BANKS & COOPER LTD

🌳Matureactive
07491382 · ltd · incorporated 2011-01-13
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
Upgrade to see
Turnover
year to Jan 2025
Net worth
£126.1k
book net assets
Opportunity
76/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

What this business does
Primary activity: Retail sale of automotive fuel in specialised stores
Sector: Wholesale & retail
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 76/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
36 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £126,099

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
£126k
↑ 16% YoY
Current Assets
£122k
↓ 6.5% YoY
Current Liabilities
£0£26k£52k£78k£104k£130kJan 2024Jan 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-01-312024-01-31
Total assets£168.9k£135.5k
Current assets£121.6k£130.0k
Net assets£126.1k£108.5k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
  • 1 confirmation-statement
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
  1. 2026-01-27
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-01-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2023-05-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2023-01-23
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2021-11-03
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2021-02-25
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2019-10-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2018-10-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2017-09-27
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2016-11-07
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  11. 2016-03-14
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  12. 2015-10-29
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  13. 2015-02-19
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  14. 2014-10-27
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  15. 2014-03-05
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  16. 2011-01-13
    🏢
    Company incorporated
    As BANKS & COOPER LTD
  17. 2011-01-13
    BHANGU, Raj Kumar appointed
    director
  18. 2011-01-13
    KAPUR, Ravinder appointed
    director
  19. 2011-01-13
    KAHAN, Barbara appointed
    director
  20. 2011-01-13
    KAHAN, Barbara resigned
    director

Owner dependency

68/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 15 years — deep operational knowledge concentrated in one person.

Succession & seller-readiness

59/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 15 years.
  • secondaryStable-but-static management: Company is 15 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr Raj Kumar Bhangu
Individual · British · DOB 08/1970 · age 56
50–75%50-75% voting01/01/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Retail · TF postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
ALIKA COLLECTIONS LIMITED
16425994 · est 2025 · no financials extracted
APEXMARTT LTD
15274507 · est 2023 · no financials extracted
2y
APLEY TRADING LIMITED
11053483 · est 2017
£-64.3k8y
APPLIANCE WORKSHOP LTD
13253008 · est 2021 · no financials extracted
5y
ASTRALORB LIMITED
16044301 · est 2024 · no financials extracted
1y
AXIS GAMING LTD
14932740 · est 2023 · no financials extracted
2y
BANANAA LTD
14868316 · est 2023 · no financials extracted
2y
BE PERSONAL GIFTS LTD
11178090 · est 2018 · no financials extracted
8y
BEDS AND FURNITURE WAREHOUSE LTD
11862091 · est 2019 · no financials extracted
7y
BELVA PRODUCE LIMITED
11639950 · est 2018 · no financials extracted
7y
BEST USED TYRES LTD
13884961 · est 2022 · no financials extracted
4y
BETCHWORTH VILLAGE SHOP LIMITED
11948127 · est 2019 · no financials extracted
7y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2011-01-13
Jurisdictionengland-wales
Primary SIC47300 — Retail sale of automotive fuel in specialised stores

Registered office

1 The Firs Isombridge Lane
Longdon Upon Tern
Telford
Shropshire
TF6 6LH

Filing status

Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2027-01-16
Last: 2026-01-02

Officers (2 active · 1 resigned)

BHANGU, Raj Kumar
director · ~56y · appointed 2011-01-13
View their other companies + combined net worth →
Active
KAPUR, Ravinder
director · ~47y · appointed 2011-01-13
View their other companies + combined net worth →
Active
KAHAN, Barbara
director · ~95y · appointed 2011-01-13 · resigned 2011-01-13
Resigned

Click a director name to see their full track record across all companies.

Recent filings (36 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-14
accounts-with-accounts-type-micro-entity
accounts · AA
2026-01-27
accounts-with-accounts-type-micro-entity
accounts · AA
2025-01-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-02
accounts-with-accounts-type-micro-entity
accounts · AA
2023-05-30
accounts-with-accounts-type-micro-entity
accounts · AA
2023-01-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-07
accounts-with-accounts-type-micro-entity
accounts · AA
2021-11-03
accounts-with-accounts-type-micro-entity
accounts · AA
2021-02-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-02-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-01-02
accounts-with-accounts-type-micro-entity
accounts · AA
2019-10-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-01-08