SINGH INVESTMENTS UK LIMITED
🌳Matureactive
07175474 · ltd · incorporated 2010-03-03
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£334.8k
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 75/100 (strong), bankability 57/100. Strong seller-intent signal (70/100, director aged 59). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 7 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
9 live charges · 7 lenders · oldest 15.3y
15/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 15.3 years old — likely at or near maturity.
- · 7 lenders named — inter-creditor friction likely.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
9 charges (9/9 with lender, 9/9 with type)
90
Directors & officers
4 officers (3 active, 4 linked, 3 with DOB)
85
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
48 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £334,782
Cash draining
Cash down 96% YoY
Cash YoY
-96%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£3k
↓ 96% YoY
Net Worth
£335k
↑ 6.0% YoY
Current Assets
£12k
↓ 93% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £1.33M | £907.5k |
| Current assets | £11.6k | £165.9k |
| Cash | £3.2k | £89.7k |
| Debtors | £8.3k | — |
| Net assets | £334.8k | £315.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 address
- • 1 confirmation-statement
Last 180 days
3
filings
- • 1 address
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (34 events)Click to expand
- 2026-04-01📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2026-01-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-08-07📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-08-06➖SINGH, Amandeep resigneddirector
- 2025-05-09➕SINGH, Amandeep appointeddirector
- 2025-05-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-03-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-09-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-09-23🔒Charge registered #9Lender: Cambridge & Counties Bank Limited (07972522)
- 2024-09-23🔒Charge registered #8Lender: Cambridge & Counties Bank Limited
- 2023-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-09-25🔒Charge registered #7Lender: Belmont Green Finance Limited Trading as Vida Homeloans
- 2023-02-07➕SINGH, Gurinder appointeddirector
- 2023-02-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-12-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-12-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-01-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-01-28🔒Charge registered #6Lender: Charter Court Financial Services Limited
- 2019-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-12-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-09-03🔓Charge satisfied #4
- 2016-09-03🔓Charge satisfied #1
- 2016-08-25🔒Charge registered #5Lender: Fleet Mortgages Limited
- 2012-11-09🔓Charge satisfied #2
- 2012-07-26🔒Charge registered #4Lender: Lloyds Tsb Bank PLC
- 2012-06-22🔒Charge registered #3Lender: State Bank of India
- 2011-02-28🔒Charge registered #2Lender: Lloyds Tsb Bank PLC
- 2011-01-28🔒Charge registered #1Lender: Lloyds Tsb Bank PLC
- 2010-03-03🏢Company incorporatedAs SINGH INVESTMENTS UK LIMITED
- 2010-03-03➕SINGH, Gurinder appointedsecretary
- 2010-03-03➕SINGH, Jani appointeddirector
Owner dependency
99/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "SINGH" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
69/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 16 years.
- secondaryStable-but-static management: Company is 16 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
6 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Jani Singh Individual · British · DOB 12/1973 · age 53 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/04/2016 |
Mr Gurinder Singh Individual · British · DOB 09/1967 · age 59 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · UB postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 01FUTR LIMITED→ 15077776 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 14 FROGMORE CLOSE LIMITED→ 17047780 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 303 PR PROPERTY LIMITED→ 13943962 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| 32 ER LTD→ 13259552 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| 34 & 34A EASTMEAD MANAGEMENT LIMITED→ 10292051 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 37TD LIMITED→ 15458172 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 3G PORTFOLIO LIMITED→ 12475072 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| 3I PROPERTIES LTD→ 15838436 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 4 BRICK WALLS LTD→ 16669680 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 40 NORBROKE STREET LIMITED→ 12740580 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 406 AVENUE LIMITED→ 16445611 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 45/47 HUDSON ROAD LIMITED→ 05961484 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2010-03-03
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
G36 Triangle Centre
399 Uxbridge Road
Southall
UB1 3EJ
United Kingdom
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-02-10
Last: 2026-01-27
Officers (3 active · 1 resigned)
Active
SINGH, Gurinder→
Activedirector · ~59y · appointed 2023-02-07
View their other companies + combined net worth →
Active
SINGH, Amandeep→
Resigneddirector · ~25y · appointed 2025-05-09 · resigned 2025-08-06
Click a director name to see their full track record across all companies.
Mortgages & charges
9
Total charges
6
Outstanding
5
Active lenders
Status:Lender:9 of 9 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Cambridge & Counties Cambridge & Counties Bank Limited (07972522) | A registered charge | 3 properties | 23/09/2024 | — | |
| outstanding | Cambridge & Counties Cambridge & Counties Bank Limited | A registered charge | 1 property | 23/09/2024 | — | |
| outstanding | Belmont Green Finance Trading as Vida Homeloans Belmont Green Finance Limited Trading as Vida Homeloans | A registered charge | 1 property | 25/09/2023 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 28/01/2020 | — | |
| outstanding | Fleet Mortgages Fleet Mortgages Limited | A registered charge | 1 property | 25/08/2016 | — | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage deed | 1 property | 26/07/2012 | 03/09/2016 | |
| outstanding | State Bank of India | Legal charge | 1 property | 22/06/2012 | — | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage deed to secure own liabilities | 1 property | 28/02/2011 | 09/11/2012 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Debenture | 1 property | 28/01/2011 | 03/09/2016 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (48 total)
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-04-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-28
termination-director-company-with-name-termination-date
officers · TM01
2025-08-07
appoint-person-director-company-with-name-date
officers · AP01
2025-05-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-04
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-20
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-09-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-16
appoint-person-director-company-with-name-date
officers · AP01
2023-02-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-14