AMBER REI HOLDINGS LIMITED
🌳Matureactive
07191982 · ltd · incorporated 2010-03-16
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
68/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower. Reasonable fundamentals — worth a memo before deciding.
Opportunity 68/100 (strong), bankability 57/100. Biggest value-creation lever: Consolidate lender relationships. 17 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (50/100).
🏦
Refinance opportunity
39 live charges · 16 lenders · oldest 15.2y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 15.2 years old — likely at or near maturity.
- · 16 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (62/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
39 charges (39/39 with lender, 39/39 with type)
90
Directors & officers
11 officers (4 active, 11 linked, 11 with DOB)
90
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
31 connected companies via shared directors
90
Filing history
141 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
68/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
60
Some acquirability indicators.
Risk profile
66
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
3
filings
- • 2 mortgage
- • 1 confirmation-statement
Last 180 days
3
filings
- • 2 mortgage
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (112 events)Click to expand
- 2026-02-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-02-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-02-18🔒Charge registered #39Lender: National Westminster Bank PLC (As Security Agent)
- 2026-02-18🔒Charge registered #38Lender: National Westminster Bank PLC (As Security Agent)
- 2025-09-25📄accounts-with-accounts-type-fullaccounts · AA
- 2025-08-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-08-01🔒Charge registered #37Lender: National Westminster Bank PLC (As Security Agent)
- 2025-07-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-18🔒Charge registered #36Lender: National Westminster Bank PLC (As Security Agent)
- 2025-04-29📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2025-01-09➕PRICE, Paul appointeddirector
- 2025-01-09➖HENDERSON, Stephen resigneddirector
- 2025-01-09➖SINGH BOPARAN, Ranjit resigneddirector
- 2025-01-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-01-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-01-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-10-01📄accounts-with-accounts-type-fullaccounts · AA
- 2024-09-23📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-09-23📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-09-23📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-09-23📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-09-23🔓Charge satisfied #31
- 2024-09-23🔓Charge satisfied #30
- 2024-09-23🔓Charge satisfied #26
- 2024-09-23🔓Charge satisfied #25
- 2024-09-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-09-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-08-30🔒Charge registered #35Lender: National Westminster Bank PLC (As Security Agent)
- 2024-08-30🔒Charge registered #34Lender: National Westminster Bank PLC as Security Agent
- 2024-08-20📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-08-20🔓Charge satisfied #32
- 2023-12-24📄accounts-with-accounts-type-fullaccounts · AA
- 2023-09-26📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2023-04-12📄accounts-with-accounts-type-groupaccounts · AA
- 2023-02-21📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-02-20➕HAVERON, Andrew Sean appointeddirector
- 2023-02-03🔓Charge satisfied #33
- 2023-01-05➕BROSTOFF, Martin Adrian appointeddirector
- 2022-12-16➖CURLE, Tolla Joanne resigneddirector
- 2022-09-09➖HAVERON, Andrew Sean resigneddirector
- 2021-10-18🔒Charge registered #33Lender: Chesterfield Poultry Limited
- 2021-09-07🔒Charge registered #32Lender: Bank of Scotland PLC
- 2021-06-16🔒Charge registered #31Lender: Lloyds Bank PLC as Security Agent
- 2021-06-16🔒Charge registered #30Lender: Lloyds Bank PLC as Security Agent
- 2019-03-15🔓Charge satisfied #29
- 2019-02-28🔓Charge satisfied #28
- 2019-02-28🔓Charge satisfied #27
- 2018-02-01➕HAVERON, Andrew Sean appointeddirector
- 2017-11-10➖HULLY, Ronald Erwin resigneddirector
- 2017-03-08🔒Charge registered #29Lender: Hamish Morison Farming Limited
Showing most recent 50 of 112 events
Owner dependency
50/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 15 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
43/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondary12+ year tenure: Director in role 15 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
2 med · 1 low4 new charges in last 12 months
mediumHeavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2026-02-18: A registered charge; 2026-02-18: A registered charge; 2025-08-01: A registered charge
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
6 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Boparan Private Office Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Boparan Private Office Limited
Corporate parent · holds 75-100% shares · board control
⬇
AMBER REI HOLDINGS LIMITED
This company · 07191982
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Boparan Private Office Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 03/01/2022 |
2 historic (ceased) PSCs
- Mr Ranjit Singh Boparanceased 03/01/2022· 25-50% shares · 25-50% voting · board control
- Mrs Baljinder Kaur Boparanceased 03/01/2022· 25-50% shares · 25-50% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · B postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 01OA LIMITED→ 14538082 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 1.2.1 HOUSES LIMITED→ 13541214 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 10 GRAFTON ROAD B71 4EY LTD→ 15170640 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 101 INVESTMENT GROUP LIMITED→ 10419015 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 105 WHICHMORE PROPERTIES LIMITED→ 11594592 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 10X REAL ESTATE LTD→ 16969446 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 11 GLENDALE ST LTD→ 16127664 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 11:11 PROPERTY ESTATES LTD→ 15394152 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 11120072 LTD→ 11120072 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 114 BROWNFIELD RD LTD→ 15179817 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 11TH ART LIMITED→ 07383792 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| 12 WILLINGDON ROAD FREEHOLD LIMITED→ 10792418 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2010-03-16
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
2nd Floor, Colmore Court
9 Colmore Row
Birmingham
B3 2BJ
Filing status
Accounts
Next due: 2026-09-26
Last made up to: 2024-12-29
Confirmation statement
Next due: 2027-03-30
Last: 2026-03-16
Officers (4 active · 7 resigned)
BROSTOFF, Martin Adrian→
Activedirector · ~55y · appointed 2023-01-05
View their other companies + combined net worth →
HAVERON, Andrew Sean→
Activedirector · ~48y · appointed 2023-02-20
View their other companies + combined net worth →
Active
RAFFERTY, Robert John→
Activedirector · ~57y · appointed 2011-03-31
View their other companies + combined net worth →
CURLE, Tolla Joanne→
Resigneddirector · ~50y · appointed 2015-10-02 · resigned 2022-12-16
HAVERON, Andrew Sean→
Resigneddirector · ~48y · appointed 2018-02-01 · resigned 2022-09-09
HENDERSON, Stephen→
Resigneddirector · ~69y · appointed 2014-08-04 · resigned 2025-01-09
HULLY, Ronald Erwin→
Resigneddirector · ~47y · appointed 2016-02-04 · resigned 2017-11-10
RUTHERFORD, Andrew John Harding→
Resigneddirector · ~67y · appointed 2015-02-24 · resigned 2015-10-02
SILK, Frances→
Resigneddirector · ~66y · appointed 2010-03-16 · resigned 2011-03-31
SINGH BOPARAN, Ranjit→
Resigneddirector · ~60y · appointed 2010-03-16 · resigned 2025-01-09
Click a director name to see their full track record across all companies.
Mortgages & charges
39
Total charges
6
Outstanding
2
Active lenders
Status:Lender:39 of 39 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank (As Security Agent) National Westminster Bank PLC (As Security Agent) | A registered charge | — | 18/02/2026 | — | |
| outstanding | National Westminster Bank (As Security Agent) National Westminster Bank PLC (As Security Agent) | A registered charge | 1 property | 18/02/2026 | — | |
| outstanding | National Westminster Bank (As Security Agent) National Westminster Bank PLC (As Security Agent) | A registered charge | — | 01/08/2025 | — | |
| outstanding | National Westminster Bank (As Security Agent) National Westminster Bank PLC (As Security Agent) | A registered charge | 1 property | 18/07/2025 | — | |
| outstanding | National Westminster Bank (As Security Agent) National Westminster Bank PLC (As Security Agent) | A registered charge | — | 30/08/2024 | — | |
| outstanding | National Westminster Bank as Security Agent National Westminster Bank PLC as Security Agent | A registered charge | 1 property | 30/08/2024 | — | |
| satisfied | Chesterfield Poultry / Leo Group Chesterfield Poultry Limited / Leo Group Limited | A registered charge | 1 property | 18/10/2021 | 03/02/2023 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | — | 07/09/2021 | 20/08/2024 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC as Security Agent | A registered charge | 1 property | 16/06/2021 | 23/09/2024 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC as Security Agent | A registered charge | 1 property | 16/06/2021 | 23/09/2024 | |
| satisfied | Hamish Morison Farming Hamish Morison Farming Limited | A registered charge | 1 property | 08/03/2017 | 15/03/2019 | |
| satisfied | HSBC Hsbc Bank PLC | A registered charge | — | 14/09/2016 | 28/02/2019 | |
| satisfied | HSBC Hsbc Bank PLC | A registered charge | — | 14/09/2016 | 28/02/2019 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC as Security Agent for the Secured Parties | A registered charge | — | 08/01/2016 | 23/09/2024 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC as Security Agent for the Secured Parties | A registered charge | — | 08/01/2016 | 23/09/2024 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC (As Security Trustee) | A registered charge | 1 property | 10/08/2015 | 15/04/2016 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC as Security Trustee for the Finance Parties | A registered charge | 4 properties | 04/08/2015 | 15/04/2016 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC as Security Trustee (Company Number SC327000) | A registered charge | 1 property | 04/03/2015 | 15/04/2016 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC for Itself and as Security Trustee for the Finance Parties | A registered charge | — | 05/08/2014 | 15/04/2016 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC as Security Trustee | A registered charge | 1 property | 06/02/2014 | 15/04/2016 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC as Security Trustee | A registered charge | 1 property | 31/01/2014 | 15/04/2016 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 31/01/2014 | 15/04/2016 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC for Itself and as Security Trustee for the Finance Parties | A registered charge | 2 properties | 31/12/2013 | 15/04/2016 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC for Itself and as Security Trustee for the Finance Parties | A registered charge | 2 properties | 31/12/2013 | 15/04/2016 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC for Itself and as Security Trustee for the Finance Parties | A registered charge | 1 property | 30/12/2013 | 15/04/2016 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC for Itself and as Security Trustee for the Finance Parties | A registered charge | 1 property | 30/12/2013 | 15/04/2016 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC, as Security Trustee | A registered charge | 2 properties | 30/12/2013 | 15/04/2016 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC as Security Trustee | Debenture | 1 property | 08/03/2013 | 15/04/2016 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC as Security Trustee | Debenture | 2 properties | 08/03/2013 | 15/04/2016 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC for Itself and as Security Trustee for the Finance Parties | Standard security executed on 3 march 2013 | 1 property | 04/03/2013 | 15/04/2016 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC for Itself and as Security Trustee for the Finance Parties (The Security Trustee) | Standard security executed on 03 march 2013 | 1 property | 04/03/2013 | 15/04/2016 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC as Security Trustee for the Finance Parties | Debenture | 1 property | 03/03/2013 | 15/04/2016 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Legal charge | 3 properties | 15/02/2013 | 15/04/2016 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC (Security Trustee) | Supplemental charge | 1 property | 16/10/2012 | 15/04/2016 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Standard security | 1 property | 12/03/2012 | 15/04/2016 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Standard security | 1 property | 27/01/2012 | 15/04/2016 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Standard security | 1 property | 27/01/2012 | 15/04/2016 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC (Security Trustee) | Supplemental charge | 1 property | 28/04/2011 | 15/04/2016 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC (Security Trustee) | Debenture | 2 properties | 24/02/2011 | 15/04/2016 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (141 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-23
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-02-25
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-02-24
accounts-with-accounts-type-full
accounts · AA
2025-09-25
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-08-04
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-25
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2025-04-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-10
termination-director-company-with-name-termination-date
officers · TM01
2025-01-09
termination-director-company-with-name-termination-date
officers · TM01
2025-01-09
appoint-person-director-company-with-name-date
officers · AP01
2025-01-09
accounts-with-accounts-type-full
accounts · AA
2024-10-01
mortgage-satisfy-charge-full
mortgage · MR04
2024-09-23
mortgage-satisfy-charge-full
mortgage · MR04
2024-09-23
mortgage-satisfy-charge-full
mortgage · MR04
2024-09-23