CONTINUUM WEALTH LIMITED

🌳Matureactive
07469003 · ltd · incorporated 2010-12-14
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
£394.5k
book net assets
Opportunity
80/100
Exceptional
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Asset-holding vehicle with a 62-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 62). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
40 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £394,452
Cash YoY
-10%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£330k
↓ 9.6% YoY
Net Worth
£394k
↑ 12% YoY
Current Assets
£418k
↓ 18% YoY
Current Liabilities
—
£0£103k£205k£308k£410k£513kMay 2024May 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-05-312024-05-31
Total assets£597.2k£614.7k
Current assets£418.2k£513.0k
Cash£330.5k£365.7k
Debtors£87.7k£147.3k
Net assets£394.5k£352.1k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (18 events)Click to expand
  1. 2026-01-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-02-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-02-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2022-12-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2022-03-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2020-10-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2020-09-30
    📄
    change-person-director-company-with-change-date
    officers · CH01
  8. 2020-09-30
    📄
    change-person-director-company-with-change-date
    officers · CH01
  9. 2020-01-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2019-09-17
    📄
    capital-allotment-shares
    capital · SH01
  11. 2019-02-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2018-01-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2016-12-16
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  14. 2015-12-21
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  15. 2015-08-20
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2013-05-01
    ➕
    DONTCHEVA, Dobromira Deltcheva appointed
    director
  17. 2010-12-14
    🏢
    Company incorporated
    As CONTINUUM WEALTH LIMITED
  18. 2010-12-14
    ➕
    WALTHAM, Antony Edward appointed
    director

Owner dependency

81/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 62 — approaching natural succession window.
  • +No director turnover: Company is 16 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

69/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 16 years.
  • secondaryStable-but-static management: Company is 16 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

3 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mrs Dobromira Deltcheva
Individual · Bulgarian · DOB 09/1975 · age 51
25–50%
—25-50% shares06/04/2016
Gina Ann Contratto
Individual · American · DOB 03/1972 · age 54
25–50%
—25-50% shares06/04/2016
Mr Antony Edward Waltham
Individual · British · DOB 03/1964 · age 62
25–50%
—25-50% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2010-12-14
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

Taylor House
39 High Street
Marlow
Buckinghamshire
SL7 1AU

Filing status

Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2026-10-01
Last: 2025-09-17

Officers (2 active · 0 resigned)

DONTCHEVA, Dobromira Deltcheva→
director · ~51y · appointed 2013-05-01
View their other companies + combined net worth →
Active
WALTHAM, Antony Edward→
director · ~62y · appointed 2010-12-14
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (40 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-03-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-10-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-09-30
change-person-director-company-with-change-date
officers · CH01
2020-09-30
change-person-director-company-with-change-date
officers · CH01
2020-09-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-01-08