ACUME UK LIMITED

🌳Matureactive
06936758 · ltd · incorporated 2009-06-17
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2025
Net worth
£51.7k
book net assets
Opportunity
80/100
Exceptional
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What this business does
Primary activity: Other activities auxiliary to insurance and pension funding
Sector: Financial & insurance
ALSO REGISTERED FOR
  • 80200Security systems service activities
Investor take
Pursue
Asset-holding vehicle with a 65-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (63/100, director aged 65). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (3 active, 4 linked, 4 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
54 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £51,671
Cash YoY
-8%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£25k
↓ 8.2% YoY
Net Worth
£52k
↑ 11% YoY
Current Assets
£77k
↑ 7.8% YoY
Current Liabilities
—
£0£15k£31k£46k£61k£77kOct 2024Oct 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-10-312024-10-31
Total assets£51.7k£46.7k
Current assets£76.7k£71.1k
Cash£24.9k£27.2k
Debtors£51.7k£43.9k
Net assets£51.7k£46.7k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 accounts
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
  1. 2026-03-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-04-24
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  3. 2025-03-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-11-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-07-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2022-03-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2021-03-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2020-09-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2019-01-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2018-09-24
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  11. 2018-09-24
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  12. 2018-09-21
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  13. 2018-09-21
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  14. 2018-03-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2017-03-21
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2009-06-17
    🏢
    Company incorporated
    As ACUME UK LIMITED
  17. 2009-06-17
    ➕
    ILLINGWORTH, Janet Caroline appointed
    director
  18. 2009-06-17
    ➕
    ILLINGWORTH, John Mark appointed
    director
  19. 2009-06-17
    ➕
    LEE, Graham appointed
    director
  20. 2009-06-17
    ➕
    KAHAN, Barbara appointed
    director
  21. 2009-06-17
    ➖
    KAHAN, Barbara resigned
    director

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 65 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

73/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
  • secondary12+ year tenure: Director in role 17 years.
  • secondaryStable-but-static management: Company is 17 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mrs Janet Illingworth
Individual · British · DOB 06/1961 · age 65
25–50%
—25-50% shares21/09/2018
Mr Graham Lee
Individual · British · DOB 09/1965 · age 61
25–50%
—25-50% shares21/09/2018

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2009-06-17
Jurisdictionengland-wales
Primary SIC66290 — Other activities auxiliary to insurance and pension funding

Registered office

56 Westgate
Cleckheaton
BD19 5HB
England

Filing status

Accounts
Next due: 2027-07-31
Last made up to: 2025-10-31
Confirmation statement
Next due: 2026-07-01
Last: 2025-06-17

Officers (3 active · 1 resigned)

ILLINGWORTH, Janet Caroline→
director · ~65y · appointed 2009-06-17
View their other companies + combined net worth →
Active
ILLINGWORTH, John Mark→
director · ~63y · appointed 2009-06-17
View their other companies + combined net worth →
Active
LEE, Graham→
director · ~61y · appointed 2009-06-17
View their other companies + combined net worth →
Active
KAHAN, Barbara→
director · ~95y · appointed 2009-06-17 · resigned 2009-06-17
Resigned

Click a director name to see their full track record across all companies.

Recent filings (54 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-20
confirmation-statement-with-updates
confirmation-statement · CS01
2025-07-05
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-04-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-03-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-09-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-06-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-06-17