ANISHA UNDERWRITING LIMITED
🌳Matureactive
06997258 · ltd · incorporated 2009-08-21
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
Investor take
PursueActive trading company with a 76-year-old founder — textbook succession opportunity.
Opportunity 78/100 (strong), bankability 57/100. Strong seller-intent signal (63/100, director aged 76). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 7 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
8 live charges · 7 lenders · oldest 16.4y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 16.4 years old — likely at or near maturity.
- · 7 lenders named — inter-creditor friction likely.
- · Legal-friction score 35/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (59/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
8 charges (8/8 with lender, 8/8 with type)
90
Directors & officers
6 officers (4 active, 6 linked, 3 with DOB)
80
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
59 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (33 events)Click to expand
- 2025-08-13📄accounts-with-accounts-type-fullaccounts · AA
- 2024-10-08📄accounts-with-accounts-type-fullaccounts · AA
- 2024-02-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-09-12📄accounts-with-accounts-type-fullaccounts · AA
- 2023-01-14📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2022-09-13📄accounts-with-accounts-type-fullaccounts · AA
- 2021-10-20📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-10-20📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-10-20📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-10-20📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-10-20📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-10-20📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-10-19➕CASSEL, Jeremy James appointeddirector
- 2021-10-19➕CASSEL, Vivien Helen appointeddirector
- 2021-10-19➖ARGYLE, Michael John resigneddirector
- 2021-07-27📄accounts-with-accounts-type-fullaccounts · AA
- 2020-10-27📄accounts-with-accounts-type-fullaccounts · AA
- 2019-09-30📄accounts-with-accounts-type-fullaccounts · AA
- 2019-03-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2010-10-28➖SYKEFIELD CARE LIMITED resignedcorporate-director
- 2010-01-12🔒Charge registered #1Lender: Lloyd's, the Trustees, the Beneficiaries and the Other Persons or Bodies (As Further Defined on Form MG01)
- 2010-01-01🔒Charge registered #8Lender: Lloyd’S and Certain Other Persons or Bodies (As Further Defined on the Form MG01)
- 2010-01-01🔒Charge registered #7Lender: Lloyd’S and Certain Other Persons or Bodies (As Further Defined on the Form MG01)
- 2010-01-01🔒Charge registered #6Lender: Rbc Dexia Investor Services Trust and Certain Other Persons or Bodies (As Further Defined on Form MG01)
- 2010-01-01🔒Charge registered #5Lender: Lloyd’S, and Certain Other Persons or Bodies (As Further Defined on Form MG01)
- 2010-01-01🔒Charge registered #4Lender: The American Trustee, All Policy Holders and Certain Other Persons or Bodies (As Further Defined on Form MG01)
- 2010-01-01🔒Charge registered #3Lender: Lloyd’S, the Regulating Trustee and Certain Other Persons or Bodies (As Further Defined on Form MG01)
- 2010-01-01🔒Charge registered #2Lender: The Society, the Beneficiaries and Certain Other Persons or Bodies (As Further Defined on Form MG01)
- 2009-08-21🏢Company incorporatedAs ANISHA UNDERWRITING LIMITED
- 2009-08-21➕FIDENTIA NOMINEES LIMITED appointedcorporate-secretary
- 2009-08-21➕FIDENTIA TRUSTEES LIMITED appointedcorporate-director
- 2009-08-21➕ARGYLE, Michael John appointeddirector
- 2009-08-21➕SYKEFIELD CARE LIMITED appointedcorporate-director
Owner dependency
98/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Founder name in company name: Company name contains director surname "LIMITED" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 76 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
83/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 76 years old. Natural succession window is now.
- secondary12+ year tenure: Director in role 17 years.
- secondaryStable-but-static management: Company is 17 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 low8 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Jeremy James Cassel Individual · British · DOB 06/1950 · age 76 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 19/10/2021 |
2 historic (ceased) PSCs
- Dr Alice Buttceased 19/10/2021· 25-50% shares · 25-50% voting
- Dr Ajit Buttceased 19/10/2021· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| ABC HOLDCO II LTD→ 13135640 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ABSOLUTE AM LTD→ 12180510 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ACEINGTON SERVICES LIMITED→ 08342128 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| AIAIA LIMITED→ 12921864 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ALBION MORTGAGES LIMITED→ 15507066 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ALPHA BUSINESS FINANCE LTD→ 15221906 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ALTITUDE FINANCIAL SOLUTIONS LIMITED→ 16203410 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AMI FINANCIAL PRODUCTS LTD→ 09329514 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| AMULET PRIVATE OFFICE LIMITED→ 10091224 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| ANDREW WRIGHT CONSULTING LIMITED→ 08813046 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ANTHONY SUMMERFIELD LIMITED→ 09844849 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| APTITUDE CHARTERED LOSS ADJUSTERS LTD→ 14036463 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2009-08-21
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance
Registered office
3 Castlegate
Grantham
Lincolnshire
NG31 6SF
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-03-03
Last: 2026-02-17
Officers (4 active · 2 resigned)
FIDENTIA NOMINEES LIMITED→
Activecorporate-secretary · appointed 2009-08-21
View their other companies + combined net worth →
CASSEL, Jeremy James→
Activedirector · ~76y · appointed 2021-10-19
View their other companies + combined net worth →
CASSEL, Vivien Helen→
Activedirector · ~75y · appointed 2021-10-19
View their other companies + combined net worth →
FIDENTIA TRUSTEES LIMITED→
Activecorporate-director · appointed 2009-08-21
View their other companies + combined net worth →
ARGYLE, Michael John→
Resigneddirector · ~65y · appointed 2009-08-21 · resigned 2021-10-19
SYKEFIELD CARE LIMITED→
Resignedcorporate-director · appointed 2009-08-21 · resigned 2010-10-28
Click a director name to see their full track record across all companies.
Mortgages & charges
8
Total charges
8
Outstanding
7
Active lenders
Status:Lender:8 of 8 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyd's, the Trustees, the Beneficiaries and the Other Persons or Bodies (As Further Defined on Form MG01) | Deposit trust deed | 1 property | 12/01/2010 | — | |
| outstanding | Lloyd’S and Certain Other Persons or Bodies (As Further Defined on the Form MG01) | Lloyd’s asia (singapore policies) instrument 2002 (general business of all underwriting members) (the singapore policies instrument) dated 13 february 2002 | 1 property | 01/01/2010 | — | |
| outstanding | Lloyd’S and Certain Other Persons or Bodies (As Further Defined on the Form MG01) | Lloyd’s asia (offshore policies) instrument 2002 (general business of all underwriting members) (the offshore policies instrument) dated 13 february 2002 | 1 property | 01/01/2010 | — | |
| outstanding | Rbc Dexia Investor Services Trust and Certain Other Persons or Bodies (As Further Defined on Form MG01) | Lloyd’s canadian trust deed dated 25 may 2001 (the trust deed) | 1 property | 01/01/2010 | — | |
| outstanding | Lloyd’S, and Certain Other Persons or Bodies (As Further Defined on Form MG01) | Amendment and restatement lloyd’s american instrument 1995 (general business of corporate members) (the 1995 american instrument (corporate members)) dated 31 july 1995 and amended on 28 december 2001, 1 april 2001, 1 august 2001, 13 february 2002, 27 september 2007 and 24 march 2009 | 1 property | 01/01/2010 | — | |
| outstanding | The American Trustee, All Policy Holders and Certain Other Persons or Bodies (As Further Defined on Form MG01) | Lloyd’s american trust deed dated 24 march 2009 (the trust deed) | 4 properties | 01/01/2010 | — | |
| outstanding | Lloyd’S, the Regulating Trustee and Certain Other Persons or Bodies (As Further Defined on Form MG01) | Lloyd’s premium trust deed (general business) (the trust deed) | 1 property | 01/01/2010 | — | |
| outstanding | The Society, the Beneficiaries and Certain Other Persons or Bodies (As Further Defined on Form MG01) | Membership agreement between the society incorporated by lloyd's act 1871 by the name of lloyd's (the society) and the company (the agreement) | 1 property | 01/01/2010 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (59 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-02-19
accounts-with-accounts-type-full
accounts · AA
2025-08-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-03
accounts-with-accounts-type-full
accounts · AA
2024-10-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-07
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-02-06
accounts-with-accounts-type-full
accounts · AA
2023-09-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-03
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2023-01-14
accounts-with-accounts-type-full
accounts · AA
2022-09-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-08
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2021-10-20
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2021-10-20
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2021-10-20