A BANKS LIMITED
Opportunity 72/100 (strong), bankability 65/100. Strong seller-intent signal (78/100, director aged 77). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £29.9k | £27.0k |
| Current assets | £46.3k | £47.1k |
| Net assets | £26.4k | £22.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (19 events)Click to expand
- 2025-05-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-11-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-11-02📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-11-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-07-05📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-12-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-12-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-12-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-12-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2016-12-20📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-03-23📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-12-21📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-04-17📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-12-19📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2014-05-06📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2013-11-25📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2011-03-23🏢Company incorporatedAs A BANKS LIMITED
- 2011-03-23➕BANKS, Angela Kitty appointedsecretary
- 2011-03-23➕BANKS, Alan Paul appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder name in company name: Company name contains director surname "BANKS" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 15 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 77 — succession pressure is live.
- +No director turnover: Company is 15 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 77 years old. Natural succession window is now.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 15 years.
- secondaryStable-but-static management: Company is 15 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 high ·Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2026-04-06
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Alan Paul Banks Individual · British · DOB 07/1949 · age 77 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control · trust interest · firm interest | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Automotive · PE postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1ST BOSTON'S MOT STATION LIMITED→ 14018016 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| 281 AUTOMOTIVE LIMITED→ 14430641 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 313 AUTOMOTIVE LIMITED→ 13032999 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 4M CARS LTD→ 14394421 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 4TEK GARAGE SERVICES LIMITED→ 09986861 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| 7 FLEET NETWORK LIMITED→ 14428461 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| A AND L SCOOTERS LIMITED→ 16847857 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A. CULPIN & SON LIMITED→ 03270563 · est 1996 · no financials extracted | — | — | — | — | 29y | — | — |
| A&A AUTOSALES LTD→ 13299678 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| A&C CAR SALES LIMITED→ 14516861 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| A1 CAMPERS LTD→ 10208297 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| A1 GEARBOXES LIMITED→ 02937834 · est 1994 · no financials extracted | — | — | — | — | 31y | — | — |
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.