BREMCO CAPITAL LIMITED
🌳Matureactive
07757368 · ltd · incorporated 2011-08-31
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
Investor take
PursueActive trading company with a 68-year-old founder — textbook succession opportunity.
Opportunity 75/100 (strong), bankability 57/100. Strong seller-intent signal (63/100, director aged 68). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
7 live charges · 6 lenders · oldest 14.7y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 14.7 years old — likely at or near maturity.
- · 6 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (59/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
7 charges (7/7 with lender, 7/7 with type)
90
Directors & officers
4 officers (4 active, 4 linked, 2 with DOB)
80
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
56 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (32 events)Click to expand
- 2025-12-09📄change-person-director-company-with-change-dateofficers · CH01
- 2025-10-03📄accounts-with-accounts-type-fullaccounts · AA
- 2025-09-17📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-09-17📄change-person-director-company-with-change-dateofficers · CH01
- 2025-09-17📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-09-29📄accounts-with-accounts-type-fullaccounts · AA
- 2024-08-30📄memorandum-articlesincorporation · MA
- 2024-08-30📄resolutionresolution · RESOLUTIONS
- 2024-08-30📄resolutionresolution · RESOLUTIONS
- 2024-08-28📄capital-name-of-class-of-sharescapital · SH08
- 2024-08-28📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2024-02-07📄change-person-director-company-with-change-dateofficers · CH01
- 2024-02-07📄change-person-director-company-with-change-dateofficers · CH01
- 2023-12-05📄memorandum-articlesincorporation · MA
- 2023-12-05📄resolutionresolution · RESOLUTIONS
- 2023-12-05📄resolutionresolution · RESOLUTIONS
- 2023-12-04📄capital-allotment-sharescapital · SH01
- 2023-12-04📄capital-allotment-sharescapital · SH01
- 2023-09-29📄accounts-with-accounts-type-fullaccounts · AA
- 2023-02-10📄change-person-director-company-with-change-dateofficers · CH01
- 2012-01-01🔒Charge registered #7Lender: Rbc Dexia Investor Services Trust and Certain Other Persons or Bodies (As Further Defined on Form MG01)
- 2012-01-01🔒Charge registered #6Lender: Lloyd’S, and Certain Other Persons or Bodies (As Further Defined on Form MG01)
- 2012-01-01🔒Charge registered #5Lender: Lloyd’S and Certain Other Persons or Bodies (As Further Defined on the Form MG01)
- 2012-01-01🔒Charge registered #4Lender: Lloyd’S and Certain Other Persons or Bodies (As Further Defined on the Form MG01)
- 2012-01-01🔒Charge registered #3Lender: Lloyd’S, the Regulating Trustee and Certain Other Persons or Bodies (As Further Defined on Form MG01)
- 2012-01-01🔒Charge registered #2Lender: The Society, the Beneficiaries and Certain Other Persons or Bodies (As Further Defined on Form MG01)
- 2011-10-28🔒Charge registered #1Lender: Lloyd's, the Trustees, the Beneficiaries and the Other Persons or Bodies (As Further Defined on Form MG01)
- 2011-08-31🏢Company incorporatedAs BREMCO CAPITAL LIMITED
- 2011-08-31➕FIDENTIA NOMINEES LIMITED appointedcorporate-secretary
- 2011-08-31➕BREMNER, John Archibald Gordon, Dr appointeddirector
- 2011-08-31➕BREMNER, Mary appointeddirector
- 2011-08-31➕FIDENTIA TRUSTEES LIMITED appointedcorporate-director
Owner dependency
88/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Founder name in company name: Company name contains director surname "LIMITED" — strong identity link between founder and business.
- +Founder age: Director aged approximately 68 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
63/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
- secondary12+ year tenure: Director in role 15 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 low7 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Mary Bremner Individual · British · DOB 08/1964 · age 62 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Dr John Archibald Gordon Bremner Individual · British · DOB 11/1958 · age 68 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · NG postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BIRKETT & BIRKETT LIMITED→ 13504754 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| BLOWFISH FINANCIAL SERVICES LIMITED→ 05357523 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| BLUEJAY FINANCIAL PLANNING LTD→ 08970008 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| BOMER CAPITAL LIMITED→ 09177070 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| BRADLEY PROFESSIONAL LIMITED→ 09450522 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| BREEZE CAPITAL LIMITED→ 14121923 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BREEZE FINANCE 1 LIMITED→ 14195305 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BRIDGEWOOD FINANCE LIMITED→ 13350711 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| BRIDGEWOOD FINANCIAL SOLUTIONS LIMITED→ 06957765 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| BRIDGFORD INVESTMENTS LIMITED→ 11851388 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| BROKER COMMONWEALTH LIMITED→ 13607254 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| BROOKING UNDERWRITING LIMITED→ 06997015 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2011-08-31
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance
Registered office
3 Castlegate
Grantham
Lincolnshire
NG31 6SF
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-02-28
Last: 2026-02-14
Officers (4 active · 0 resigned)
FIDENTIA NOMINEES LIMITED→
Activecorporate-secretary · appointed 2011-08-31
View their other companies + combined net worth →
BREMNER, John Archibald Gordon, Dr→
Activedirector · ~68y · appointed 2011-08-31
View their other companies + combined net worth →
BREMNER, Mary→
Activedirector · ~62y · appointed 2011-08-31
View their other companies + combined net worth →
FIDENTIA TRUSTEES LIMITED→
Activecorporate-director · appointed 2011-08-31
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
7
Total charges
7
Outstanding
6
Active lenders
Status:Lender:7 of 7 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Rbc Dexia Investor Services Trust and Certain Other Persons or Bodies (As Further Defined on Form MG01) | Lloyd’s canadian trust deed dated 25 may 2001 (the trust deed) | 1 property | 01/01/2012 | — | |
| outstanding | Lloyd’S, and Certain Other Persons or Bodies (As Further Defined on Form MG01) | Amendment and restatement lloyd’s american instrument 1995 (general business for corporate members) (the 1995 american instrument (corporate members)) dated 31 july 1995 and amended on 28 december 2001, 1 april 2001, 1 august 2001, 13 february 2002, 27 september 2007 and 24 march 2009 | 1 property | 01/01/2012 | — | |
| outstanding | Lloyd’S and Certain Other Persons or Bodies (As Further Defined on the Form MG01) | Lloyd’s asia (singapore policies) instrument 2002 (general business of all underwriting members) (the singapore policies instrument) dated 13 february 2002 | 1 property | 01/01/2012 | — | |
| outstanding | Lloyd’S and Certain Other Persons or Bodies (As Further Defined on the Form MG01) | Lloyd’s asia (offshore policies) instrument 2002 (general business of all underwriting members) (the offshore policies instrument) dated 13 february 2002 | 1 property | 01/01/2012 | — | |
| outstanding | Lloyd’S, the Regulating Trustee and Certain Other Persons or Bodies (As Further Defined on Form MG01) | Lloyd’s premium trust deed (general business) (the trust deed) | 1 property | 01/01/2012 | — | |
| outstanding | The Society, the Beneficiaries and Certain Other Persons or Bodies (As Further Defined on Form MG01) | Membership agreement between the society incorporated by lloyd's act 1871 by the name of lloyd's (the society) and the company (the agreement) | 1 property | 01/01/2012 | — | |
| outstanding | Lloyd's, the Trustees, the Beneficiaries and the Other Persons or Bodies (As Further Defined on Form MG01) | Deposit trust deed (third party deposit) (gen) (10) | 1 property | 28/10/2011 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (56 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-02-19
change-person-director-company-with-change-date
officers · CH01
2025-12-09
accounts-with-accounts-type-full
accounts · AA
2025-10-03
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-09-17
change-person-director-company-with-change-date
officers · CH01
2025-09-17
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-09-17
confirmation-statement-with-updates
confirmation-statement · CS01
2025-02-18
accounts-with-accounts-type-full
accounts · AA
2024-09-29
memorandum-articles
incorporation · MA
2024-08-30
resolution
resolution · RESOLUTIONS
2024-08-30
resolution
resolution · RESOLUTIONS
2024-08-30
capital-name-of-class-of-shares
capital · SH08
2024-08-28
capital-variation-of-rights-attached-to-shares
capital · SH10
2024-08-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-14
confirmation-statement-with-updates
confirmation-statement · CS01
2024-02-07