4WARD PROPERTY DEVELOPMENTS LTD

🌳Matureactive
07901997 · ltd · incorporated 2012-01-09
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 11.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
—
book net assets
Opportunity
79/100
Strong
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What this business does
Primary activity: Development of building projects
Sector: Construction
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 79/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · oldest 11.0y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 11.0 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (83/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 4 total, 4 with control declared
90
Director network
17 connected companies via shared directors
90
Filing history
56 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0May 2024May 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-05-312024-05-31
Average employees2200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 accounts
Last 180 days
2
filings
  • • 1 accounts
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
  1. 2026-02-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-02-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2025-02-11
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  4. 2024-02-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-02-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2023-01-19
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  7. 2023-01-19
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  8. 2023-01-18
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  9. 2023-01-18
    📄
    change-person-director-company-with-change-date
    officers · CH01
  10. 2023-01-17
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  11. 2023-01-16
    📄
    change-person-director-company-with-change-date
    officers · CH01
  12. 2022-02-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2021-05-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2020-02-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2019-07-17
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  16. 2019-02-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2018-02-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 2016-06-21
    🔓
    Charge satisfied #2
  19. 2015-05-08
    🔒
    Charge registered #2
    Lender: National Westminster Bank PLC
  20. 2015-05-05
    🔒
    Charge registered #1
    Lender: National Westminster Bank PLC
  21. 2013-10-16
    ➕
    WARD, Joanne appointed
    secretary
  22. 2013-10-16
    ➕
    WARD, Joanne Claire appointed
    director
  23. 2012-01-09
    🏢
    Company incorporated
    As 4WARD PROPERTY DEVELOPMENTS LTD
  24. 2012-01-09
    ➕
    WARD, Christopher Charles Maxwell appointed
    director

Owner dependency

89/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "WARD" — strong identity link between founder and business.
  • +Senior director age: Director aged approximately 60 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

59/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 14 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Christopher Charles Maxwell Ward
Individual · British · DOB 06/1966 · age 60
25–50%
25–50%25-50% shares · 25-50% voting09/01/2018
Mrs Joanne Claire Ward
Individual · British · DOB 03/1967 · age 59
25–50%
25–50%25-50% shares · 25-50% voting09/01/2018
2 historic (ceased) PSCs
  • Mr Christopher Charles Maxwell Wardceased 09/01/2018· 25-50% shares · 25-50% voting
  • Mrs Joanne Claire Wardceased 09/01/2018· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2012-01-09
Jurisdictionengland-wales
Primary SIC41100 — Development of building projects

Registered office

20 Newerne Street
Lydney
Gloucestershire
GL15 5RA
England

Filing status

Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2027-01-23
Last: 2026-01-09

Officers (3 active · 0 resigned)

WARD, Joanne→
secretary · appointed 2013-10-16
View their other companies + combined net worth →
Active
WARD, Christopher Charles Maxwell→
director · ~60y · appointed 2012-01-09
View their other companies + combined net worth →
Active
WARD, Joanne Claire→
director · ~59y · appointed 2013-10-16
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
satisfied
National Westminster Bank
National Westminster Bank PLC
A registered charge1 property08/05/201521/06/2016
outstanding
National Westminster Bank
National Westminster Bank PLC
A registered charge—05/05/2015—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (56 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-02-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-25
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-02-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-02-14
confirmation-statement-with-updates
confirmation-statement · CS01
2023-01-23
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-01-19
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-01-19
change-person-secretary-company-with-change-date
officers · CH03
2023-01-18
change-person-director-company-with-change-date
officers · CH01
2023-01-18
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-01-17
change-person-director-company-with-change-date
officers · CH01
2023-01-16