ACD COMMERCIAL PROPERTIES LIMITED
🌳Matureactive
07278686 · ltd · incorporated 2010-06-09
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Nov 2025
Net worth
£28.7k
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 65-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 57/100. Strong seller-intent signal (83/100, director aged 65). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
6 live charges · 3 lenders · oldest 15.5y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 15.5 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
51 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £28,722
Net assets shrinking
Down £2,265 YoY
Cash YoY
+669%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£100
↑ 669% YoY
Net Worth
£29k
↓ 7.3% YoY
Current Assets
£8k
↑ 1.1% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-11-30 | 2024-11-30 |
|---|---|---|
| Total assets | £120.7k | £151.2k |
| Current assets | £8.2k | £8.1k |
| Cash | £100 | £13 |
| Debtors | £8.1k | £8.1k |
| Net assets | £28.7k | £31.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
- 2026-03-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-23📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-07-23📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-07-23🔓Charge satisfied #2
- 2024-07-23🔓Charge satisfied #1
- 2024-03-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-10-19📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-10-19📄change-person-director-company-with-change-dateofficers · CH01
- 2023-10-19📄change-person-director-company-with-change-dateofficers · CH01
- 2023-10-19📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-10-19📄change-person-secretary-company-with-change-dateofficers · CH03
- 2023-03-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-03-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-01-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-01-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2015-04-29🔒Charge registered #6Lender: Lloyds Bank PLC
- 2015-01-09🔒Charge registered #5Lender: Lloyds Bank PLC
- 2013-05-13🔒Charge registered #4Lender: Lloyds Tsb Bank PLC
- 2013-05-13🔒Charge registered #3Lender: Lloyds Tsb Bank PLC
- 2011-01-18🔒Charge registered #2Lender: Clydesdale Bank PLC
- 2010-12-20🔒Charge registered #1Lender: Clydesdale Bank PLC
- 2010-06-09🏢Company incorporatedAs ACD COMMERCIAL PROPERTIES LIMITED
- 2010-06-09➕ENTWISLE, William John appointedsecretary
- 2010-06-09➕ENTWISLE, Shaun Edward appointeddirector
- 2010-06-09➕ENTWISLE, William John appointeddirector
Owner dependency
91/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 65 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
79/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 16 years.
- secondaryStable-but-static management: Company is 16 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Shaun Edward Entwisle Individual · British · DOB 03/1973 · age 53 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 01/07/2016 |
Mr William John Entwisle Individual · British · DOB 12/1961 · age 65 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 01/07/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · BB postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A AND J DERBYSHIRE PROPERTY DEVELOPMENT LTD LIMITED→ 15672550 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| A F HOLDINGS (ROSSENDALE) LIMITED→ 11379718 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ABCM PROPERTY LIMITED→ 16855710 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ABSOLUTELY RENOVATIONS LIMITED→ 15812485 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ABU BAKR PROPERTIES LTD.→ 10535614 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ACCOMED (CARE) LTD→ 17038767 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ACD PROPERTY RENTALS LIMITED→ 07278527 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| ACORN COMMERCIAL HOLDINGS LIMITED→ 10176166 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ACPS PROPERTIES LTD→ 15658345 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ACRES PARK LTD→ 15871356 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ACS HOLDINGS (LANCS) LIMITED→ 13538574 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ACSINI INVESTMENTS LIMITED→ 10610683 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2010-06-09
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
Brookside Mill Brookside Street
Oswaldtwistle
Accrington
Lancashire
BB5 3PX
Filing status
Accounts
Next due: 2027-08-31
Last made up to: 2025-11-30
Confirmation statement
Next due: 2027-06-23
Last: 2026-06-09
Officers (3 active · 0 resigned)
ENTWISLE, William John→
Activesecretary · appointed 2010-06-09
View their other companies + combined net worth →
ENTWISLE, Shaun Edward→
Activedirector · ~53y · appointed 2010-06-09
View their other companies + combined net worth →
ENTWISLE, William John→
Activedirector · ~65y · appointed 2010-06-09
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
6
Total charges
4
Outstanding
1
Active lenders
Status:Lender:6 of 6 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 2 properties | 29/04/2015 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 09/01/2015 | — | |
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | A registered charge | 1 property | 13/05/2013 | — | |
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | A registered charge | 1 property | 13/05/2013 | — | |
| satisfied | Virgin Money Clydesdale Bank PLC | Debenture | 1 property | 18/01/2011 | 23/07/2024 | |
| satisfied | Virgin Money Clydesdale Bank PLC | Legal mortgage | 1 property | 20/12/2010 | 23/07/2024 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (51 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-06-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-12
mortgage-satisfy-charge-full
mortgage · MR04
2024-07-23
mortgage-satisfy-charge-full
mortgage · MR04
2024-07-23
confirmation-statement-with-updates
confirmation-statement · CS01
2024-06-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-14
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-10-19
change-person-director-company-with-change-date
officers · CH01
2023-10-19
change-person-director-company-with-change-date
officers · CH01
2023-10-19
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-10-19
change-person-secretary-company-with-change-date
officers · CH03
2023-10-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-14