CASH SAVE CARS LTD
🌳Matureactive
06759396 · ltd · incorporated 2008-11-26
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 15.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Nov 2024
Net worth
—
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: SIC 45112
Sector: Wholesale & retail
Investor take
PursueActive trading company with a 80-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 65/100. Strong seller-intent signal (63/100, director aged 80). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
5 live charges · 2 lenders · oldest 15.0y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 15.0 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
4 officers (4 active, 4 linked, 3 with DOB)
85
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
66 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-11-30 | 2023-11-30 |
|---|---|---|
| Average employees | -500 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
- 2025-11-03📄change-person-director-company-with-change-dateofficers · CH01
- 2025-11-03📄change-person-director-company-with-change-dateofficers · CH01
- 2025-11-03📄change-person-director-company-with-change-dateofficers · CH01
- 2025-08-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-08-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-08-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-05-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-08-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-01-16📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-01-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-01-06🔒Charge registered #5Lender: Lloyds Bank PLC
- 2019-12-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-12-10🔓Charge satisfied #4
- 2019-08-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-11-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2018-11-26📄change-person-director-company-with-change-dateofficers · CH01
- 2018-11-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2018-11-05📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2018-06-11🔒Charge registered #4Lender: Lloyds Bank PLC
- 2018-04-09➕ALLEN, Claire Michelle appointeddirector
- 2013-03-15🔒Charge registered #3Lender: Lloyds Tsb Bank PLC
- 2011-10-19🔒Charge registered #2Lender: Lloyds Tsb Bank PLC
- 2011-07-20🔒Charge registered #1Lender: Lloyds Tsb Bank PLC
- 2008-11-26🏢Company incorporatedAs CASH SAVE CARS LTD
- 2008-11-26➕BILLETT, Cherryalyn Diane appointedsecretary
- 2008-11-26➕BILLETT, Cherralyn Diane appointeddirector
- 2008-11-26➕BILLETT, Geoffrey Daniel appointeddirector
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 80 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
83/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 80 years old. Natural succession window is now.
- secondary12+ year tenure: Director in role 18 years.
- secondaryStable-but-static management: Company is 18 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Geoffrey Daniel Billett Individual · British · DOB 11/1946 · age 80 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/04/2016 |
Mrs Cherralyn Diane Billett Individual · British · DOB 11/1946 · age 80 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/04/2016 |
Mrs Claire Michelle Allen Individual · British · DOB 10/1974 · age 52 | — | — | sig. influencesignificant influence | 09/04/2018 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Automotive · BS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| C J AUTOS BRISTOL LIMITED→ 10077964 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| CAR STAR LTD→ 15907570 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CARLAND BRISTOL LTD→ 13886223 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| CARNATION UK DIRECT LIMITED→ 11553992 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| CAT-UK SERVICES LIMITED→ 02002346 · est 1986 · no financials extracted | — | — | — | — | 40y | — | — |
| CATEGORY VEHICLE SALES & FINANCE LIMITED→ 15322026 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CATER ROAD CARS LTD→ 11939037 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| CC MOTOR COMPANY (UK) LIMITED→ 10178367 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| CENTRAL AUTOS SW LIMITED→ 16687962 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CENTRAL GARAGE (L BURY) LTD→ 08073412 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| CENTRAL GARAGE (PAULTON) LIMITED→ 10406746 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| CENTRAL MOTORS (BRISTOL) LIMITED→ 10012622 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2008-11-26
Jurisdictionengland-wales
Primary SIC45112 — SIC 45112
Registered office
Kington Garage
Kington
Thornbury
BS35 1NH
England
Filing status
Accounts
Next due: 2026-08-31
Last made up to: 2024-11-30
Confirmation statement
Next due: 2026-11-17
Last: 2025-11-03
Officers (4 active · 0 resigned)
BILLETT, Cherryalyn Diane→
Activesecretary · appointed 2008-11-26
View their other companies + combined net worth →
ALLEN, Claire Michelle→
Activedirector · ~52y · appointed 2018-04-09
View their other companies + combined net worth →
BILLETT, Cherralyn Diane→
Activedirector · ~80y · appointed 2008-11-26
View their other companies + combined net worth →
BILLETT, Geoffrey Daniel→
Activedirector · ~80y · appointed 2008-11-26
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
4
Outstanding
1
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 06/01/2020 | — | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 11/06/2018 | 10/12/2019 | |
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage deed | 1 property | 15/03/2013 | — | |
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage deed | 2 properties | 19/10/2011 | — | |
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | Debenture | 1 property | 20/07/2011 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (66 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2025-11-03
change-person-director-company-with-change-date
officers · CH01
2025-11-03
change-person-director-company-with-change-date
officers · CH01
2025-11-03
change-person-director-company-with-change-date
officers · CH01
2025-11-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-12
confirmation-statement-with-updates
confirmation-statement · CS01
2024-11-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-05-12
confirmation-statement-with-updates
confirmation-statement · CS01
2021-12-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-07-09
confirmation-statement-with-updates
confirmation-statement · CS01
2020-12-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-08-21