A.J. DEVELOPMENTS LIMITED
🌳Matureactive
07474416 · ltd · incorporated 2010-12-21
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Construction of domestic buildings
Sector: Construction
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 75/100 (strong), bankability 67/100. Strong seller-intent signal (68/100, director aged 38). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 12 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
37 live charges · 12 lenders · oldest 14.1y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 14.1 years old — likely at or near maturity.
- · 12 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
37 charges (37/37 with lender, 37/37 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 2 with DOB)
83
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
14 connected companies via shared directors
87
Filing history
130 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 200 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (97 events)Click to expand
- 2026-03-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-01-04📍change-sail-address-company-with-old-address-new-addressaddress · AD02
- 2023-05-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-05-10🔒Charge registered #37Lender: West One Secured Loans Limited
- 2023-03-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-03-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-09-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-09-27🔓Charge satisfied #34
- 2021-09-27🔓Charge satisfied #33
- 2021-09-21📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-06-08📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2021-06-03➖STOCKLEY, Suzanne Elizabeth resignedsecretary
- 2021-04-13📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-04-13📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-04-13📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-04-13🔓Charge satisfied #36
- 2021-04-13🔓Charge satisfied #32
- 2021-04-13🔓Charge satisfied #7
- 2021-03-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-12-14➕STOCKLEY, Suzanne Elizabeth appointedsecretary
- 2020-12-14📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2020-12-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-12-10🔓Charge satisfied #35
- 2020-05-18📄accounts-amended-with-accounts-type-total-exemption-fullaccounts · AAMD
- 2019-12-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-03-05🔓Charge satisfied #30
- 2019-01-09🔒Charge registered #36Lender: Metro Bank PLC
- 2018-12-13🔒Charge registered #35Lender: Macy Services Li,Ited
- 2018-12-13🔒Charge registered #34Lender: Close Brothers Limited
- 2018-12-13🔒Charge registered #33Lender: Close Brothers Limited
- 2018-10-15🔓Charge satisfied #31
- 2018-10-12🔓Charge satisfied #29
- 2018-10-12🔓Charge satisfied #26
- 2018-10-12🔓Charge satisfied #27
- 2018-10-12🔓Charge satisfied #23
- 2018-10-12🔓Charge satisfied #24
- 2018-10-12🔓Charge satisfied #21
- 2018-10-12🔓Charge satisfied #20
- 2018-10-12🔓Charge satisfied #19
- 2018-10-12🔓Charge satisfied #18
- 2018-10-09🔓Charge satisfied #17
- 2018-07-19🔒Charge registered #32Lender: Macy Services Limited
- 2018-05-21🔓Charge satisfied #28
- 2018-05-18🔒Charge registered #31Lender: Mark Charles Meyer
- 2017-10-31🔒Charge registered #30Lender: Lloyds Bank PLC
- 2017-03-10🔒Charge registered #29Lender: Lloyds Bank PLC
- 2016-12-21🔒Charge registered #28Lender: Lloyds Bank PLC
Showing most recent 50 of 97 events
Owner dependency
68/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 15 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
59/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 15 years.
- secondaryStable-but-static management: Company is 15 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Aj Property Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Aj Property Group Limited
Corporate parent · holds 75-100% shares · board control
⬇
A.J. DEVELOPMENTS LIMITED
This company · 07474416
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Aj Property Group Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/11/2017 |
2 historic (ceased) PSCs
- Mr Sebastian Tony Janesceased 06/11/2017· 25-50% shares · 25-50% voting
- Mr Mark Stephen Adamsceased 06/11/2017· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · BH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A & G HOARE DEVELOPMENTS LIMITED→ 11388126 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| A.G PLASTERING & RENDER LTD→ 16591711 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A.J.D CONVERSIONS LTD→ 11971359 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ADEPT ELECTRICAL SOUTH LTD→ 10578507 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| AE&I PROPERTIES LTD→ 13794955 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AEA PRODUCTS LTD→ 15513759 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AEC SOUTH LTD→ 16215866 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AEDIFICIUM CONSERVATION LTD→ 12012094 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AEDIFICO LIMITED→ 03280780 · est 1996 · no financials extracted | — | — | — | — | 29y | — | — |
| AF REFURBISHMENTS LTD→ 14493669 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AFRICAN DEVELOPMENTS LTD→ 15725620 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AG FORMWORK LTD→ 12728207 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2010-12-21
Jurisdictionengland-wales
Primary SIC41202 — Construction of domestic buildings
Registered office
4 Joshuas Vista
Sandbanks Road
Poole
BH14 8HA
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-12-31
Last: 2025-12-17
Officers (2 active · 1 resigned)
ADAMS, Mark Stephen→
Activedirector · ~38y · appointed 2010-12-21
View their other companies + combined net worth →
JANES, Sebastian Tony→
Activedirector · ~37y · appointed 2010-12-21
View their other companies + combined net worth →
STOCKLEY, Suzanne Elizabeth→
Resignedsecretary · appointed 2020-12-14 · resigned 2021-06-03
Click a director name to see their full track record across all companies.
Mortgages & charges
37
Total charges
1
Outstanding
1
Active lenders
Status:Lender:37 of 37 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | West One Secured Loans West One Secured Loans Limited | A registered charge | 1 property | 10/05/2023 | — | |
| satisfied | Metro Bank Metro Bank PLC | A registered charge | 1 property | 09/01/2019 | 13/04/2021 | |
| satisfied | Macy Services Li,Ited | A registered charge | 1 property | 13/12/2018 | 10/12/2020 | |
| satisfied | Close Brothers Close Brothers Limited | A registered charge | 2 properties | 13/12/2018 | 27/09/2021 | |
| satisfied | Close Brothers Close Brothers Limited | A registered charge | 2 properties | 13/12/2018 | 27/09/2021 | |
| satisfied | Macy Services Macy Services Limited | A registered charge | 1 property | 19/07/2018 | 13/04/2021 | |
| satisfied | Mark Charles Meyer | A registered charge | 1 property | 18/05/2018 | 15/10/2018 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 31/10/2017 | 05/03/2019 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 10/03/2017 | 12/10/2018 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 21/12/2016 | 21/05/2018 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 09/09/2016 | 12/10/2018 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 05/09/2016 | 12/10/2018 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 21/04/2016 | 03/11/2016 | |
| satisfied | Philip Trevor Cook | A registered charge | 1 property | 19/02/2016 | 23/09/2016 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 15/02/2016 | 12/10/2018 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 10/02/2016 | 12/10/2018 | |
| satisfied | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 04/01/2016 | 12/10/2018 | |
| satisfied | Keith Whitbread | A registered charge | 1 property | 27/11/2015 | 12/10/2018 | |
| satisfied | Keith Whitbread | A registered charge | 1 property | 27/11/2015 | 12/10/2018 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 16/07/2015 | 12/10/2018 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 15/06/2015 | 09/10/2018 | |
| satisfied | Philip Trevor Cook | A registered charge | 1 property | 17/10/2014 | 03/11/2016 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 17/10/2014 | 03/11/2016 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 10/09/2014 | 31/10/2016 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 10/09/2014 | 31/10/2016 | |
| satisfied | Philip Trevor Cook | A registered charge | 1 property | 04/09/2014 | 03/11/2016 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 14/08/2014 | 31/10/2016 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 28/07/2014 | 31/10/2016 | |
| satisfied | Emma Louise Burgess | A registered charge | 1 property | 25/03/2014 | 31/10/2016 | |
| satisfied | Emma Louise Burgess | A registered charge | 1 property | 21/01/2014 | 31/10/2016 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | A registered charge | 1 property | 05/09/2013 | 13/04/2021 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage deed | 1 property | 23/11/2012 | 31/10/2016 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage | 1 property | 23/11/2012 | 03/11/2016 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage | 1 property | 23/11/2012 | 31/10/2016 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage | 1 property | 23/11/2012 | 31/10/2016 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage deed | 1 property | 27/04/2012 | 31/10/2016 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage deed | 1 property | 27/04/2012 | 26/08/2016 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (130 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-06
confirmation-statement-with-updates
confirmation-statement · CS01
2024-12-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-04
change-sail-address-company-with-old-address-new-address
address · AD02
2024-01-04
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-05-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-20
mortgage-satisfy-charge-full
mortgage · MR04
2021-09-27
mortgage-satisfy-charge-full
mortgage · MR04
2021-09-27
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-09-21