CARROLL INSURANCE AND PROPERTIES LIMITED

💤Zombieactive
07543586 · ltd · incorporated 2011-02-25
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£-1.2k
book net assets
Opportunity
78/100
Strong
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What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
ALSO REGISTERED FOR
  • 68209Other letting and operating of own or leased real estate
Investor take
Pass (distressed without resilience)
Distressed active trading company — structural issues outweigh the discount.

Opportunity 78/100 (strong), bankability 75/100. Strong seller-intent signal (68/100, director aged 85). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (1 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
44 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Negative net assets
Liabilities exceed assets by £1,233

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
-£1k
↓ 172% YoY
Current Assets
—
Current Liabilities
—
-£1k-£1k-£921-£765-£609-£453Dec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-12-312023-12-31
Total assets£-1.2k£-453
Net assets£-1.2k£-453

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
4
filings
  • • 2 persons-with-significant-control
  • • 1 confirmation-statement
  • • 1 officers
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
  1. 2026-03-28
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  2. 2026-03-20
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  3. 2026-03-20
    📄
    change-person-director-company-with-change-date
    officers · CH01
  4. 2025-09-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2025-01-17
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  6. 2025-01-17
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  7. 2024-12-21
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  8. 2024-12-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2024-12-10
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  10. 2024-07-21
    ➖
    CAIRNS, Michael Williams resigned
    secretary
  11. 2024-07-21
    ➖
    CAIRNS, Michael William resigned
    director
  12. 2024-05-21
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  13. 2024-05-14
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  14. 2023-09-23
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2022-03-09
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  16. 2021-09-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  17. 2020-12-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  18. 2020-04-14
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  19. 2019-07-17
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  20. 2012-04-01
    ➕
    CARROLL, Peter Robert appointed
    director
  21. 2011-02-25
    🏢
    Company incorporated
    As CARROLL INSURANCE AND PROPERTIES LIMITED
  22. 2011-02-25
    ➕
    CAIRNS, Michael Williams appointed
    secretary
  23. 2011-02-25
    ➕
    CAIRNS, Michael William appointed
    director

Owner dependency

100/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Founder name in company name: Company name contains director surname "CARROLL" — strong identity link between founder and business.
  • +Founder age: Director aged approximately 85 — succession pressure is live.

Succession & seller-readiness

98/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 85 years old. Natural succession window is now.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • secondary12+ year tenure: Director in role 14 years.
  • secondaryStable-but-static management: Company is 15 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Peter Robert Carroll
Individual · British · DOB 11/1941 · age 85
50–75%
—50-75% shares06/04/2016
Mrs Pauline Carroll
Individual · British · DOB 02/1950 · age 76
25–50%
—25-50% shares26/02/2025

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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08474849 · est 2013 · no financials extracted
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14008975 · est 2022 · no financials extracted
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CANTERBURY CAPITAL LIMITED→
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CANTERBURY WEALTH MANAGEMENT LIMITED→
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————9y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2011-02-25
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers

Registered office

Seaways North Road
Sandwich Bay
Sandwich
CT13 9PJ
England

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-03-11
Last: 2026-02-25

Officers (1 active · 2 resigned)

CARROLL, Peter Robert→
director · ~85y · appointed 2012-04-01
View their other companies + combined net worth →
Active
CAIRNS, Michael Williams→
secretary · appointed 2011-02-25 · resigned 2024-07-21
Resigned
CAIRNS, Michael William→
director · ~75y · appointed 2011-02-25 · resigned 2024-07-21
Resigned

Click a director name to see their full track record across all companies.

Recent filings (44 total)

notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-03-28
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-27
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-20
change-person-director-company-with-change-date
officers · CH01
2026-03-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-29
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-28
termination-secretary-company-with-name-termination-date
officers · TM02
2025-01-17
termination-director-company-with-name-termination-date
officers · TM01
2025-01-17
gazette-filings-brought-up-to-date
gazette · DISS40
2024-12-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-19
gazette-notice-compulsory
gazette · GAZ1
2024-12-10
gazette-filings-brought-up-to-date
gazette · DISS40
2024-05-21
confirmation-statement-with-updates
confirmation-statement · CS01
2024-05-20
gazette-notice-compulsory
gazette · GAZ1
2024-05-14
accounts-with-accounts-type-micro-entity
accounts · AA
2023-09-23