GILLINGHAMS INDEPENDENT FINANCIAL ADVISERS LIMITED

🌳Matureactive
07548422 · ltd · incorporated 2011-03-02
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
80/100
Exceptional
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Active trading company with a 67-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 67). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
42 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-312024-03-31
Average employees800800

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
  1. 2025-12-09
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-02-19
    📄
    second-filing-of-confirmation-statement-with-made-up-date
    confirmation-statement · RP04CS01
  3. 2024-12-09
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2023-11-14
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2023-09-04
    📄
    capital-cancellation-shares
    capital · SH06
  6. 2023-09-04
    📄
    capital-cancellation-shares
    capital · SH06
  7. 2023-08-25
    📄
    capital-name-of-class-of-shares
    capital · SH08
  8. 2022-11-15
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2021-12-15
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2021-03-30
    📄
    accounts-amended-with-accounts-type-micro-entity
    accounts · AAMD
  11. 2020-11-02
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2019-11-15
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2018-12-04
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2018-06-26
    📄
    second-filing-capital-allotment-shares
    capital · RP04SH01
  15. 2018-06-26
    📄
    second-filing-capital-allotment-shares
    capital · RP04SH01
  16. 2018-05-02
    📄
    capital-allotment-shares
    capital · SH01
  17. 2018-05-02
    📄
    capital-allotment-shares
    capital · SH01
  18. 2011-03-02
    🏢
    Company incorporated
    As GILLINGHAMS INDEPENDENT FINANCIAL ADVISERS LIMITED
  19. 2011-03-02
    ➕
    HEWITT, James Michael Lance appointed
    director
  20. 2011-03-02
    ➕
    SEAR, Jonathon David appointed
    director

Owner dependency

88/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 15 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 67 — succession pressure is live.
  • +No director turnover: Company is 15 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

79/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 15 years.
  • secondaryStable-but-static management: Company is 15 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr James Michael Lance Hewitt
Individual · English · DOB 06/1981 · age 45
25–50%
—25-50% shares06/04/2016
Mr Jonathon David Sear
Individual · British · DOB 04/1959 · age 67
25–50%
—25-50% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2011-03-02
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

2 Victoria Grove
Bridport
Dorset
DT6 3AA

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-01-30
Last: 2026-01-16

Officers (2 active · 0 resigned)

HEWITT, James Michael Lance→
director · ~45y · appointed 2011-03-02
View their other companies + combined net worth →
Active
SEAR, Jonathon David→
director · ~67y · appointed 2011-03-02
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (42 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-22
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-09
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2025-02-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-17
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-09
confirmation-statement-with-updates
confirmation-statement · CS01
2024-02-22
accounts-with-accounts-type-micro-entity
accounts · AA
2023-11-14
capital-cancellation-shares
capital · SH06
2023-09-04
capital-cancellation-shares
capital · SH06
2023-09-04
capital-name-of-class-of-shares
capital · SH08
2023-08-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-24
accounts-with-accounts-type-micro-entity
accounts · AA
2022-11-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-18
accounts-with-accounts-type-micro-entity
accounts · AA
2021-12-15
accounts-amended-with-accounts-type-micro-entity
accounts · AAMD
2021-03-30