 2022-08-10📄resolutionresolution · RESOLUTIONS
- 2022-08-10📄memorandum-articlesincorporation · MA
- 2022-08-02📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2022-08-02📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-08-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-07-19➕MCGURL, Kevin appointeddirector
- 2022-07-19➖HOPE, John Andrew resigneddirector
- 2022-07-19➖MACDOWALL, Grant resigneddirector
- 2022-07-19➖MACDOWALL, Raymond Gregory resigneddirector
- 2018-01-13🔓Charge satisfied #2
- 2014-03-17🔓Charge satisfied #1
- 2013-11-27🔓Charge satisfied #4
- 2013-11-27🔓Charge satisfied #3
- 2008-10-24🔒Charge registered #4Lender: Clydesdale Bank PLC T/a Yorkshire Bank
- 2008-09-15🔒Charge registered #3Lender: Clydesdale Bank PLC
- 2008-04-04🔒Charge registered #2Lender: Raymond Gegory Macdowall
- 2008-04-04🔒Charge registered #1Lender: Clydesdale Bank PLC
- 2008-02-22➕HOPE, John Andrew appointeddirector
- 2008-02-22➕MACDOWALL, Grant appointeddirector
- 2008-01-30🏢Company incorporatedAs COLD FELL GROUP LIMITED
- 2008-01-30➕STUART, Allen Blaney appointedsecretary
- 2008-01-30➕STUART, Allen Blaney appointeddirector
- 2008-01-30➕MACDOWALL, Raymond Gregory appointeddirector
Owner dependency
68/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
Succession & seller-readiness
53/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- secondary12+ year tenure: Director in role 18 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Bca Automotive Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Bca Automotive Ltd
Corporate parent · holds 75-100% shares · board control
⬇
COLD FELL GROUP LIMITED
This company · 06489020
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Bca Automotive Ltd Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 31/03/2023 |
2 historic (ceased) PSCs
- Cag Sirius 2 Limitedceased 31/03/2023· 75-100% shares · 75-100% voting · board control
- Mr Grant Macdowallceased 19/07/2022· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Holding company · CA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| C WRIGHT HOLDINGS LTD→ 15754423 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CGWP HOLDINGS LIMITED→ 15159989 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CHAPEL BECK LIMITED→ 11418553 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| CHAPEL FARM CLOSE (GILCRUX) MANAGEMENT COMPANY LIMITED→ 16531912 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CHERRY TREE LANE MANAGEMENT LTD→ 16316414 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| CLAREMONT PROPERTIES (HOLDINGS) LIMITED→ 10375390 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| CLIFTON HILL MANAGEMENT LIMITED→ 08423421 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| CRINDLEDYKE FARM (CARLISLE) FLAT MANAGEMENT COMPANY LIMITED→ 10217163 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| CROFT FARM CLOSE (ALLONBY) LIMITED→ 11018166 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| CROFTLANDS CLOSE MANAGEMENT COMPANY LIMITED→ 15333793 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CROGLAM PARK RESIDENTS MANAGEMENT COMPANY LIMITED→ 14202777 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| CROSBY GRANGE PROPERTY MANAGEMENT COMPANY LIMITED→ 04871769 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2008-01-30
Jurisdictionengland-wales
Primary SIC64209 — Activities of other holding companies n.e.c.
Registered office
The Airport
Carlisle
Cumbria
CA6 4NW
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-30
Confirmation statement
Next due: 2027-01-16
Last: 2026-01-02
Officers (4 active · 3 resigned)
STUART, Allen Blaney→
Activesecretary · appointed 2008-01-30
View their other companies + combined net worth →
LAMPERT, Timothy Giles→
Activedirector · ~56y · appointed 2025-04-24
View their other companies + combined net worth →
MCGURL, Kevin→
Activedirector · ~58y · appointed 2022-07-19
View their other companies + combined net worth →
STUART, Allen Blaney→
Activedirector · ~47y · appointed 2008-01-30
View their other companies + combined net worth →
HOPE, John Andrew→
Resigneddirector · ~56y · appointed 2008-02-22 · resigned 2022-07-19
MACDOWALL, Grant→
Resigneddirector · ~64y · appointed 2008-02-22 · resigned 2022-07-19
MACDOWALL, Raymond Gregory→
Resigneddirector · ~72y · appointed 2008-01-30 · resigned 2022-07-19
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
0
Outstanding
0
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Virgin Money Clydesdale Bank PLC T/a Yorkshire Bank | Mortgage of policy by policy holder to secure own account | 1 property | 24/10/2008 | 27/11/2013 | |
| satisfied | Virgin Money Clydesdale Bank PLC | Mortgage of policy | 1 property | 15/09/2008 | 27/11/2013 | |
| satisfied | Raymond Gegory Macdowall | Debenture | 1 property | 04/04/2008 | 13/01/2018 | |
| satisfied | Virgin Money Clydesdale Bank PLC | Debenture | 1 property | 04/04/2008 | 17/03/2014 |
Recent filings (82 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-01-06
accounts-with-accounts-type-full
accounts · AA
2025-12-28
change-person-director-company-with-change-date
officers · CH01
2025-09-24
appoint-person-director-company-with-name-date
officers · AP01
2025-05-02
confirmation-statement-with-updates
confirmation-statement · CS01
2025-01-03
change-person-director-company-with-change-date
officers · CH01
2025-01-03
accounts-with-accounts-type-full
accounts · AA
2024-12-17
confirmation-statement-with-updates
confirmation-statement · CS01
2024-01-05
change-person-director-company-with-change-date
officers · CH01
2024-01-05
accounts-with-accounts-type-full
accounts · AA
2023-12-16
move-registers-to-sail-company-with-new-address
address · AD03
2023-09-18
change-sail-address-company-with-new-address
address · AD02
2023-09-18
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-06-23
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2023-06-23
confirmation-statement-with-updates
confirmation-statement · CS01
2023-02-03