ACE INVESTMENTS (UK) LTD

💤Zombieactive
07058546 · ltd · incorporated 2009-10-27
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
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Turnover
year to Mar 2025
Net worth
£427.0k
book net assets
Opportunity
73/100
Strong
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What this business does
Primary activity: Information technology consultancy activities
Sector: Information & communication
ALSO REGISTERED FOR
  • 62090Other information technology service activities
Investor take
Special-situation opportunity
Distressed technology with salvageable qualities — special-situations priority.

Opportunity 73/100 (strong), bankability 85/100. Strong seller-intent signal (65/100, director aged 64). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: 2 insolvency-related filings on record. Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

2 live charges · oldest 11.5y

45/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 11.5 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Distress signals active — lender appetite narrows.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
3 officers (1 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
65 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
64
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Positive net assets
Net assets £427,024

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
£427k
↑ 4.1% YoY
Current Assets
£523k
↑ 1416% YoY
Current Liabilities
£0£105k£209k£314k£419k£523kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2025-03-312024-03-31
Total assets£447.2k£675.7k
Current assets£523.2k£34.5k
Net assets£427.0k£410.0k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
6
filings
  • 2 officers
  • 2 persons-with-significant-control
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (31 events)Click to expand
  1. 2026-01-22
    📄
    change-person-director-company-with-change-date
    officers · CH01
  2. 2026-01-22
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  3. 2026-01-08
    📄
    change-person-director-company-with-change-date
    officers · CH01
  4. 2026-01-08
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  5. 2026-01-08
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  6. 2025-11-21
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  7. 2025-11-11
    📄
    capital-statement-capital-company-with-date-currency-figure
    capital · SH19
  8. 2025-11-11
    📄
    legacy
    capital · SH20
  9. 2025-11-11
    ⚠️
    legacy
    insolvency · CAP-SS
  10. 2025-11-11
    📄
    resolution
    resolution · RESOLUTIONS
  11. 2025-09-16
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2025-03-10
    📄
    capital-statement-capital-company-with-date-currency-figure
    capital · SH19
  13. 2025-03-10
    📄
    legacy
    capital · SH20
  14. 2025-03-10
    ⚠️
    legacy
    insolvency · CAP-SS
  15. 2025-03-10
    📄
    resolution
    resolution · RESOLUTIONS
  16. 2025-03-04
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  17. 2025-03-04
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  18. 2025-03-04
    🔓
    Charge satisfied #2
  19. 2025-03-04
    🔓
    Charge satisfied #1
  20. 2024-09-24
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  21. 2024-09-24
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  22. 2024-08-07
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  23. 2023-09-18
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  24. 2015-01-13
    🔒
    Charge registered #2
    Lender: The Royal Bank of Scotland PLC
  25. 2014-11-26
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  26. 2014-11-19
    CHANDRASEKHAR, Vikram resigned
    director
  27. 2014-09-12
    THIAGARAJAN, Swaminathan Chandrasekhar appointed
    director
  28. 2014-09-12
    CHANDRASEKHAR, Vikram appointed
    director
  29. 2014-09-12
    SHETH, Jayant Jagdish resigned
    director
  30. 2009-10-27
    🏢
    Company incorporated
    As ACE INVESTMENTS (UK) LTD
  31. 2009-10-27
    SHETH, Jayant Jagdish appointed
    director

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Senior director age: Director aged approximately 64 — approaching natural succession window.

Succession & seller-readiness

80/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • secondaryStable-but-static management: Company is 17 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 high · 1 low
2 insolvency-related filings on record
high

Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.

Evidence: 2025-11-11: legacy; 2025-03-10: legacy

Multiple registered office changes
low

Multiple address changes in a short period can indicate operational instability or admin disorder.

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Swaminathan Chandrasekhar Thiagarajan
Individual · Indian · DOB 03/1962 · age 64
75100%
75–100%board control75-100% shares · 75-100% voting · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2009-10-27
Jurisdictionengland-wales
Primary SIC62020 — Information technology consultancy activities

Registered office

163 Herne Hill
London
SE24 9LR
England

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-01-28
Last: 2026-01-14

Officers (1 active · 2 resigned)

THIAGARAJAN, Swaminathan Chandrasekhar
director · ~64y · appointed 2014-09-12
View their other companies + combined net worth →
Active
CHANDRASEKHAR, Vikram
director · ~31y · appointed 2014-09-12 · resigned 2014-11-19
Resigned
SHETH, Jayant Jagdish
director · ~70y · appointed 2009-10-27 · resigned 2014-09-12
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property13/01/201504/03/2025
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge26/11/201404/03/2025

Recent filings (65 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2026-01-28
change-person-director-company-with-change-date
officers · CH01
2026-01-22
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-01-22
change-person-director-company-with-change-date
officers · CH01
2026-01-08
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-01-08
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-01-08
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-11-21
capital-statement-capital-company-with-date-currency-figure
capital · SH19
2025-11-11
legacy
capital · SH20
2025-11-11
legacy
insolvency · CAP-SS
2025-11-11
resolution
resolution · RESOLUTIONS
2025-11-11
accounts-with-accounts-type-micro-entity
accounts · AA
2025-09-16
capital-statement-capital-company-with-date-currency-figure
capital · SH19
2025-03-10
legacy
capital · SH20
2025-03-10
legacy
insolvency · CAP-SS
2025-03-10