CASHFLOW SOLUTIONS UK LTD
🌳Matureactive
06971912 · ltd · incorporated 2009-07-24
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
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Turnover
—
year to Mar 2025
Net worth
£244
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueAsset-holding vehicle with a 62-year-old founder — textbook succession opportunity.
Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 62). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
8 connected companies via shared directors
69
Filing history
49 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £244
Key financials
2 years extracted from filed iXBRL accountsCash
£4k
Net Worth
£244
↑ 151% YoY
Current Assets
£6k
↑ 25% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £244 | £-479 |
| Current assets | £5.8k | £4.6k |
| Cash | £4.1k | — |
| Debtors | £1.7k | £4.6k |
| Net assets | £244 | £-479 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
- 2025-12-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-03📄change-to-a-person-with-significant-control-without-name-datepersons-with-significant-control · PSC04
- 2025-03-03📄change-person-director-company-with-change-dateofficers · CH01
- 2025-03-01📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-02-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-02-28📄change-person-director-company-with-change-dateofficers · CH01
- 2024-12-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-02-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-01-10📄change-person-director-company-with-change-dateofficers · CH01
- 2024-01-10📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-01-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-27📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-12-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-11-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-12-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-11-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2010-02-01➕ENDERSBY, Mark Richard appointeddirector
- 2009-07-24🏢Company incorporatedAs CASHFLOW SOLUTIONS UK LTD
- 2009-07-24➕HEPWORTH, Ian David appointeddirector
Owner dependency
81/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
- +No director turnover: Company is 17 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
69/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 17 years.
- secondaryStable-but-static management: Company is 17 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Mark Richard Endersby Individual · British · DOB 11/1964 · age 62 | 25–50% | — | 25-50% shares | 06/04/2016 |
Mr Ian David Hepworth Individual · British · DOB 01/1974 · age 52 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · CR postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ALPHACAP LTD→ 09573978 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| AVOCADO CAPITAL LIMITED→ 14271307 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AWP ASSISTANCE UK LTD→ 01710361 · est 1983 · no financials extracted | — | — | — | — | 43y | — | — |
| BAXTER HEALTHCARE PENSION PLAN TRUSTEES LIMITED→ 00665938 · est 1960 · no financials extracted | — | — | — | — | 65y | — | — |
| BIOKO GLOBAL SOLUTIONS LTD→ 14073997 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BURHAN INVESTING LIMITED→ 13519432 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| CAMERON REEVES FINANCIAL PLANNING LIMITED→ 10582522 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| CAPE ROSS LIMITED→ 07552240 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
| CARMEL GREYSTONE LTD→ 04026679 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| CARRON INVESTMENTS LIMITED→ 03715375 · est 1999 · no financials extracted | — | — | — | — | 27y | — | — |
| CASSIUS CLAY LIMITED→ 14345267 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| CATALYSIS CAPITAL PARTNERS LIMITED→ 05305526 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2009-07-24
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Freedman House Christopher Wren Yard
117 High Street
Croydon
Surrey
CR0 1QG
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-08-07
Last: 2025-07-24
Officers (2 active · 0 resigned)
ENDERSBY, Mark Richard→
Activedirector · ~62y · appointed 2010-02-01
View their other companies + combined net worth →
HEPWORTH, Ian David→
Activedirector · ~52y · appointed 2009-07-24
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (49 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-18
confirmation-statement-with-updates
confirmation-statement · CS01
2025-08-13
change-to-a-person-with-significant-control-without-name-date
persons-with-significant-control · PSC04
2025-03-03
change-person-director-company-with-change-date
officers · CH01
2025-03-03
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-03-01
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-02-28
change-person-director-company-with-change-date
officers · CH01
2025-02-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-19
confirmation-statement-with-updates
confirmation-statement · CS01
2024-08-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-09
change-person-director-company-with-change-date
officers · CH01
2024-01-10
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-01-10
confirmation-statement-with-updates
confirmation-statement · CS01
2023-08-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-25
confirmation-statement-with-updates
confirmation-statement · CS01
2022-09-06