220 HOLDINGS LIMITED

🌳Matureactive

07046720 · ltd · incorporated 2009-10-16

Investment thesis

Property vehicle with leveraged stack — refinance / partial-release angle.

Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.

Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Sept 2024

Net worth

—

book net assets

Opportunity

79/100

Strong

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: SIC 45112

Sector: Wholesale & retail

ALSO REGISTERED FOR

68209Other letting and operating of own or leased real estate
77110Renting and leasing of cars and light motor vehicles

Investor take

Pursue

Active trading company. Family succession underway — not a classic acquisition target.

Opportunity 79/100 (strong), bankability 67/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

11 live charges · 4 lenders · oldest 16.6y

35/100

too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

· Oldest live charge is 16.6 years old — likely at or near maturity.
· 4 lenders named — inter-creditor friction likely.
· Legal-friction score 40/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (73/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 3 SIC codes, incorporation date

100

Financials

1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed

Lenders & charges

11 charges (11/11 with lender, 11/11 with type)

Directors & officers

3 officers (3 active, 3 linked, 3 with DOB)

Ownership & PSC

1 active PSC(s) of 2 total, 2 with control declared

Director network

4 connected companies via shared directors

Filing history

76 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

79/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Financials

Extracted from Companies House accounts · FRS 102

Metric	2024-09-30
Average employees	200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filing

• 1 mortgage

Last 90 days

filing

• 1 mortgage

Last 180 days

filing

• 1 mortgage

Counts from Companies House filing history.

Corporate timeline (45 events)Click to expand

2026-06-11
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-06-10
🔒
Charge registered #11
Lender: Handelsbanken PLC
2025-12-18
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-12-17
📄
change-person-director-company-with-change-date
officers · CH01
2025-12-16
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-10-27
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-10-27
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-09-05
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-08-01
➕
BELL, Harrison John appointed
director
2025-06-30
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-21
📄
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2025-03-03
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-02-28
🔒
Charge registered #10
Lender: Handelsbanken PLC
2024-03-26
📄
change-account-reference-date-company-current-extended
accounts · AA01
2023-12-19
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-07
📄
mortgage-satisfy-charge-full
mortgage · MR04
2023-10-07
🔓
Charge satisfied #9
2023-10-02
📄
mortgage-satisfy-charge-full
mortgage · MR04
2023-10-02
📄
mortgage-satisfy-charge-full
mortgage · MR04
2023-10-02
📄
mortgage-satisfy-charge-full
mortgage · MR04
2023-10-02
📄
mortgage-satisfy-charge-full
mortgage · MR04
2023-10-02
🔓
Charge satisfied #8
2023-10-02
🔓
Charge satisfied #7
2023-10-02
🔓
Charge satisfied #6
2023-10-02
🔓
Charge satisfied #5
2023-05-30
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-05-30
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-12-22
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-08-11
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-08-10
🔒
Charge registered #9
Lender: Hsbc UK Bank PLC
2020-01-24
🔒
Charge registered #8
Lender: Hsbc UK Bank PLC
2017-05-17
🔓
Charge satisfied #3
2017-04-13
🔓
Charge satisfied #4
2017-04-13
🔓
Charge satisfied #2
2017-04-13
🔓
Charge satisfied #1
2017-04-07
🔒
Charge registered #7
Lender: Santander UK PLC
2017-04-07
🔒
Charge registered #6
Lender: Santander UK PLC
2017-04-07
🔒
Charge registered #5
Lender: Santander UK PLC
2014-04-10
➕
BELL, Amanda Jane appointed
director
2009-11-24
🔒
Charge registered #4
Lender: Leeds Building Society
2009-11-24
🔒
Charge registered #3
Lender: Leeds Building Society
2009-11-24
🔒
Charge registered #2
Lender: Leeds Building Society
2009-11-24
🔒
Charge registered #1
Lender: Leeds Building Society
2009-10-16
🏢
Company incorporated
As 220 HOLDINGS LIMITED
2009-10-16
➕
BELL, Adrian John appointed
director

Owner dependency

76/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

+Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
+Senior director age: Director aged approximately 60 — approaching natural succession window.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Red flags

1 med · 1 low

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Multiple registered office changes

low

Multiple address changes in a short period can indicate operational instability or admin disorder.

Group structure

Aptiga Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Aptiga Limited

Corporate parent · holds 75-100% shares · board control

ultimate parent

⬇

220 HOLDINGS LIMITED

This company · 07046720

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Aptiga Limited Corporate entity	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	01/01/2024

1 historic (ceased) PSC

Mr Adrian John Bellceased 01/01/2024· 75-100% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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AL TAMMAR AL ALIA TRADING COMPANY LTD.→ 15663056 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
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AUTEX INVESTMENTS LTD→ 16771520 · est 2025 · no financials extracted	—	—	—	—	—	—	—
AUTO CONNECTION LTD→ 11663456 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2009-10-16

Jurisdictionengland-wales

Primary SIC45112 — SIC 45112

Registered office

Allen House

1 Westmead Road

Sutton

Surrey

SM1 4LA

United Kingdom

Filing status

Accounts

Next due: 2026-06-30

Last made up to: 2024-09-30

Confirmation statement

Next due: 2026-12-28

Last: 2025-12-14

Officers (3 active · 0 resigned)

BELL, Adrian John→

director · ~59y · appointed 2009-10-16

View their other companies + combined net worth →

Active

BELL, Amanda Jane→

director · ~60y · appointed 2014-04-10

View their other companies + combined net worth →

Active

BELL, Harrison John→

director · ~35y · appointed 2025-08-01

View their other companies + combined net worth →

Active

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:11 of 11 shown

		Type	Properties
outstanding	Handelsbanken Handelsbanken PLC	A registered charge	1 property	10/06/2026	—
outstanding	Handelsbanken Handelsbanken PLC	A registered charge	1 property	28/02/2025	—
satisfied	HSBC Hsbc UK Bank PLC	A registered charge	1 property	10/08/2022	07/10/2023
satisfied	HSBC Hsbc UK Bank PLC	A registered charge	1 property	24/01/2020	02/10/2023
satisfied	Santander Santander UK PLC	A registered charge	1 property	07/04/2017	02/10/2023
satisfied	Santander Santander UK PLC	A registered charge	1 property	07/04/2017	02/10/2023
satisfied	Santander Santander UK PLC	A registered charge	—	07/04/2017	02/10/2023
satisfied	Leeds Building Society	Debenture	1 property	24/11/2009	13/04/2017
satisfied	Leeds Building Society	Charge deed	1 property	24/11/2009	17/05/2017
satisfied	Leeds Building Society	Deed of rental assignment	1 property	24/11/2009	13/04/2017
satisfied	Leeds Building Society	Deed of charge over cash deposit	1 property	24/11/2009	13/04/2017

Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (76 total)

mortgage-create-with-deed-with-charge-number-charge-creation-date

mortgage · MR01

2026-06-11

change-registered-office-address-company-with-date-old-address-new-address

address · AD01

2025-12-18

confirmation-statement-with-updates

confirmation-statement · CS01

2025-12-18

change-person-director-company-with-change-date

officers · CH01

2025-12-17

change-registered-office-address-company-with-date-old-address-new-address

address · AD01

2025-12-16

notification-of-a-person-with-significant-control

persons-with-significant-control · PSC02

2025-10-27

cessation-of-a-person-with-significant-control

persons-with-significant-control · PSC07

2025-10-27

appoint-person-director-company-with-name-date

officers · AP01

2025-09-05

accounts-with-accounts-type-total-exemption-full

accounts · AA

2025-06-30

second-filing-of-confirmation-statement-with-made-up-date

confirmation-statement · RP04CS01

2025-05-21

mortgage-create-with-deed-with-charge-number-charge-creation-date

mortgage · MR01

2025-03-03

confirmation-statement-with-no-updates

confirmation-statement · CS01

2024-12-27

change-account-reference-date-company-current-extended

accounts · AA01

2024-03-26

accounts-with-accounts-type-total-exemption-full

accounts · AA

2023-12-19

confirmation-statement-with-no-updates

confirmation-statement · CS01

2023-12-14