AUCTION HOUSE CUMBRIA LIMITED
🌳Matureactive
07946584 · ltd · incorporated 2012-02-13
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 9.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Real estate agencies
Sector: Real estate
Investor take
PursueActive trading company with a 68-year-old founder — textbook succession opportunity.
Opportunity 80/100 (exceptional), bankability 85/100. Strong seller-intent signal (68/100, director aged 68). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
1 live charge · oldest 9.2y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 9.2 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (57/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
32 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
- 2025-10-08📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-11-19📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-12-19📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-12-21📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-12-07📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-09-23📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-09-18📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-01-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-11-28📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2018-06-13📄mortgage-satisfy-charge-fullmortgage · MR04
- 2018-06-13🔓Charge satisfied #1
- 2017-12-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-04-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2017-03-31🔒Charge registered #1Lender: Barclays Bank PLC
- 2016-12-18📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-03-29📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-12-22📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2012-02-13🏢Company incorporatedAs AUCTION HOUSE CUMBRIA LIMITED
- 2012-02-13➕WEST, Colin appointedsecretary
- 2012-02-13➕FORSYTH, John Hugh appointeddirector
- 2012-02-13➕WEST, Colin appointeddirector
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 68 — succession pressure is live.
Succession & seller-readiness
69/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 14 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr John Hugh Forsyth Individual · British · DOB 07/1959 · age 67 | 25–50% | — | 25-50% shares | 10/02/2017 |
Mr Colin West Individual · British · DOB 05/1958 · age 68 | 25–50% | — | 25-50% shares | 10/02/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2012-02-13
Jurisdictionengland-wales
Primary SIC68310 — Real estate agencies
Registered office
59 Warwick Road
Carlisle
Cumbria
CA1 1EE
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-02-27
Last: 2026-02-13
Officers (3 active · 0 resigned)
Active
FORSYTH, John Hugh→
Activedirector · ~67y · appointed 2012-02-13
View their other companies + combined net worth →
Active
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Barclays Barclays Bank PLC | A registered charge | — | 31/03/2017 | 13/06/2018 |
Recent filings (32 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-02-25
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-10-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-24
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-11-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-20
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-12-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-07
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-12-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-23
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-12-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-02-25
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2020-09-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-02-20
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2019-09-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-02-21