CLIFTON CONSULTING LTD

🌳Matureactive
07207668 · ltd · incorporated 2010-03-30
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
80/100
Exceptional
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Active trading company with a 63-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 77/100. Strong seller-intent signal (60/100, director aged 63). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

3 live charges · 3 lenders · oldest 15.2y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 15.2 years old — likely at or near maturity.
  • · 3 lenders named — inter-creditor friction likely.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (61/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
4 officers (4 active, 4 linked, 3 with DOB)
85
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
16 connected companies via shared directors
90
Filing history
56 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
2
filings
  • • 1 confirmation-statement
  • • 1 persons-with-significant-control
Last 180 days
6
filings
  • • 2 accounts
  • • 2 other
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
  1. 2026-04-13
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  2. 2026-01-28
    📄
    accounts-with-accounts-type-audit-exemption-subsiduary
    accounts · AA
  3. 2026-01-28
    📄
    legacy
    accounts · PARENT_ACC
  4. 2026-01-28
    📄
    legacy
    other · GUARANTEE2
  5. 2026-01-28
    📄
    legacy
    other · AGREEMENT2
  6. 2025-06-03
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  7. 2025-06-03
    🔓
    Charge satisfied #3
  8. 2025-04-16
    📄
    accounts-with-accounts-type-full
    accounts · AA
  9. 2024-10-23
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  10. 2024-10-23
    🔓
    Charge satisfied #2
  11. 2024-05-09
    📄
    accounts-with-accounts-type-full
    accounts · AA
  12. 2023-04-17
    📄
    memorandum-articles
    incorporation · MA
  13. 2023-04-17
    📄
    resolution
    resolution · RESOLUTIONS
  14. 2023-01-18
    📄
    accounts-with-accounts-type-full
    accounts · AA
  15. 2022-06-22
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  16. 2022-06-20
    🔒
    Charge registered #3
    Lender: Growth Lending 2021 Limited
  17. 2022-04-29
    📄
    accounts-with-accounts-type-full
    accounts · AA
  18. 2022-04-06
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  19. 2022-04-06
    🔓
    Charge satisfied #1
  20. 2021-04-21
    📄
    accounts-with-accounts-type-full
    accounts · AA
  21. 2020-02-03
    📄
    accounts-with-accounts-type-full
    accounts · AA
  22. 2019-05-14
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  23. 2013-12-16
    🔒
    Charge registered #2
    Lender: Barclays Bank PLC
  24. 2011-04-01
    ➕
    CARTY, Anthony Valentine appointed
    director
  25. 2011-04-01
    ➕
    GREENAWAY, Neil appointed
    director
  26. 2011-03-21
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  27. 2010-03-30
    🏢
    Company incorporated
    As CLIFTON CONSULTING LTD
  28. 2010-03-30
    ➕
    CHAMBERS, Thomas appointed
    secretary
  29. 2010-03-30
    ➕
    ORGAN, Ellis appointed
    director

Owner dependency

68/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 63 — approaching natural succession window.

Succession & seller-readiness

73/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
  • secondary12+ year tenure: Director in role 16 years.
  • secondaryStable-but-static management: Company is 16 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Clifton Asset Management Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Clifton Asset Management Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
⬇
CLIFTON CONSULTING LTD
This company · 07207668

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Clifton Asset Management Limited
Corporate entity
75–100%
75–100%board control75-100% shares · 75-100% voting · board control30/04/2019
2 historic (ceased) PSCs
  • Mr Neil Greenawayceased 30/04/2019· 25-50% shares · 25-50% voting
  • Mr Adam Jason Tavenerceased 30/04/2019· 25-50% shares · 25-50% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · BS postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
CAPITAL EQUIPMENT FINANCE LTD→
09264050 · est 2014 · no financials extracted
————11y——
CARDIFF UNIVERSITY PENSION FUND TRUSTEE LIMITED→
16886100 · est 2025 · no financials extracted
———————
CENTIVA CAPITAL UK LTD→
12306117 · est 2019 · no financials extracted
————6y——
CF GENERAL PARTNER LIMITED→
12025521 · est 2019 · no financials extracted
————6y——
CGL CONSULTING GROUP LTD→
16767287 · est 2025 · no financials extracted
———————
CHALLENGER FINANCIAL ADVISERS LIMITED→
17038611 · est 2026 · no financials extracted
———————
CJ HOLE FINANCIAL SERVICES LTD→
16102317 · est 2024 · no financials extracted
————1y——
CLEAR INDEPENDENT FINANCIAL SOLUTIONS LIMITED→
07107774 · est 2009 · no financials extracted
————16y——
CLEARORBIT LIMITED→
05457469 · est 2005 · no financials extracted
————20y——
CLEEVE FINANCIAL PLANNING LIMITED→
12056508 · est 2019 · no financials extracted
————6y——
CLIFTON COMPLIANCE SERVICES LTD→
06529425 · est 2008 · no financials extracted
————18y——
CLIFTON DOWN CORPORATE FINANCE LIMITED→
08013310 · est 2012 · no financials extracted
————14y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2010-03-30
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

The Pavilions Eden Park
Ham Green
Bristol
BS20 0DD

Filing status

Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2027-04-15
Last: 2026-04-01

Officers (4 active · 0 resigned)

CHAMBERS, Thomas→
secretary · appointed 2010-03-30
View their other companies + combined net worth →
Active
CARTY, Anthony Valentine→
director · ~59y · appointed 2011-04-01
View their other companies + combined net worth →
Active
GREENAWAY, Neil→
director · ~56y · appointed 2011-04-01
View their other companies + combined net worth →
Active
ORGAN, Ellis→
director · ~63y · appointed 2010-03-30
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

3
Total charges
0
Outstanding
0
Active lenders
Status:Lender:3 of 3 shown
TypeProperties
satisfied
Growth Lending 2021
Growth Lending 2021 Limited
A registered charge—20/06/202203/06/2025
satisfied
Barclays
Barclays Bank PLC
A registered charge1 property16/12/201323/10/2024
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Debenture1 property21/03/201106/04/2022

Recent filings (56 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-15
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2026-04-13
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2026-01-28
legacy
accounts · PARENT_ACC
2026-01-28
legacy
other · GUARANTEE2
2026-01-28
legacy
other · AGREEMENT2
2026-01-28
mortgage-satisfy-charge-full
mortgage · MR04
2025-06-03
accounts-with-accounts-type-full
accounts · AA
2025-04-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-01
mortgage-satisfy-charge-full
mortgage · MR04
2024-10-23
accounts-with-accounts-type-full
accounts · AA
2024-05-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-02
memorandum-articles
incorporation · MA
2023-04-17
resolution
resolution · RESOLUTIONS
2023-04-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-03