AB HOUSING LTD
🌳Matureactive
07088272 · ltd · incorporated 2009-11-26
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 14.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Nov 2024
Net worth
£813.5k
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Other building completion and finishing
Sector: Construction
Investor take
PursueActive trading company with a 64-year-old founder — textbook succession opportunity.
Opportunity 78/100 (strong), bankability 70/100. Strong seller-intent signal (70/100, director aged 64). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
10 live charges · oldest 14.2y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 14.2 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
10 charges (10/10 with lender, 10/10 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
49 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £813,483
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£813k
↑ 15% YoY
Current Assets
£200k
↑ 100% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2024-11-30 | 2023-11-30 |
|---|---|---|
| Total assets | £1.85M | £1.75M |
| Current assets | £199.9k | £100.1k |
| Net assets | £813.5k | £708.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (30 events)Click to expand
- 2025-07-11📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-08-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-08-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-08-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-08-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-08-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-08-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-08-06📄change-person-director-company-with-change-dateofficers · CH01
- 2020-07-29📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-07-29📄change-person-secretary-company-with-change-dateofficers · CH03
- 2020-07-29📄change-person-director-company-with-change-dateofficers · CH01
- 2019-08-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-08-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-11-27📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2017-11-27📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2017-08-21📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2013-10-09🔒Charge registered #10Lender: Barclays Bank PLC
- 2013-10-09🔒Charge registered #9Lender: Barclays Bank PLC
- 2013-10-09🔒Charge registered #8Lender: Barclays Bank PLC
- 2012-07-03🔒Charge registered #7Lender: Barclays Bank PLC
- 2012-07-03🔒Charge registered #6Lender: Barclays Bank PLC
- 2012-07-03🔒Charge registered #5Lender: Barclays Bank PLC
- 2012-07-03🔒Charge registered #4Lender: Barclays Bank PLC
- 2012-07-03🔒Charge registered #3Lender: Barclays Bank PLC
- 2012-07-03🔒Charge registered #2Lender: Barclays Bank PLC
- 2012-04-24🔒Charge registered #1Lender: Barclays Bank PLC
- 2009-11-26🏢Company incorporatedAs AB HOUSING LTD
- 2009-11-26➕DRISCOLL, Geraldine Catherine appointedsecretary
- 2009-11-26➕DRISCOLL, Anthony Joseph appointeddirector
- 2009-11-26➕DRISCOLL, Brendan Thomas appointeddirector
Owner dependency
84/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
79/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 17 years.
- secondaryStable-but-static management: Company is 17 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 low10 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Brendan Thomas Driscoll Individual · Irish · DOB 04/1966 · age 60 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/04/2016 |
Mr Anthony Joseph Driscoll Individual · Irish · DOB 02/1962 · age 64 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · B postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 8 D CONCEPTS LTD→ 15597731 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| A.B.I. SECURITY LIMITED→ 05677145 · est 2006 · no financials extracted | — | — | — | — | 20y | — | — |
| A3 BUILD LTD→ 13623639 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AAJ BUILDERS LTD→ 16184496 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AAMIR BUILDERS PRIVATE LIMITED→ 13911574 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| AAMPALA LTD→ 13301805 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| AARON FIELD LTD→ 12931208 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AB CARPENTRY KITCHENS & BATHROOMS LIMITED→ 11377132 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AB ELECTRICAL BIRMINGHAM LTD→ 13088411 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AB29 RENOVATION LTD→ 15808920 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ABBASI,S GROUP LTD→ 17007772 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ABBEY & LYNDON BUILDERS LTD→ 07450607 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2009-11-26
Jurisdictionengland-wales
Primary SIC43390 — Other building completion and finishing
Registered office
21 Greenside Road
Erdington
Birmingham
West Midlands
B24 0DJ
Filing status
Accounts
Next due: 2026-08-31
Last made up to: 2024-11-30
Confirmation statement
Next due: 2026-08-18
Last: 2025-08-04
Officers (3 active · 0 resigned)
DRISCOLL, Geraldine Catherine→
Activesecretary · appointed 2009-11-26
View their other companies + combined net worth →
DRISCOLL, Anthony Joseph→
Activedirector · ~64y · appointed 2009-11-26
View their other companies + combined net worth →
DRISCOLL, Brendan Thomas→
Activedirector · ~60y · appointed 2009-11-26
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
10
Total charges
10
Outstanding
1
Active lenders
Status:Lender:10 of 10 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Bank PLC | A registered charge | 1 property | 09/10/2013 | — | |
| outstanding | Barclays Barclays Bank PLC | A registered charge | 1 property | 09/10/2013 | — | |
| outstanding | Barclays Barclays Bank PLC | A registered charge | 1 property | 09/10/2013 | — | |
| outstanding | Barclays Barclays Bank PLC | Legal charge | 1 property | 03/07/2012 | — | |
| outstanding | Barclays Barclays Bank PLC | Legal charge | 1 property | 03/07/2012 | — | |
| outstanding | Barclays Barclays Bank PLC | Legal charge | 1 property | 03/07/2012 | — | |
| outstanding | Barclays Barclays Bank PLC | Legal charge | 1 property | 03/07/2012 | — | |
| outstanding | Barclays Barclays Bank PLC | Legal charge | 1 property | 03/07/2012 | — | |
| outstanding | Barclays Barclays Bank PLC | Legal charge | 1 property | 03/07/2012 | — | |
| outstanding | Barclays Barclays Bank PLC | Debenture | 1 property | 24/04/2012 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (49 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-12
accounts-with-accounts-type-micro-entity
accounts · AA
2025-07-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-14
accounts-with-accounts-type-micro-entity
accounts · AA
2024-08-29
accounts-with-accounts-type-micro-entity
accounts · AA
2023-08-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-08-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-08-31
accounts-with-accounts-type-micro-entity
accounts · AA
2020-08-27
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2020-08-06
change-person-director-company-with-change-date
officers · CH01
2020-08-06
confirmation-statement-with-updates
confirmation-statement · CS01
2020-08-06
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2020-07-29