EQUITY RELEASE ASSURED LIMITED
🌳Matureactive
06673809 · ltd · incorporated 2008-08-15
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 8.8y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 85/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
1 live charge · oldest 8.8y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 8.8 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
13 officers (3 active, 13 linked, 11 with DOB)
87
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
22 connected companies via shared directors
90
Filing history
95 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (46 events)Click to expand
- 2026-02-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-01-28➕PERKIN, James Tristan appointeddirector
- 2025-09-04📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-09-04📄legacyaccounts · PARENT_ACC
- 2025-09-04📄legacyother · AGREEMENT2
- 2025-09-04📄legacyother · GUARANTEE2
- 2025-08-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-07-31➖DREW, Simon Richard resigneddirector
- 2024-09-10📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-09-10📄legacyaccounts · PARENT_ACC
- 2024-09-10📄legacyother · AGREEMENT2
- 2024-09-10📄legacyother · GUARANTEE2
- 2023-10-13📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-10-13🔓Charge satisfied #1
- 2023-10-07📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2023-10-07📄legacyaccounts · PARENT_ACC
- 2023-10-07📄legacyother · AGREEMENT2
- 2023-10-07📄legacyother · GUARANTEE2
- 2022-09-13📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2022-09-13📄legacyaccounts · PARENT_ACC
- 2022-09-13📄legacyother · AGREEMENT2
- 2022-09-13📄legacyother · GUARANTEE2
- 2021-11-01📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2021-07-26➕DREW, Simon Richard appointeddirector
- 2021-03-31➕THOMPSON, Simon Christopher appointeddirector
- 2021-03-31➖SCOTT, Robert James resigneddirector
- 2018-03-30➖MIRFIN, Dean Russell resigneddirector
- 2018-03-30➖OVERSON, Richard John resigneddirector
- 2017-11-07➕HALE, William Benjamin appointeddirector
- 2017-08-29➖KILGALLON, Stephen Anthony resignedsecretary
- 2017-08-04🔒Charge registered #1Lender: U.S. Bank Trustees Limited (As Security Agent for the Secured Parties (as Defined in the Instrument))
- 2017-08-03➖TAYLOR, Colin resigneddirector
- 2017-07-10➕SCOTT, Robert James appointeddirector
- 2014-08-31➖WILSON, Paul Ernest Howard resigneddirector
- 2013-08-21➖CLARK, James Roy resigneddirector
- 2012-05-01➕WILSON, Paul Ernest Howard appointeddirector
- 2009-04-30➕CLARK, James Roy appointeddirector
- 2008-12-15➕KILGALLON, Stephen Anthony appointedsecretary
- 2008-12-15➖HALLIWELL, Mark resigneddirector
- 2008-12-15➕MIRFIN, Dean Russell appointeddirector
- 2008-12-15➕OVERSON, Richard John appointeddirector
- 2008-12-15➕TAYLOR, Colin appointeddirector
- 2008-12-15➖Halliwells Directors Limited resignedcorporate-director
- 2008-10-01➕HALLIWELL, Mark appointeddirector
- 2008-08-15🏢Company incorporatedAs EQUITY RELEASE ASSURED LIMITED
- 2008-08-15➕Halliwells Directors Limited appointedcorporate-director
Owner dependency
50/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
Succession & seller-readiness
30/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Key Retirement Solutions Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Key Retirement Solutions Limited
Corporate parent · holds 75-100% shares · board control
⬇
EQUITY RELEASE ASSURED LIMITED
This company · 06673809
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Key Retirement Solutions Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · PR postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ELAINE LUCAS LIMITED→ 08264508 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| ELEMCAZA LIMITED→ 16538263 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ENTERPRISE VENTURES (GENERAL PARTNER FY SEEDCORN) LIMITED→ 07227779 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| ENTERPRISE VENTURES GROUP LIMITED→ 04161494 · est 2001 · no financials extracted | — | — | — | — | 25y | — | — |
| EP GEN LTD→ 16876561 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| EQUITY RELEASE 4 US LIMITED→ 14190455 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ERICAM LIMITED→ 05586708 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| EV BUSINESS LOANS LIMITED→ 07110694 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| EVBL (GENERAL PARTNER FY SMALL LOANS) LIMITED→ 07222495 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| EVBL SME INVESTMENT LIMITED→ 08901796 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| EVERGREEN PENSION TRUSTEES LIMITED→ 12588921 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| EVOLUTION BUSINESS SOLUTIONS LIMITED→ 11024417 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2008-08-15
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Baines House Midgery Court, Pittman Way
Fulwood
Preston
PR2 9ZH
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-05-30
Last: 2026-05-16
Officers (3 active · 10 resigned)
HALE, William Benjamin→
Activedirector · ~51y · appointed 2017-11-07
View their other companies + combined net worth →
PERKIN, James Tristan→
Activedirector · ~46y · appointed 2026-01-28
View their other companies + combined net worth →
THOMPSON, Simon Christopher→
Activedirector · ~54y · appointed 2021-03-31
View their other companies + combined net worth →
KILGALLON, Stephen Anthony→
Resignedsecretary · appointed 2008-12-15 · resigned 2017-08-29
CLARK, James Roy→
Resigneddirector · ~68y · appointed 2009-04-30 · resigned 2013-08-21
DREW, Simon Richard→
Resigneddirector · ~57y · appointed 2021-07-26 · resigned 2025-07-31
HALLIWELL, Mark→
Resigneddirector · ~65y · appointed 2008-10-01 · resigned 2008-12-15
MIRFIN, Dean Russell→
Resigneddirector · ~59y · appointed 2008-12-15 · resigned 2018-03-30
OVERSON, Richard John→
Resigneddirector · ~59y · appointed 2008-12-15 · resigned 2018-03-30
SCOTT, Robert James→
Resigneddirector · ~53y · appointed 2017-07-10 · resigned 2021-03-31
TAYLOR, Colin→
Resigneddirector · ~74y · appointed 2008-12-15 · resigned 2017-08-03
WILSON, Paul Ernest Howard→
Resigneddirector · ~60y · appointed 2012-05-01 · resigned 2014-08-31
Halliwells Directors Limited→
Resignedcorporate-director · appointed 2008-08-15 · resigned 2008-12-15
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | U.S. Bank Trustees (As Security Agent for the Secured Parties (as Defined in the Instrument)) U.S. Bank Trustees Limited (As Security Agent for the Secured Parties (as Defined in the Instrument)) | A registered charge | 1 property | 04/08/2017 | 13/10/2023 |
Recent filings (95 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-19
appoint-person-director-company-with-name-date
officers · AP01
2026-02-05
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-09-04
legacy
accounts · PARENT_ACC
2025-09-04
legacy
other · AGREEMENT2
2025-09-04
legacy
other · GUARANTEE2
2025-09-04
termination-director-company-with-name-termination-date
officers · TM01
2025-08-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-19
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2024-09-10
legacy
accounts · PARENT_ACC
2024-09-10
legacy
other · AGREEMENT2
2024-09-10
legacy
other · GUARANTEE2
2024-09-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-16
mortgage-satisfy-charge-full
mortgage · MR04
2023-10-13
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2023-10-07