CENTURION WEALTH MANAGEMENT LIMITED
🌳Matureactive
07001057 · ltd · incorporated 2009-08-26
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 77/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: 1 insolvency-related filing on record. Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
1 live charge · oldest 0.9y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 0.9 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 23/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
8 officers (3 active, 8 linked, 8 with DOB)
90
Ownership & PSC
1 active PSC(s) of 5 total, 5 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
94 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Average employees | 2700 | 2700 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (37 events)Click to expand
- 2025-09-30📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2025-09-30📄legacycapital · SH20
- 2025-09-30⚠️legacyinsolvency · CAP-SS
- 2025-09-30📄resolutionresolution · RESOLUTIONS
- 2025-09-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-08-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-08-05🔒Charge registered #1Lender: Hsbc UK Bank PLC
- 2024-09-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-02-17📄memorandum-articlesincorporation · MA
- 2024-02-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-02-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-02-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-02-12📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-02-12📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2024-02-12📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-02-12📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-02-12📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-02-01➖BULMAN, Stephen Andrew resigneddirector
- 2024-02-01➖ROBINSON, David Roger resigneddirector
- 2024-02-01➖WEBB, Thomas James resigneddirector
- 2024-01-22📄capital-return-purchase-own-sharescapital · SH03
- 2024-01-19📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2024-01-19📄second-filing-capital-allotment-sharescapital · RP04SH01
- 2024-01-04📄capital-cancellation-sharescapital · SH06
- 2024-01-03📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2024-01-03📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2022-02-21➕BULMAN, Stephen Andrew appointeddirector
- 2022-02-21➕WEBB, Thomas James appointeddirector
- 2022-01-31➖BUCKLEY, Lynn resigneddirector
- 2020-12-03➕BUCKLEY, Lynn appointeddirector
- 2020-09-03➕HILL, Christopher Lloyd appointeddirector
- 2020-09-03➕SMITH, Steven Antony James appointeddirector
- 2017-05-16➕ROBINSON, David Roger appointeddirector
- 2015-11-30➖WETTON, Craig Anthony resigneddirector
- 2011-03-01➕WETTON, Craig Anthony appointeddirector
- 2009-08-26🏢Company incorporatedAs CENTURION WEALTH MANAGEMENT LIMITED
- 2009-08-26➕DOUGHTY, Stuart Ian appointeddirector
Owner dependency
68/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
Succession & seller-readiness
63/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- secondary12+ year tenure: Director in role 17 years.
- secondaryStable-but-static management: Company is 17 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 high ·1 insolvency-related filing on record
highFilings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2025-09-30: legacy
Group structure
Cwm Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Cwm Group Limited
Corporate parent · holds 75-100% shares
⬇
CENTURION WEALTH MANAGEMENT LIMITED
This company · 07001057
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Cwm Group Limited Corporate entity | 75–100% | — | sig. influence75-100% shares · significant influence · firm interest | 01/02/2024 |
4 historic (ceased) PSCs
- Mr Justin Osborne (Trustee Of Members Of Wbw Solicitors Llp)ceased 01/02/2024· 25-50% shares · 25-50% voting · board control · trust interest
- Mr Stephen Andrew Bulman (Trustee Of Members Of Wbw Solicitors Llp)ceased 01/02/2024· 25-50% shares · 25-50% voting · board control · trust interest
- Mr David Roger Robinsonceased 01/02/2024· 25-50% shares · 25-50% voting
- Mr Stuart Ian Doughtyceased 01/02/2024· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · BS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CAPITAL EQUIPMENT FINANCE LTD→ 09264050 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| CARDIFF UNIVERSITY PENSION FUND TRUSTEE LIMITED→ 16886100 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CENTIVA CAPITAL UK LTD→ 12306117 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| CF GENERAL PARTNER LIMITED→ 12025521 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| CGL CONSULTING GROUP LTD→ 16767287 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CHALLENGER FINANCIAL ADVISERS LIMITED→ 17038611 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| CJ HOLE FINANCIAL SERVICES LTD→ 16102317 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CLEAR INDEPENDENT FINANCIAL SOLUTIONS LIMITED→ 07107774 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| CLEARORBIT LIMITED→ 05457469 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| CLEEVE FINANCIAL PLANNING LIMITED→ 12056508 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| CLIFTON COMPLIANCE SERVICES LTD→ 06529425 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| CLIFTON FINANCIAL PLANNING LIMITED→ 10317765 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2009-08-26
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Channel Court
8 Hill Road
Clevedon
BS21 7NE
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-10-07
Last: 2025-09-23
Officers (3 active · 5 resigned)
DOUGHTY, Stuart Ian→
Activedirector · ~59y · appointed 2009-08-26
View their other companies + combined net worth →
HILL, Christopher Lloyd→
Activedirector · ~43y · appointed 2020-09-03
View their other companies + combined net worth →
SMITH, Steven Antony James→
Activedirector · ~46y · appointed 2020-09-03
View their other companies + combined net worth →
BUCKLEY, Lynn→
Resigneddirector · ~59y · appointed 2020-12-03 · resigned 2022-01-31
BULMAN, Stephen Andrew→
Resigneddirector · ~60y · appointed 2022-02-21 · resigned 2024-02-01
ROBINSON, David Roger→
Resigneddirector · ~65y · appointed 2017-05-16 · resigned 2024-02-01
WEBB, Thomas James→
Resigneddirector · ~47y · appointed 2022-02-21 · resigned 2024-02-01
WETTON, Craig Anthony→
Resigneddirector · ~66y · appointed 2011-03-01 · resigned 2015-11-30
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 05/08/2025 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (94 total)
capital-statement-capital-company-with-date-currency-figure
capital · SH19
2025-09-30
legacy
capital · SH20
2025-09-30
legacy
insolvency · CAP-SS
2025-09-30
resolution
resolution · RESOLUTIONS
2025-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-08-07
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-05
memorandum-articles
incorporation · MA
2024-02-17
termination-director-company-with-name-termination-date
officers · TM01
2024-02-12
termination-director-company-with-name-termination-date
officers · TM01
2024-02-12
termination-director-company-with-name-termination-date
officers · TM01
2024-02-12
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-02-12
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2024-02-12