OBSIDIAN FINANCIAL LIMITED

🌳Matureactive
06925501 · ltd · incorporated 2009-06-05
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
—
book net assets
Opportunity
81/100
Exceptional
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What this business does
Primary activity: Other activities auxiliary to financial services, except insurance and pension funding
Sector: Financial & insurance
Investor take
Pursue
Active trading company with a 71-year-old founder — textbook succession opportunity.

Opportunity 81/100 (exceptional), bankability 75/100. Strong seller-intent signal (63/100, director aged 71). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
10 officers (4 active, 10 linked, 7 with DOB)
84
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
72 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
81/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Jun 2024Jun 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-06-302024-06-30
Average employees14001400

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (33 events)Click to expand
  1. 2025-11-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-03-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-01-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2022-11-10
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2022-03-09
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2021-03-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2020-04-27
    📄
    change-person-director-company-with-change-date
    officers · CH01
  8. 2020-03-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2018-08-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2018-03-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2018-03-06
    📄
    change-person-director-company-with-change-date
    officers · CH01
  12. 2018-03-06
    📄
    change-person-director-company-with-change-date
    officers · CH01
  13. 2017-03-31
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  14. 2017-01-26
    📄
    second-filing-of-annual-return-with-made-up-date
    document-replacement · RP04AR01
  15. 2016-07-05
    📄
    annual-return-company
    annual-return · AR01
  16. 2015-11-11
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  17. 2014-04-02
    ➕
    SAFFER, Clive Morris appointed
    secretary
  18. 2014-04-02
    ➖
    WEINBERG, Paul Malcolm resigned
    secretary
  19. 2014-04-02
    ➖
    WEINBERG, Paul Malcolm resigned
    director
  20. 2011-04-04
    ➕
    RENNISON, Roderic Henry Patrick appointed
    director
  21. 2010-05-30
    ➖
    SWAINE, Stanley Allen resigned
    director
  22. 2010-03-12
    ➖
    CRAVEN, Richard James resigned
    director
  23. 2009-08-04
    ➕
    CLARKE, Glyn appointed
    director
  24. 2009-08-04
    ➕
    CRAVEN, Richard James appointed
    director
  25. 2009-06-05
    🏢
    Company incorporated
    As OBSIDIAN FINANCIAL LIMITED
  26. 2009-06-05
    ➕
    SAFFER, Clive Morris appointed
    director
  27. 2009-06-05
    ➕
    WEINBERG, Paul Malcolm appointed
    secretary
  28. 2009-06-05
    ➕
    QA REGISTRARS LIMITED appointed
    corporate-secretary
  29. 2009-06-05
    ➖
    QA REGISTRARS LIMITED resigned
    corporate-secretary
  30. 2009-06-05
    ➕
    COWAN, Graham Michael appointed
    director
  31. 2009-06-05
    ➖
    COWAN, Graham Michael resigned
    director
  32. 2009-06-05
    ➕
    SWAINE, Stanley Allen appointed
    director
  33. 2009-06-05
    ➕
    WEINBERG, Paul Malcolm appointed
    director

Owner dependency

75/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 71 — succession pressure is live.

Succession & seller-readiness

83/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 71 years old. Natural succession window is now.
  • secondary12+ year tenure: Director in role 17 years.
  • secondaryStable-but-static management: Company is 17 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Clive Morris Saffer
Individual · British · DOB 07/1967 · age 59
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016
Mr Glyn Clarke
Individual · British · DOB 02/1963 · age 63
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2009-06-05
Jurisdictionengland-wales
Primary SIC66190 — Other activities auxiliary to financial services, except insurance and pension funding

Registered office

Obsidian House Hints Road
Mile Oak
Tamworth
B78 3PQ
United Kingdom

Filing status

Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-06-10
Last: 2025-05-27

Officers (4 active · 6 resigned)

SAFFER, Clive Morris→
secretary · appointed 2014-04-02
View their other companies + combined net worth →
Active
CLARKE, Glyn→
director · ~63y · appointed 2009-08-04
View their other companies + combined net worth →
Active
RENNISON, Roderic Henry Patrick→
director · ~71y · appointed 2011-04-04
View their other companies + combined net worth →
Active
SAFFER, Clive Morris→
director · ~59y · appointed 2009-06-05
View their other companies + combined net worth →
Active
WEINBERG, Paul Malcolm→
secretary · appointed 2009-06-05 · resigned 2014-04-02
Resigned
QA REGISTRARS LIMITED→
corporate-secretary · appointed 2009-06-05 · resigned 2009-06-05
Resigned
COWAN, Graham Michael→
director · ~83y · appointed 2009-06-05 · resigned 2009-06-05
Resigned
CRAVEN, Richard James→
director · ~61y · appointed 2009-08-04 · resigned 2010-03-12
Resigned
SWAINE, Stanley Allen→
director · ~77y · appointed 2009-06-05 · resigned 2010-05-30
Resigned
WEINBERG, Paul Malcolm→
director · ~68y · appointed 2009-06-05 · resigned 2014-04-02
Resigned

Click a director name to see their full track record across all companies.

Recent filings (72 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-21
confirmation-statement-with-updates
confirmation-statement · CS01
2025-05-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-21
confirmation-statement-with-updates
confirmation-statement · CS01
2024-05-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-24
confirmation-statement-with-updates
confirmation-statement · CS01
2023-06-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-11-10
confirmation-statement-with-updates
confirmation-statement · CS01
2022-05-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-03-09
confirmation-statement-with-updates
confirmation-statement · CS01
2021-06-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-03-23
confirmation-statement-with-updates
confirmation-statement · CS01
2020-06-08
change-person-director-company-with-change-date
officers · CH01
2020-04-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-03-31
confirmation-statement-with-updates
confirmation-statement · CS01
2019-05-29