ABACUS MONEY MANAGEMENT LIMITED
🌳Matureactive
06755206 · ltd · incorporated 2008-11-21
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£37.3k
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with exceptional profile and acceptable with review structure.
Opportunity 80/100 (exceptional), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
4 live charges · 4 lenders · oldest 14.1y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 14.1 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
6 officers (2 active, 6 linked, 5 with DOB)
87
Ownership & PSC
2 active PSC(s) of 4 total, 4 with control declared
90
Director network
7 connected companies via shared directors
66
Filing history
86 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £37,277
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£37k
Current Assets
£491k
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £1.66M | — |
| Current assets | £490.8k | — |
| Debtors | £490.8k | — |
| Net assets | £37.3k | — |
| Average employees | — | 1800 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (36 events)Click to expand
- 2025-11-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-02-18📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-02-18📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2025-02-18📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2025-02-18📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2025-02-18📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2025-02-14📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2024-12-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-18📄change-person-director-company-with-change-dateofficers · CH01
- 2023-10-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-01📄withdrawal-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC09
- 2023-03-01📄notification-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC08
- 2023-03-01📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-03-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-12-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-12-07🔒Charge registered #4Lender: Hsbc UK Bank PLC
- 2022-10-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-08-05📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-08-05📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-09-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-12-15🔒Charge registered #3Lender: Stephen Atwell Financial Advisers LLP
- 2020-10-29🔓Charge satisfied #2
- 2018-11-21➖CLEWS, William John resigneddirector
- 2016-11-10➕GREAVES, Noel Jared appointeddirector
- 2016-11-10➕GREAVES, Van Sheldon appointeddirector
- 2016-11-10➖BRIDGES, Alan resigneddirector
- 2016-11-10➕CLEWS, William John appointeddirector
- 2016-11-10➖CLEWS, William John resigneddirector
- 2016-11-10🔒Charge registered #2Lender: Alan Bridges
- 2016-04-27🔓Charge satisfied #1
- 2014-03-30➖FITZPATRICK, Barbara Ann resignedsecretary
- 2012-04-03🔒Charge registered #1Lender: Lighthouse Corporate Services Limited
- 2008-11-21🏢Company incorporatedAs ABACUS MONEY MANAGEMENT LIMITED
- 2008-11-21➕FITZPATRICK, Barbara Ann appointedsecretary
- 2008-11-21➕BRIDGES, Alan appointeddirector
- 2008-11-21➕CLEWS, William John appointeddirector
Owner dependency
74/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 17 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Copperfields Financial Management Ltd holds 25-50% — a significant corporate investor but not a controlling parent.
🏛️significant stake
Copperfields Financial Management Ltd
Corporate parent · holds 25-50% shares
⬇
ABACUS MONEY MANAGEMENT LIMITED
This company · 06755206
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Copperfields Financial Management Ltd Corporate entity | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 01/10/2018 |
Mr Van Sheldon Greaves Individual · British · DOB 10/1968 · age 58 | — | — | sig. influencesignificant influence | 06/10/2021 |
2 historic (ceased) PSCs
- Mr Keith Douglas Henryceased 06/10/2021· 25-50% shares · 25-50% voting
- James Connaught Ltdceased 06/10/2021· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · GL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 44 BLACK DIAMONDS LTD→ 12148709 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 5 CONSULTING (INVESTMENTS) LTD→ 11662740 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| A BLOOM FINANCIAL SERVICES LTD→ 13965260 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| A L MARKEY INVESTMENT CO LTD→ 12743449 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AB1 INVESTMENTS LTD→ 09463507 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| ABBEY BUSINESS INTERIORS TRUSTEES LIMITED→ 15242511 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ACCESS UNDERWRITING LIMITED→ 03880990 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| ACORN FINANCE LIMITED→ 04040964 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| ACORN FINANCIAL PLANNING LTD→ 08580073 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ACORN GROUP PENSION ADMIN LTD→ 08535925 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ADEPT BUSINESS FINANCE LIMITED→ 15301212 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ADEPT PARTNERS LIMITED→ 11218554 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2008-11-21
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
14 Miller Court Severn Drive
Tewkesbury Business Park
Tewkesbury
GL20 8DN
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-08-14
Last: 2025-07-31
Officers (2 active · 4 resigned)
GREAVES, Noel Jared→
Activedirector · ~49y · appointed 2016-11-10
View their other companies + combined net worth →
GREAVES, Van Sheldon→
Activedirector · ~58y · appointed 2016-11-10
View their other companies + combined net worth →
FITZPATRICK, Barbara Ann→
Resignedsecretary · appointed 2008-11-21 · resigned 2014-03-30
BRIDGES, Alan→
Resigneddirector · ~72y · appointed 2008-11-21 · resigned 2016-11-10
CLEWS, William John→
Resigneddirector · ~73y · appointed 2016-11-10 · resigned 2018-11-21
CLEWS, William John→
Resigneddirector · ~73y · appointed 2008-11-21 · resigned 2016-11-10
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
2
Outstanding
2
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 07/12/2022 | — | |
| outstanding | Stephen Atwell Financial Advisers Stephen Atwell Financial Advisers LLP | A registered charge | — | 15/12/2020 | — | |
| satisfied | Alan Bridges / William John Clews | A registered charge | — | 10/11/2016 | 29/10/2020 | |
| satisfied | Lighthouse Corporate Services Lighthouse Corporate Services Limited | Deed of assignment by way of security | 1 property | 03/04/2012 | 27/04/2016 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (86 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-19
confirmation-statement-with-updates
confirmation-statement · CS01
2025-08-22
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-02-18
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2025-02-18
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2025-02-18
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2025-02-18
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2025-02-18
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2025-02-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-18
confirmation-statement
confirmation-statement · CS01
2024-09-02
change-person-director-company-with-change-date
officers · CH01
2024-06-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-26
confirmation-statement-with-updates
confirmation-statement · CS01
2023-08-28
withdrawal-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC09
2023-03-01
notification-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC08
2023-03-01