ASTUTE INSURANCE SOLUTIONS LIMITED
🌳Matureactive
06776503 · ltd · incorporated 2008-12-18
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 3.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
ALSO REGISTERED FOR
- 65202Non-life reinsurance
Investor take
PursueStrong opportunity: active trading company with exceptional profile and bankable structure.
Opportunity 82/100 (exceptional), bankability 80/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
2 live charges · oldest 3.2y
75/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Charge age ~3.2 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
7 officers (5 active, 7 linked, 6 with DOB)
87
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
14 connected companies via shared directors
87
Filing history
73 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
2
filings
- • 2 officers
Last 90 days
2
filings
- • 2 officers
Last 180 days
9
filings
- • 2 officers
- • 2 accounts
- • 2 other
Counts from Companies House filing history.
Corporate timeline (35 events)Click to expand
- 2026-04-24📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-04-21➕FORREST, Neil appointeddirector
- 2026-04-21📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-03-26➕PERCIVAL, Alan James appointeddirector
- 2026-01-06📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2026-01-06📄legacyaccounts · PARENT_ACC
- 2026-01-06📄legacyother · GUARANTEE2
- 2026-01-06📄legacyother · AGREEMENT2
- 2025-11-28📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-11-28🔓Charge satisfied #1
- 2025-11-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-21🔒Charge registered #2Lender: Ares Management Limited
- 2024-12-20📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-12-20📄legacyaccounts · PARENT_ACC
- 2024-12-20📄legacyother · GUARANTEE2
- 2024-12-20📄legacyother · AGREEMENT2
- 2023-12-08📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2023-12-08📄legacyaccounts · PARENT_ACC
- 2023-12-08📄legacyother · GUARANTEE2
- 2023-12-08📄legacyother · AGREEMENT2
- 2023-06-05📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2023-05-17📄memorandum-articlesincorporation · MA
- 2023-05-17📄resolutionresolution · RESOLUTIONS
- 2023-03-14📄memorandum-articlesincorporation · MA
- 2023-03-08📄resolutionresolution · RESOLUTIONS
- 2023-03-03📄memorandum-articlesincorporation · MA
- 2023-02-24🔒Charge registered #1Lender: Ares Management Limited
- 2022-07-21➕WRIGHT, Kathren appointeddirector
- 2022-03-10➖ROBINSON, Paul James resignedsecretary
- 2014-08-11➕ROBINSON, Paul James appointedsecretary
- 2014-08-11➖ROBINSON, Paul James resigneddirector
- 2011-01-07➕BAGGOTT, Andrew Steven appointeddirector
- 2009-01-27➕MAHONY, Ian James appointeddirector
- 2008-12-18🏢Company incorporatedAs ASTUTE INSURANCE SOLUTIONS LIMITED
- 2008-12-18➕ROBINSON, Paul James appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -5 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
Succession & seller-readiness
63/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- secondary12+ year tenure: Director in role 17 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Jmg Group Investments Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Jmg Group Investments Limited
Corporate parent · holds 75-100% shares · board control
⬇
ASTUTE INSURANCE SOLUTIONS LIMITED
This company · 06776503
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Jmg Group Investments Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 10/03/2022 |
2 historic (ceased) PSCs
- Mrs Lesley Mahonyceased 10/03/2022· 50-75% shares · 50-75% voting · board control
- Mr Ian James Mahonyceased 10/03/2022· 50-75% shares · 50-75% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| 2410 TRADING LIMITED→ 16903740 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AIB (L) LIMITED→ 13205797 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| APPLIED CREDIT LIMITED→ 15576733 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| APPLIED CRISIS UNDERWRITERS LIMITED→ 15996511 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AQL (FINANCIAL) LIMITED→ 08614368 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ASSET FINANCE UK CASHFLOW LIMITED→ 07674164 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| ATTIS INSURANCE BROKERS LTD→ 12955173 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ATTIS NORTHERN LIMITED→ 13384232 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AUGUSTA FAMILY INVESTMENTS→ 17089615 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AVID BIDCO LIMITED→ 12029298 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AVID INSURANCE SERVICES LIMITED→ 04885807 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| AVID MIDCO LIMITED→ 12028973 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2008-12-18
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance
Registered office
Elmwood House Ghyll Royd
Guiseley
Leeds
West Yorkshire
LS20 9LT
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-01-01
Last: 2025-12-18
Officers (5 active · 2 resigned)
BAGGOTT, Andrew Steven→
Activedirector · ~63y · appointed 2011-01-07
View their other companies + combined net worth →
FORREST, Neil→
Activedirector · ~60y · appointed 2026-04-21
View their other companies + combined net worth →
MAHONY, Ian James→
Activedirector · ~56y · appointed 2009-01-27
View their other companies + combined net worth →
PERCIVAL, Alan James→
Activedirector · ~60y · appointed 2026-03-26
View their other companies + combined net worth →
WRIGHT, Kathren→
Activedirector · ~54y · appointed 2022-07-21
View their other companies + combined net worth →
ROBINSON, Paul James→
Resignedsecretary · appointed 2014-08-11 · resigned 2022-03-10
ROBINSON, Paul James→
Resigneddirector · ~71y · appointed 2008-12-18 · resigned 2014-08-11
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Ares Management Ares Management Limited | A registered charge | — | 21/11/2025 | — | |
| satisfied | Ares Management Ares Management Limited | A registered charge | — | 24/02/2023 | 28/11/2025 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (73 total)
appoint-person-director-company-with-name-date
officers · AP01
2026-04-24
appoint-person-director-company-with-name-date
officers · AP01
2026-04-21
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2026-01-06
legacy
accounts · PARENT_ACC
2026-01-06
legacy
other · GUARANTEE2
2026-01-06
legacy
other · AGREEMENT2
2026-01-06
confirmation-statement-with-updates
confirmation-statement · CS01
2025-12-23
mortgage-satisfy-charge-full
mortgage · MR04
2025-11-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-11-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-23
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2024-12-20
legacy
accounts · PARENT_ACC
2024-12-20
legacy
other · GUARANTEE2
2024-12-20
legacy
other · AGREEMENT2
2024-12-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-18