CLUNY CAPITAL LIMITED

💤Zombieactive
07331340 · ltd · incorporated 2010-07-30
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2025
Net worth
£417.4k
book net assets
Opportunity
80/100
Exceptional
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Asset-holding vehicle with a 62-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 62). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (70/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (1 active, 4 linked, 4 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
59 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £417,392

Key financials

1 year extracted from filed iXBRL accounts
Cash
£11k
Net Worth
£417k
Current Assets
£468k
Current Liabilities
—

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-09-30
Total assets£417.4k
Current assets£468.3k
Cash£10.7k
Debtors£457.6k
Net assets£417.4k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
  1. 2026-03-18
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  2. 2026-01-07
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  3. 2025-12-31
    ➖
    TIMMERMAN, Michiel Pieter resigned
    director
  4. 2025-03-27
    📄
    accounts-with-accounts-type-full
    accounts · AA
  5. 2024-06-03
    📄
    accounts-with-accounts-type-full
    accounts · AA
  6. 2023-07-28
    📄
    accounts-with-accounts-type-small
    accounts · AA
  7. 2022-11-22
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  8. 2022-01-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2021-01-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2020-08-11
    📄
    change-person-director-company-with-change-date
    officers · CH01
  11. 2020-08-11
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  12. 2020-01-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2019-08-13
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  14. 2019-01-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2018-10-31
    📄
    change-account-reference-date-company-previous-extended
    accounts · AA01
  16. 2018-08-31
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  17. 2017-11-09
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 2017-10-30
    📄
    capital-statement-capital-company-with-date-currency-figure
    capital · SH19
  19. 2015-09-14
    ➖
    ORCHARD, Timothy Gerard resigned
    director
  20. 2015-09-11
    ➕
    TIMMERMAN, Michiel Pieter appointed
    director
  21. 2013-02-22
    ➕
    ORCHARD, Timothy Gerard appointed
    director
  22. 2010-07-30
    🏢
    Company incorporated
    As CLUNY CAPITAL LIMITED
  23. 2010-07-30
    ➕
    MACPHERSON, Fiona Rose appointed
    director
  24. 2010-07-30
    ➕
    GARNER, Fred appointed
    director
  25. 2010-07-30
    ➖
    GARNER, Fred resigned
    director

Owner dependency

93/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 62 — approaching natural succession window.

Succession & seller-readiness

78/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • secondary12+ year tenure: Director in role 16 years.
  • secondaryStable-but-static management: Company is 16 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Miss Fiona Rose Macpherson
Individual · British · DOB 02/1964 · age 62
75–100%
75–100%board control75-100% shares · 75-100% voting · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2010-07-30
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

35 Brock Street
Bath
BA1 2LN
England

Filing status

Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2026-08-14
Last: 2025-07-31

Officers (1 active · 3 resigned)

MACPHERSON, Fiona Rose→
director · ~62y · appointed 2010-07-30
View their other companies + combined net worth →
Active
GARNER, Fred→
director · ~49y · appointed 2010-07-30 · resigned 2010-07-30
Resigned
ORCHARD, Timothy Gerard→
director · ~63y · appointed 2013-02-22 · resigned 2015-09-14
Resigned
TIMMERMAN, Michiel Pieter→
director · ~65y · appointed 2015-09-11 · resigned 2025-12-31
Resigned

Click a director name to see their full track record across all companies.

Recent filings (59 total)

accounts-with-accounts-type-unaudited-abridged
accounts · AA
2026-03-18
termination-director-company-with-name-termination-date
officers · TM01
2026-01-07
confirmation-statement-with-updates
confirmation-statement · CS01
2025-09-10
accounts-with-accounts-type-full
accounts · AA
2025-03-27
confirmation-statement-with-updates
confirmation-statement · CS01
2024-09-23
accounts-with-accounts-type-full
accounts · AA
2024-06-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-30
accounts-with-accounts-type-small
accounts · AA
2023-07-28
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-11-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-01-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-01-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-08-11
change-person-director-company-with-change-date
officers · CH01
2020-08-11