CHARTERED WEALTH MANAGEMENT LIMITED
- · Oldest live charge 5.9y old — refinance window within 12 months
Opportunity 62/100 (worth a look), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: strategic trade sale (73/100).
Refinance opportunity
1 live charge · oldest 5.9y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 5.9 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 23/100 — clean.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Mixed signal. Worth opening the full target workup before deciding to pursue.
Recent activity
- • 2 officers
Corporate timeline (40 events)Click to expand
- 2025-12-18➕DICKSON, Graeme Grattan appointeddirector
- 2025-12-18📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-12-18📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-04➖HAWKESLEY, Caroline Michelle resigneddirector
- 2025-10-14➖THOMAS, Charlotte Emily resigneddirector
- 2025-10-14📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-10-07📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-10-07📄legacyaccounts · PARENT_ACC
- 2025-10-07📄legacyother · AGREEMENT2
- 2025-10-07📄legacyother · GUARANTEE2
- 2025-09-23📄change-person-director-company-with-change-dateofficers · CH01
- 2025-06-11📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2025-06-11📄legacycapital · SH20
- 2025-06-11⚠️legacyinsolvency · CAP-SS
- 2025-06-11📄resolutionresolution · RESOLUTIONS
- 2025-03-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-02-03➖MOLES, Neil Anthony resigneddirector
- 2024-10-29📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-10-29📄legacyaccounts · PARENT_ACC
- 2024-10-29📄legacyother · AGREEMENT2
- 2024-10-29📄legacyother · GUARANTEE2
- 2024-08-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-07-29➕WOOD, Thomas Francis appointeddirector
- 2024-02-05📄resolutionresolution · RESOLUTIONS
- 2024-01-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-01-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-01-26📄memorandum-articlesincorporation · MA
- 2023-12-22➕HAWKESLEY, Caroline Michelle appointeddirector
- 2023-12-22➕MOLES, Neil Anthony appointeddirector
- 2023-12-22➖SPENCER, David resigneddirector
- 2023-12-22➖STANBURY, Mark Philip resigneddirector
- 2023-12-22➕THOMAS, Charlotte Emily appointeddirector
- 2023-05-19🔓Charge satisfied #1
- 2020-06-10🔒Charge registered #1Lender: Hsbc UK Bank PLC
- 2009-06-10➕HALL, Steven Anthony appointeddirector
- 2009-06-10➕STANBURY, Mark Philip appointeddirector
- 2009-04-01🏢Company incorporatedAs CHARTERED WEALTH MANAGEMENT LIMITED
- 2009-04-01➕RWL REGISTRARS LIMITED appointedcorporate-secretary
- 2009-04-01➖RWL REGISTRARS LIMITED resignedcorporate-secretary
- 2009-04-01➕SPENCER, David appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondary12+ year tenure: Director in role 17 years.
Red flags
2 high · 1 med ·Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2026-04-25
Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2025-06-11: legacy
Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: HAWKESLEY, Caroline Michelle resigned 2025-12-04; THOMAS, Charlotte Emily resigned 2025-10-14
Group structure
The Progeny Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
The Progeny Group Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 22/12/2023 |
3 historic (ceased) PSCs
- Mr Steven Anthony Hallceased 10/06/2016· 25-50% shares
- Mr David Spencerceased 10/06/2016· 25-50% shares
- Mr Mark Stanburyceased 10/06/2016· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 6 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 10/06/2020 | 19/05/2023 |