ACCESS 4 FINANCE LIMITED
Opportunity 74/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-10-31 | 2023-10-31 |
|---|---|---|
| Total assets | — | £39.3k |
| Net assets | — | £40.4k |
| Average employees | 0 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
- • 1 confirmation-statement
Corporate timeline (19 events)Click to expand
- 2025-07-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-05-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-11-06📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2023-01-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-07-15📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-01-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-03-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-12-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-11-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-01-11📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-02-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-02-27📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2017-02-14📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2016-12-01📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2016-12-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2016-11-30➖BARKER, Daniel resigneddirector
- 2012-12-19➕THORPE, Scott appointeddirector
- 2010-04-28🏢Company incorporatedAs ACCESS 4 FINANCE LIMITED
- 2010-04-28➕BARKER, Daniel appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 13 years.
- secondaryStable-but-static management: Company is 16 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Scott Thorpe Individual · British · DOB 07/1985 · age 41 | 75–100% | — | 75-100% shares | 01/04/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 1 resigned)
Click a director name to see their full track record across all companies.