EVBL (GENERAL PARTNER FY SMALL LOANS) LIMITED
🌳Matureactive
07222495 · ltd · incorporated 2010-04-13
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 15.7y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
83/100
Exceptional
What this business does
Primary activity: Activities of venture and development capital companies
Sector: Financial & insurance
Investor take
PursueActive trading company with a 71-year-old founder — textbook succession opportunity.
Opportunity 83/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 71). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
1 live charge · oldest 15.7y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 15.7 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (62/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
8 officers (4 active, 8 linked, 8 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
27 connected companies via shared directors
90
Filing history
68 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (34 events)Click to expand
- 2025-12-09📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-12-09📄legacyaccounts · PARENT_ACC
- 2025-12-09📄legacyother · AGREEMENT2
- 2025-12-09📄legacyother · GUARANTEE2
- 2024-12-10📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-12-10📄legacyaccounts · PARENT_ACC
- 2024-12-10📄legacyother · GUARANTEE2
- 2024-12-10📄legacyother · AGREEMENT2
- 2023-11-29📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2023-11-29📄legacyaccounts · PARENT_ACC
- 2023-11-29📄legacyother · GUARANTEE2
- 2023-11-29📄legacyother · AGREEMENT2
- 2022-12-21📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2022-12-21📄legacyaccounts · PARENT_ACC
- 2022-12-21📄legacyother · GUARANTEE2
- 2022-12-21📄legacyother · AGREEMENT2
- 2022-04-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-03-31➖SIMPSON, Andrew John resigneddirector
- 2021-11-22📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2021-11-22📄legacyaccounts · PARENT_ACC
- 2021-11-22📄legacyother · GUARANTEE2
- 2021-04-01➖DIGGINES, Jonathan Brett resigneddirector
- 2018-07-09➕TABERNER, Paul Cameron appointeddirector
- 2018-05-04➖MEAD, Matthew Sidney resigneddirector
- 2017-06-30➖GOULBOURN, Anthony Paul resigneddirector
- 2016-03-09➕GLANFIELD, Martin James appointeddirector
- 2016-03-09➕PAYTON, Mark Andrew appointeddirector
- 2016-03-09➕MEAD, Matthew Sidney appointeddirector
- 2011-02-03➕DIGGINES, Jonathan Brett appointeddirector
- 2011-02-03➕SIMPSON, Andrew John appointeddirector
- 2010-09-21🔒Charge registered #1Lender: European Investment Bank
- 2010-04-13🏢Company incorporatedAs EVBL (GENERAL PARTNER FY SMALL LOANS) LIMITED
- 2010-04-13➕DOWNWARD, Clive Graham appointeddirector
- 2010-04-13➕GOULBOURN, Anthony Paul appointeddirector
Owner dependency
65/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 71 — succession pressure is live.
Succession & seller-readiness
83/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 71 years old. Natural succession window is now.
- secondary12+ year tenure: Director in role 16 years.
- secondaryStable-but-static management: Company is 16 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Ev Business Loans Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Ev Business Loans Group Limited
Corporate parent · holds 75-100% shares · board control
⬇
EVBL (GENERAL PARTNER FY SMALL LOANS) LIMITED
This company · 07222495
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ev Business Loans Group Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · PR postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ELEMCAZA LIMITED→ 16538263 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ENTERPRISE VENTURES GROUP LIMITED→ 04161494 · est 2001 · no financials extracted | — | — | — | — | 25y | — | — |
| EP GEN LTD→ 16876561 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| EQUITY RELEASE 4 US LIMITED→ 14190455 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| EVERGREEN PENSION TRUSTEES LIMITED→ 12588921 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| EXCELSIOR MANAGEMENT (UK) LIMITED→ 05978821 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| EXEL FINANCE LIMITED→ 12524957 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| F. BERRY (LEYLAND) LIMITED→ 01075421 · est 1972 · no financials extracted | — | — | — | — | 53y | — | — |
| FAIR MORTGAGE ADVICE LTD→ 15878115 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| FAMILY PLUS LIMITED→ 10308981 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| FAST TRACK BUSINESS FINANCE LIMITED→ 09010153 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| FCG PURCHASE LIMITED→ 16777369 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2010-04-13
Jurisdictionengland-wales
Primary SIC64303 — Activities of venture and development capital companies
Registered office
Preston Technology Management Centre
Marsh Lane
Preston
Lancashire
PR1 8UQ
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-04-27
Last: 2026-04-13
Officers (4 active · 4 resigned)
DOWNWARD, Clive Graham→
Activedirector · ~71y · appointed 2010-04-13
View their other companies + combined net worth →
GLANFIELD, Martin James→
Activedirector · ~67y · appointed 2016-03-09
View their other companies + combined net worth →
PAYTON, Mark Andrew→
Activedirector · ~59y · appointed 2016-03-09
View their other companies + combined net worth →
TABERNER, Paul Cameron→
Activedirector · ~62y · appointed 2018-07-09
View their other companies + combined net worth →
DIGGINES, Jonathan Brett→
Resigneddirector · ~73y · appointed 2011-02-03 · resigned 2021-04-01
GOULBOURN, Anthony Paul→
Resigneddirector · ~76y · appointed 2010-04-13 · resigned 2017-06-30
MEAD, Matthew Sidney→
Resigneddirector · ~62y · appointed 2016-03-09 · resigned 2018-05-04
SIMPSON, Andrew John→
Resigneddirector · ~70y · appointed 2011-02-03 · resigned 2022-03-31
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | European Investment Bank | Charge over bank account | 1 property | 21/09/2010 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (68 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-15
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-12-09
legacy
accounts · PARENT_ACC
2025-12-09
legacy
other · AGREEMENT2
2025-12-09
legacy
other · GUARANTEE2
2025-12-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-17
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2024-12-10
legacy
accounts · PARENT_ACC
2024-12-10
legacy
other · GUARANTEE2
2024-12-10
legacy
other · AGREEMENT2
2024-12-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-16
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2023-11-29
legacy
accounts · PARENT_ACC
2023-11-29
legacy
other · GUARANTEE2
2023-11-29
legacy
other · AGREEMENT2
2023-11-29