3TL LIMITED

🌳Matureactive
06731863 · ltd · incorporated 2008-10-23
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£1.22M
book net assets
Opportunity
82/100
Exceptional
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What this business does
Primary activity: SIC 52103
Sector: Transportation & storage
Investor take
Pursue
Asset-holding vehicle with a 66-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 85/100. Strong seller-intent signal (83/100, director aged 66). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 16.4y

45/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 16.4 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: high (83/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
7 officers (3 active, 7 linked, 6 with DOB)
87
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
12 connected companies via shared directors
81
Filing history
62 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £1,216,166
Net assets shrinking
Down £49,204 YoY
Cash YoY
-22%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£487k
↓ 22% YoY
Net Worth
£1.2m
↓ 3.9% YoY
Current Assets
£1.3m
↓ 5.3% YoY
Current Liabilities
—
£0£271k£541k£812k£1.1m£1.4mDec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-12-312023-12-31
Total assets£1.26M£1.31M
Current assets£1.28M£1.35M
Cash£486.8k£620.5k
Debtors£794.3k£732.8k
Net assets£1.22M£1.27M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
  1. 2025-09-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-09-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-09-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2022-09-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2022-03-07
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  6. 2021-09-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2020-10-07
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2019-09-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2018-09-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2018-09-24
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  11. 2018-01-05
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  12. 2017-11-24
    ➕
    REID, Paul Stanley appointed
    director
  13. 2017-11-24
    ➖
    TOPPING, Philip Royden resigned
    director
  14. 2017-11-24
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  15. 2017-11-24
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  16. 2017-09-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2016-09-27
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  18. 2015-04-14
    🔓
    Charge satisfied #1
  19. 2014-12-01
    ➖
    BAIGENT, Ross Martin resigned
    director
  20. 2014-10-01
    ➕
    BAIGENT, Ross Martin appointed
    director
  21. 2014-06-09
    ➕
    TOPPING, Philip Royden appointed
    director
  22. 2014-06-01
    ➖
    BAIGENT, Ross Martin resigned
    director
  23. 2014-04-01
    ➕
    BAIGENT, Ross Martin appointed
    director
  24. 2009-12-07
    🔒
    Charge registered #1
    Lender: National Westminster Bank PLC
  25. 2008-11-01
    ➕
    RUANE, Sheila Mary appointed
    secretary
  26. 2008-11-01
    ➕
    RUANE, Sheila Mary appointed
    director
  27. 2008-10-24
    ➖
    JACOBS, Yomtov Eliezer resigned
    director
  28. 2008-10-23
    🏢
    Company incorporated
    As 3TL LIMITED
  29. 2008-10-23
    ➕
    JACOBS, Yomtov Eliezer appointed
    director

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 66 — succession pressure is live.

Succession & seller-readiness

79/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 18 years.
  • secondaryStable-but-static management: Company is 18 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Lrz Holdings Limited holds 25-50% — a significant corporate investor but not a controlling parent.

🏛️
Lrz Holdings Limited
Corporate parent · holds 25-50% shares
significant stake
⬇
3TL LIMITED
This company · 06731863

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

3 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Ross Martin Baigent
Individual · British · DOB 08/1955 · age 71
25–50%
—25-50% shares06/04/2016
Miss Sheila Mary Ruane
Individual · British · DOB 11/1960 · age 66
25–50%
—25-50% shares06/04/2016
Lrz Holdings Limited
Corporate entity
25–50%
—25-50% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2008-10-23
Jurisdictionengland-wales
Primary SIC52103 — SIC 52103

Registered office

1 Herald Avenue
Triumph Business Park
Liverpool
L24 9BD
England

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-11-02
Last: 2025-10-19

Officers (3 active · 4 resigned)

RUANE, Sheila Mary→
secretary · appointed 2008-11-01
View their other companies + combined net worth →
Active
REID, Paul Stanley→
director · ~58y · appointed 2017-11-24
View their other companies + combined net worth →
Active
RUANE, Sheila Mary→
director · ~66y · appointed 2008-11-01
View their other companies + combined net worth →
Active
BAIGENT, Ross Martin→
director · ~71y · appointed 2014-10-01 · resigned 2014-12-01
Resigned
BAIGENT, Ross Martin→
director · ~71y · appointed 2014-04-01 · resigned 2014-06-01
Resigned
JACOBS, Yomtov Eliezer→
director · ~56y · appointed 2008-10-23 · resigned 2008-10-24
Resigned
TOPPING, Philip Royden→
director · ~73y · appointed 2014-06-09 · resigned 2017-11-24
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
satisfied
National Westminster Bank
National Westminster Bank PLC
Debenture1 property07/12/200914/04/2015

Recent filings (62 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-30
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-03-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-10-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-10-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-10-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-10-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-09-30