MACHINERY FINANCE LIMITED
Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (70/100, director aged 58). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
1 live charge · oldest 6.3y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 6.3 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-11-30 | 2023-11-30 |
|---|---|---|
| Total assets | — | £84.4k |
| Current assets | — | £91.5k |
| Cash | — | £5 |
| Debtors | — | £91.5k |
| Net assets | — | £-1.4k |
| Average employees | 200 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (19 events)Click to expand
- 2025-08-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-08-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-16📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-11-16📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-08-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-03-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-02-27🔒Charge registered #1Lender: Clydesdale Bank PLC (Trading as Both Clydesdale Bank and Yorkshire Bank
- 2020-02-19📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2020-02-19📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-08-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-08-28📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2018-12-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-08-12📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2017-09-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2009-11-18🏢Company incorporatedAs MACHINERY FINANCE LIMITED
- 2009-11-18➕SMITH, Christopher Philip appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
- +No director turnover: Company is 17 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 17 years.
- secondaryStable-but-static management: Company is 17 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Christopher Philip Smith Individual · British · DOB 05/1968 · age 58 | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control | 06/04/2016 |
Mrs Heidi Elizabeth Jay-Smith Individual · British · DOB 06/1972 · age 54 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 21/11/2021 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · BB postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| HTS ASSET HOLDINGS LIMITED→ 16281080 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| KNN LIMITED→ 12153128 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| LANCE MASON FS LTD→ 10086628 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| LEDASI→ 16595401 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| LN MORTGAGE SOLUTIONS LTD→ 15820274 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| LSC CAPITAL LIMITED→ 09739557 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| LSC FINANCE LTD→ 08185244 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| LUTSCHG FINANCIAL INVESTMENTS LTD→ 10322960 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| M16 INVESTMENTS LIMITED→ 13254975 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| MACRO PROPERTIES LTD→ 16193052 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| MAE SOLUTIONS LIMITED→ 16122653 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| MAGNUM FINANCIAL SOLUTIONS LTD→ 07553873 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Virgin Money Clydesdale Bank PLC (Trading as Both Clydesdale Bank and Yorkshire Bank | A registered charge | 1 property | 27/02/2020 | — |